My work takes my benefits out after tax, is that legal?

I recently signed up for medical/dental insurance through work. My benefits are taken out AFTER taxes. I contacted the benefits department and they say its because the IRS doesn't recognize domestic partners as dependents. My parnter had me on his benefits at American Airlines and he had the benefits taken out pre tax, so is FedEx breaking the law or are am I looking at Sexual Discrimination?
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Regardless of your domestic situation, companies have the option of taking benefits out either pre-tax or after tax. In order to withhold benefits pre-tax, the company has to set up a Section 125 plan.
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question about dental cover....?

I live in the uk and I'd like to go to a private dentist so I'm looking into dental insurance. The problem is I'm absolutely terrified of dentists and I would like to be put to sleep if I have any work done (fillings, tooth extraction, etc). Is it possible to get this covered?
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Anesthesia is rarely covered under most insurance plans. Try hypnosis
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What is Patient's Financial Responsibility When Insurance Company Adjusts Claims?

My dental insurance company processed a claim by my dentist and denied it because of their contractual agreement with the provider that any fillings re-worked within 2 years are not the patient's responsibility. The provider's benefit statement regarding this service states, "The amounts shown as payable by you and by Delta Dental are in accordance with the terms of your dental plan and the terms of our agreement with your dental provider." The benefits statement shows my 80% benefit level for this service. The insurance company is not saying that I am ineligible for the benefit. Rather, they are saying that the dentist is not eligible to be paid for this service (by either the insurance company or me) based on his contract with Delta Dental and the benefits to be provided by Delta Dental and paid by the customer. The benefits statements includes notes explaining why the claim was denied. The underlying question is: "What is the patient's responsibility when the insurance provider says it is zero in accordance with the insurance agreements that all parties are abiding by?" Said differently, "Is the insurance company the final arbiter of amounts owed by the patient?" Does the insurance agreement prevail? Or does the doctor truly have the right to demand payment for amounts that the insurance company says the patient does not owe? I realize the patient is responsible for co-pays and deductibles. But I am pretty convinced that if the insurance company is denying the claim and also stating the patient has no responsibility, then the patient truly has no responsibility until and unless the provider gets the claim processed differently. The provider agreed to be bound by insurance processing when he agreed to accept this provider and its terms and benefits. Insurance companies routinely adjust the "submitted fee" downward to the "accepted/contractual" fee and providers routinely accept those adjustments (and that is one of the reasons we have this complex insurance system: to adjust charges to reasonable levels and protect patients. We pay tons of premiums for this benefit). It makes no sense to then claim the patient owes other amounts that the insurance company says the patient does not owe.
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the insurance company is NOT saying you dont owe. they are just saying they won't pay.
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what are good at home remedies for gingivitis?

i went from having an electric toothbrush to a manual one for a month or so and i guess i kept missing a few spots, anywayy its just a little tender under one tooth and i need an at home remedy. please dont tell me to see a dentist as i have no money to spare right now and i don't have dental insurance. so far i've gone back to an electric toothbrush, and rinse with hydrogen peroxide and listerine twice a day. thanks(:
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You're really irritating your gums by rinsing with these things. Try warm salt water its the best thing for your mouth, speeds up healing. make sure you keep the teeth very clean, brush 2x/day at least two minutes, floss 1x/day. It should clear up in about one week.
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He charged me 595 dollars for a root canal?

The dentist charged me 595 bucks for a root canal and i don't have dental insurance. Good or not?
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That's good, I got charged about 900 with insurance.......I had to pay about 200 out of pocket.......
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How much will I expect for 2009's tax returns?

By the end of this year (2008), I will make $19,000. How much will I expect from my tax refund? I live in Massachsetts and pay medical and dental insurance. Thanks!
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Based on the facts you present, it is safe to say you will either owe something or have a refund.
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Self Employed....Health Insurance???

Am looking for health/dental insurance for my family in Colorado. My husband also has a kid in Florida and one in New York he has to have covered. We opened our own business and are looking for him to quit his job within the next 6 months. Any suggestions??
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Contact a local independent agent. This person can sell for most of the plans in your area and can find the best plan for your current situation. They don't charge you anything for the service. Do not try to do this over the internet unless you have several days to compare the hundreds of plans available. You will probably need separate plans for each kid because plans are different in different states. The local agent will be able to guide you there as well. You may get offers here from people trying to sell medical discount cards. Be very wary of them. They are not regulated by the Department of Insurance nor do the people that sell them need to be licensed. This means you have little recourse when you have problems with the plan. If you are tempted by the low price and claims of "save up to 80%" be aware that very few doctors actually take these cards. It does you little good if you have to drive 4 hours to find a doctor that will accept the card. One state couldn't find any doctors in that state that took the card and only one dentist who was on probation for unlawful activities so they banned the sale of the card. See this link http://www.insurancejournal.com/news/wes… for more information. Many other states are starting to ban these cards. Before signing up with any discount plan get a list of doctors. If they won't give you a list consider it to be a scam. Call the doctors on the list to make sure they're still taking the card (many don't even know that they're listed as a provider) and that they're accepting new patients.
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