I currently have Aetna PPO for my son but they cover 0 % and I would be hit with the $ 5,000 bill. Any help would be greatly appreciated. Thanks !!
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If you're having trouble affording braces, check out www.smileschangelives.org and see if they have a program available in your area.
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Saturday, November 20, 2010
Where can I find Affordable Dental Insurance. I recieve coverage from my job but need more coverage?
I recieve 1000 a year form my job, and I need more work done. I have used the max, so please let me know what is the best plan for me
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You have three options in addition to your current insurance with dental. 1. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. You can find one here: http://www.yourhealthplanadvisor.com/Den… 2. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $919. With discount plans you pay around $827. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 3. Fee for Service discount plans - Cost $7-$15 per month payable yearly. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $919. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
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You have three options in addition to your current insurance with dental. 1. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. You can find one here: http://www.yourhealthplanadvisor.com/Den… 2. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $919. With discount plans you pay around $827. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 3. Fee for Service discount plans - Cost $7-$15 per month payable yearly. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $919. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
Source
I live in Rome, NY & have no dental insurance; does anyone know of a free or low-cost dental clinic in my area?
We have medical coverage, but with no dental in the last several years (we can't afford it), it's fallen by the wayside. We can't afford to pay out of pocket either, & now all I have to show for it is a massive toothache. Any help is appreciated.
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You can easily check your minimal health care rates in internet, for example here - health-quotes.isgreat.org
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You can easily check your minimal health care rates in internet, for example here - health-quotes.isgreat.org
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Can i add my spouse at anytime into my health or dental insurance?
If yes , How long can i wait before i make that addition.
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healthplans.bebto.com - here is my health insurance plan. As I remember they can provide such a service.
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healthplans.bebto.com - here is my health insurance plan. As I remember they can provide such a service.
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Free or affordable dental insurance for college students?
I'm a 20-year-old college student that's in need of dental insurance, in the South Bay of California/ L.A. area.. I used to be covered by Healthy Families, but they stopped covering me once I turned 18. As an orphan, I'm considered an "independent" as far as school enrollment goes, so I don't know if that will affect/make it easier to get coverage?
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YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here www.HealthInsuranceFree.info/dental.html to solve the problem.
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YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here www.HealthInsuranceFree.info/dental.html to solve the problem.
Source
Can a dentist fix a sagging front veneer and how much do you think that would cost with dental insurance?
I have a front veneer tooth. Last Friday I got punched in the mouth and now my veneer is loose and it's lower than my other top teeth. Do you think a dentist can fix my veneer back to normal or will they tell my to replace it?
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Are you sure it is not the tooth that is loose? Veneers usually do not get loose, but rather come out. They may just be able to shorten it a little if it is still bonded and the tooth is loose.
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Are you sure it is not the tooth that is loose? Veneers usually do not get loose, but rather come out. They may just be able to shorten it a little if it is still bonded and the tooth is loose.
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What is the actual average cost for single coverage dental insurance and vision insurance to an employer?
I live in Iowa and just wanted some basic figures on what my employer would spend on these types of coverages for me, a single 23 year old male with no children? I realize it depends on the company and there are ranges depending on coverage but just wanted a basic idea.
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Dental- About $20-$30 per month, but remember it is highly dependent upon both the items covered and the maximum annual payment limit. Dental insurance is much different than medical/Dr coverage and considered by many as not a good use of your money. For example many policies won't cover the really expensive items like braces and will have an annual payment cap of $1000. After you have paid $300-$500 annually into it, that max does not leave you much room to have any real coverage. Vision - is much the same issue in that both benefits coverage and little risk coverage for the cost.
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Dental- About $20-$30 per month, but remember it is highly dependent upon both the items covered and the maximum annual payment limit. Dental insurance is much different than medical/Dr coverage and considered by many as not a good use of your money. For example many policies won't cover the really expensive items like braces and will have an annual payment cap of $1000. After you have paid $300-$500 annually into it, that max does not leave you much room to have any real coverage. Vision - is much the same issue in that both benefits coverage and little risk coverage for the cost.
Source
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