Friday, January 14, 2011

I'm adding my newborn to my insurance, does she need dental coverage?

I'm not sure how soon she will need it, she is 5 weeks old. if not now, when should I add her approximately?
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You should add her when she's 2-3 years of age. It's a waste of money to have her on the policy when she doesn't even have teeth :)
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My dental insurance company does not pay for orthodontics treatment since i am over 21...?

Is there any way I can get some sort of reimbursement for getting braces since they are sooooooo expensive. The dependant-only rule is pure BS if you ask me, everyone should get assistane, not just kids.
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Unlike the previously mentioned implants, which by the way can be very esthetically pleasing if sized properly(not too big), orthodontic treatment has several functional , as well as cosmetic benefits. Your insurance carrier is very narrow minded in my opinion if they donot have a benefit for ortho treatment at any age.
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dental health insurance.?

my husband needs to get dental implants with dentures through aspen dental he has no insurance so i'm looking to find a company that pays for this kind of thing. any ideas where i find this info or any companies that pay for it. the whole thing is gonna cost b/t 8 or 9 thousand.
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Sounds as if a good discount dental plan would help you out here. It is rather late to get dental insurance, as there are waiting periods and annual limits, which in your case would be used up in one visit to the dental office. Dental Discount Plans do not have the limitations that are associated with dental insurance, so you can get the dental work done and receive a discount too. You will want to review the dental fee schedule below to see how much you would save by having AmeriPlan Dental Plan. More info at website:
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Stinky Dead Tooth! No Dental Insurance! Any Thoughts?

A tooth of mine was given a root canal 2 years ago and needs an extraction. However I have no insurance and the tooth is just sitting there dead and rotting. Ew. Now I am getting very self conscious that the tooth has an odor, and want to figure out some way to deal with this. I cannot afford to go to the dentist....anyone have any thoughts on the home treatment of a dead tooth's odor? Thanks!
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there really is no remedy for that besides either pulling out yourself, which is dangerous, incredibly painful and stupid, or going to see a dentist. Try to save up some money and find a dental school near you. they usually charge less for these procedures. Other than that just use a lot of mouthwash and chew lots of sugarfree gum.
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How do I get insurance with kids and no job?

I got laid off a year ago and still can't find a job. I work random farmhand jobs every now and then to make ends meet. My health insurance from my layoff package is about to expire. My wife is still part time until they decide to hire her full time so she doesn't get any benefits. I have 2 boys that I am worried about if something happens. Is there anyway to find health insurance/ dental. I tried a few places like BC-BS and they wanted an arm and a leg.
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I really can't answer your question because I live in Canada & our medical system is different than yours. I just wanted to give you some words of encouragement because I understand the kinds of frustrations you must be feeling. Sometimes we get stuck into a certain way of thinking and we don't realize we are limiting ourselves and keeping the things we want to happen from happening. Go rent this movie that is called "The Secret" it is a documentary and I promise you it will change your life.
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Health, Dental Insurance and divorce?

I've been married for 4 years and 9 months, and now I am going to get divorced by mutual agreement. I don't have health insurance but my husband does. After divorce, can I bargain half the time of the duration of the marriage, to keep been covered.
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If your husband works for a company with 20 or more employees and you both have group health insurance through the employer than the COBRA laws dictate that you will be eligible for a COBRA group continuation plan for at least 18 months. This is not dependent upon any type of divorce decree this is law so do not feel as if you have to bargain to be able to get onto the COBRA plan. However, you may want to bargain to get him to pay for some of the premium cost as COBRA (and all group health insurance) is rather expensive. If you are somewhat healthy then it almost always makes sense to save some money and purchase a much cheaper individual health insurance plan. Here is some more information on COBRA plans and your rights:
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What's the cheapest way to get dental care?

Since the health insurance that I have doesn't cover dental and I'm not able to afford separate dental insurance, I haven't been to a dentist in three years. Is there is a cheap way to get dental care without getting a cheap dentist that will do a crappy job?
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come to Australia
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