I am 25 and my health insurance ran out. Where can I get cheap health insurance in NY that includes:?

Also, what does this mean in lamens terms? With a high deductible health plan (HDHP), you pay for most health care expenses up to a certain amount before the insurance policy begins to cover them. The standard deductible is $1,150 for individuals Hospitalization (MAJOR MEDICAL) Prescription Coverage Out Patient (Dr. Office Visits, House Calls) Right to pick your own doctor within the network Emergency Care Surgical Care Optional: Dental/Optical Very Least Must Have Hospitilization/Surgical/Emergency
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I'm in NYC and have Medicaid. You can't exactly pick your own doctor, they have to accept Medicaid. Also, there are income/asset restrictions.
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