I need thousands of dollars of both health and cosmetic dental work on my teeth and can't afford anything :( Any ideas or am i screwed? I live in Chicago !
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Okay, first of all you need to find som affordable insurance. There are several places were you can get insurance for like 14 bucks a month. (I'll include a link below.) Also, there is one insurance place that even gives you a month trial! I saw it opn TV but cant remember what it is called, but this one I found on the web offers a 45 day trial. http://www.business.com/directory/financial_services/insurance/health_insurance/dental_insurance/ Okay, second way to solve your problem is to find a dentist were you can make payments, there have to be some around your parts that will accept people with bad credit, if you have bad credit or cannot qualify for Care Credit. I could not qualify for Care Credit, but am lucky enough to live in Arizona, where they have a place called Western Dental that will finance anyone with no money down. (Maybe you could make a couple trips to AZ or California?) So, try to find a dentist in Ill. who will finance anyone, or find a co- signer. But Care Credit is very hard to get, I know I tried! Try calling dentists and ask who they get credit through. Some may have in- house financing, or offer someone else besides Care Credit, like AFS, who is easier to qualify through. Anyways, I know how you feel. It sucks to have bad teeth and I should know because I just barely got mine fixed, insurance covering half the cost, or $1500, which means I only have to finance 1500. So the point is, get you insurance first, and you can for cheap, like 13 bucks a month. Then find dentist who can finance you. Call around, ask a couple dental offices where you can go in your situation. IF you look hard enough you'll find something. No matter what, get started now. There is no right time. I just went for one appointment and two months and six appoinments later My teeth are almost done. It can happen for you. And if you get insurance, your exam will be free, which will greatly help you get started. Also, X-rays and other things will be covered. And last, 50% of dental procedures will be covered, so you can go little by little if need be. BElow are a couple links to other insurance places that seem to have low rates. http://www.google.com/pagead/iclk?sa=l&ai=BYcCEcXWCR_iOPInieeHX9e8Dqb_KNfHS_6wC77qjCID5KwgAEAMYAygDOAFQoMCvqPj_____AWDJ3o6LwKTYD6AB86Lo_gOqARNjb20ubWljcm9zb2Z0OmVuLXVzyAEBgAIByAKVy7MB2QPon-UdtSG4sw&adurl=http://www.usadentalcare.com/cgi-bin/db2/refer.cgi%3Ftrack%3D100114 http://www.americandenticare.com/
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Friday, December 3, 2010
My tooth hurts and I don't have dental insurance, what can I do?
I can't pay the dentist and my current job has no benefits. I've tried dental colleges but their overloaded and won't take me for over a year.
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Individual & Family Health Plans This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months. Common situation you met like many other people,be patient,and check the resource here www.HealthInsuranceIdeas.info i found very useful for me to solve my similiar problem.
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Individual & Family Health Plans This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months. Common situation you met like many other people,be patient,and check the resource here www.HealthInsuranceIdeas.info i found very useful for me to solve my similiar problem.
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how much will a dental insurance home depot worker cover?
how much will a dental insurance home depot worker cover? like the average.. for orthodontics
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Talk to your human resources department,they should be able to answer that for you or give you a booklet that tells you what your insurance will and won't pay for.
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Talk to your human resources department,they should be able to answer that for you or give you a booklet that tells you what your insurance will and won't pay for.
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Should I put my husband on my dental/health insurance if he already has his own insurance? Does it matter if?
we are on each others insurance? He says it doesn't cost him anything for his so why should he cancel it. I just don't want some big discrepancy between the insurance companies when there is a claim to be paid.
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Dual insurance is a great option to have. It doesn't take much to use up your entire years maximum. I have dual insurance and used up my maximum on both plans this year and still ended up having to pay nearly $2000 out of pocket. (3 root canals and 2 fillings) I still haven't been billed for the crowns yet which will be another $3000 out of pocket. So I recommend stay on the safe side for the minimal expense and get the dual coverage. Edit: You only need one health plan for coverage, but I'd stick with the dual dental. Its cheap.
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Dual insurance is a great option to have. It doesn't take much to use up your entire years maximum. I have dual insurance and used up my maximum on both plans this year and still ended up having to pay nearly $2000 out of pocket. (3 root canals and 2 fillings) I still haven't been billed for the crowns yet which will be another $3000 out of pocket. So I recommend stay on the safe side for the minimal expense and get the dual coverage. Edit: You only need one health plan for coverage, but I'd stick with the dual dental. Its cheap.
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Thursday, December 2, 2010
Do you know any good independent health/vision/dental insurance companies in the Midwest USA?
In IL? Family Plans would be best. Thanks!
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Unicare or Blue Cross Blue Shield of IL. I'm an agent who sells the insurance in Decatur, IL. Look me up if you need some more info.
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Unicare or Blue Cross Blue Shield of IL. I'm an agent who sells the insurance in Decatur, IL. Look me up if you need some more info.
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No dental insurance and getting a root canal?
i might need a root canal....i am scared because it will cost a lot and we cant really afford it. My dad says if i have one we will have to get the tooth pulled...i am 17 and very self concious of that.....is there any alternatives to pay for this?
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I paid only $350 for mine because of this great plan I signed up for online over 7 years ago www.healthsavings.ourperfectcard.com Check them out, they could help
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I paid only $350 for mine because of this great plan I signed up for online over 7 years ago www.healthsavings.ourperfectcard.com Check them out, they could help
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How much does dental work cost (w/o insurance)?
I've been going to the same dentist forever and have been using my parent's insurance. I just switched and now have my own insurance - CIGNA. My dentist is not in my network and I would have to pay 50% of all costs every time I go in for a visit. Does anyone know what it costs for dental work on average? Including cleanings, fillings (i get a lot of cavities), occasional xrays?
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You can easily check your minimal health care rates in internet, for example here - health-quotes.isgreat.org
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You can easily check your minimal health care rates in internet, for example here - health-quotes.isgreat.org
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