Saturday, March 19, 2011

Dental CAre?

Where can i find an affordable dental insurance that can help pay for braces if you are over 18 in New Jersey?
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If its not offered through your employer, then don't bother. Most companies only have orthodontic coverage if the employer is over a certain number of employees (25?) So, finding true insurance for just one individual is near impossible. Also, don't be misled by discount plans (sold at Sam's or Costco), they are not the same. They give a discount to you when you go to their providers, watch out though, the doctors are usually not good. They sign up to be on the plan to gain referrals and have to compensate the discount by either having higher prices or have to have more patients. This makes the quality of care go down usually. Also, you may pay more for membership or premiums than you may get in benefits...best bet is to fork out the full fee for the braces.
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