whats the difference in dental plan and dental insurance? which is better and why?

self employeed and living in louisiana
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A dental plan sells you a list. They don't PAY anything. They don't COVER anything. Allegedly, the providers on the list will give you a "discount" on services rendered, but if they won't, you don't get your money back from the "plan". Dental insurance COVERS you. They PAY, a limited amount. I haven't seen a private dental insurance policy that pays out more than it takes in. When I did NOT have access to group dental insurance, and I "ran the numbers", I was better off paying out of pocket.
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What kind of health insurance should i get?

I just finished college and work at a job that does not pay for my medical or dental insurance. I am perfectly healthy right now, but you never know what can happen, so I want insurance. I am looking for a new job that offers better benefits, but in the mean time I don't want to take the risk. There are soo many places to get insurance I just want to know what would be a good place to get a cheap 6 month plan. I don't just want just hospitalization covered and I would also like it to include dental. Where should I go and what kind of costs should I expect?
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You may want to try a website that compares multiple companies at once to get you the best price. I am paying less than ½ after I did. Go to: http://www.insureme.com/landing.aspx?Ref… Take care, Casey
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I've broken a tooth and don't have dental insurance! Help please!?

Several months ago (6-7?), I started experiencing a sharp, aching pain on the lower left side of my mouth. It was so bad that a sympathy pain had started on the top of the same side. I self-treated with Orajel for a few days before going to a dentist who told me I had simple gum inflamation and prescribed antibiotics. He said the pain would go away, and it did, sort of--at least it wasn't crippling agony anymore. So fast-forward to two days ago. I was eating lunch and felt like I had something stuck between my teeth. Upon going to the bathroom to floss it out, a chunk of my tooth fell out! I don't have dental insurance, and I've been looking for a job for the past two months. I freaked and called my mom, but she didn't have any advice. Then this afternoon, I felt another part of the tooth loosen and fall out! Now instead of only a chip gone, it's 1/3! I've been covering it with gauze until I can talk to a dentist about what I can do, but I'm very freaked out. Any advice?
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Talk to your dentist. Explain your situation. I know my dentist is super cool and she would make arrangements with me to pay it off at some point. Talk to the billing people at your dentist office. Ask if you can make very small monthly payments to start, meanwhile, look for a job where you can pay more and more each month. I wouldn't put it off though. And I wouldn't get the tooth pulled in order to deal with it later. If you need a root canal and a crown now, do it. Or, get a 0% interest credit card, charge it on that, have your parents help with small payments to start.
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I have delta dental insurance through a factory in Russellville, Ky.Our plan changes 2007 & i need to know how

The factory is Carpenter Company, and my family has the high dental plan.
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If you aren't sure of what the changes are or how they will affect your family, talk to your Human Resources person...they should be able to fill you in on the details!! Good luck!
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need root canal, whats the best dental insurance for it?

what type of insurance or plan do you recommend getting where id pay the least? or any other suggestions. thanks
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You may not be able to have the root canal covered by insurance. Often when you get a new policy, they will have a waiting period for major work. And if you've been diagnosed as needing a root canal, it will definitely be considered a pre-existing condition.
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where is a cheep dental office in houston or a cheep dental insurance.?

i have 13 cavaities and i rotten tooth. im living off of orajel and im only 18. i need to get them fixed befor i look horable. pleese help
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In your situation, I recommend becoming a patient at the dental school at the University of Texas Health Center in Houston. The UT Houston dental school charges fees about half that of a regular dentist, and the quality of care provided by the dental students there (who are of course supervised) are quite good. You do have to give up a bit of time though-- 3 hours in the chair is typical. Hope this helps.
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I am in the reserves and i just got the dental insurance provided for us.?

I am in the reserves and i just gopt the dental insurance provided for us. I need to get my wisdon teeth? pulled and i see they dont cover most of anything? im actually unsure of what tehy pay for. has anyone has their wisdom teeth pulled?if i do it in a active duty base will i still ahve to pay teh same way?
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Easy answer question,no.Not solvable question,no.Browse this information,your answer may be here http://www.InsuranceFreeTip.info/insurance-for-free.htm
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