My mom has social security as her sole support. She is 64 and has no Medical or Dental insurance coverage. After rent, utilities and grocerys she does not have much left. She really needs to see a doctor because of arthritis pain and her diabetes. She really needs to see a dentist because she has many missing teeth and is in bad need of dentures. I am not in a financial position to help her. I need to find her free or low cost care. Any suggestions?
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How can she be on Social Security and not have Medicare? There is no free dental care. The dental clinics that were popular in the 90's were overwhelmed and most have opted to treat only children now. All they ever did was pull teeth out anyway. So there's no free care. Have you looked into your local county and state dental society or your nearest local dental school? They will offer reduced fees but not by too much. Most require payment up front and there are huge waiting lists. Sorry. Because of the economy it's just a bad time all around.
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Monday, January 3, 2011
Can you claim out-of-pocket dental expenses when filing your taxes?
I live in MN and though I have dental insurance, it didn't cover all the work I had done this last year. Can I get an old invoice from the dentist's office and claim them???
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If you itemize deductions you can claim medical payments above and beyond 7.5% of your adjusted gross income. For example if your adjusted gross income is $30,000, 7.5% of that is $2,250.00. Your medical expenses are $3,000.00. You can claim the difference of the two, which is $750.00. If your medical expenses are under this 7.5%, you can't claim any of them. I hope this makes sense. Good luck.
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If you itemize deductions you can claim medical payments above and beyond 7.5% of your adjusted gross income. For example if your adjusted gross income is $30,000, 7.5% of that is $2,250.00. Your medical expenses are $3,000.00. You can claim the difference of the two, which is $750.00. If your medical expenses are under this 7.5%, you can't claim any of them. I hope this makes sense. Good luck.
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How much does it cost to get your teeth whitened at a Dental office?
I live in Canada..and was wondering if that is covered by dental insurance. I want my teeth white but not too white that it will look fake. And what would be the best over the counter whitening product other then that?
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Don't know about Canadian law, but in the US whitening is considered cosmetic, and is not covered. Depending on the system that's used, it can range from $200-$500.
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Don't know about Canadian law, but in the US whitening is considered cosmetic, and is not covered. Depending on the system that's used, it can range from $200-$500.
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how can a person get extensive dental work done if they are on medicaid, medicare and limited income?
Can they get private dental insurance and not lose those benefits?
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Married lady I would have loved to answer your question, but I do not have enough information, therefore I will speak in general terms. I need to know what state you live in, and what treatment you will require, and your age. over or under 21? I will speak generally. Medicare part-B has a blanket exclusion for dental services, unless they are being done as a result of an existing condition, or accident. i.e., if you needed jaw reconstruction after an accident, or reconstruction after cancer in the mouth. Most states offer dental coverage for all medicaid recipients. You would have to find a dentist who accepts Medicaid, and get an estimate for the services. Another option you may consider is the local county hospital often they have indigent healthcare programs which will pay the residual costs after Medicare and Medicaid. Another source is a dental school most dental schools have clinic days where they offer assistance to the public. You also have to option of purchasing private dental insurance or buying a Medicare Supplemental policy that offers dental care. If you buy a Dental policy, it will not affect your medicare benefits. However, it will affect your medicaid dental benefits, as both companies would work together and coordinate care and payment for your services. Good luck.
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Married lady I would have loved to answer your question, but I do not have enough information, therefore I will speak in general terms. I need to know what state you live in, and what treatment you will require, and your age. over or under 21? I will speak generally. Medicare part-B has a blanket exclusion for dental services, unless they are being done as a result of an existing condition, or accident. i.e., if you needed jaw reconstruction after an accident, or reconstruction after cancer in the mouth. Most states offer dental coverage for all medicaid recipients. You would have to find a dentist who accepts Medicaid, and get an estimate for the services. Another option you may consider is the local county hospital often they have indigent healthcare programs which will pay the residual costs after Medicare and Medicaid. Another source is a dental school most dental schools have clinic days where they offer assistance to the public. You also have to option of purchasing private dental insurance or buying a Medicare Supplemental policy that offers dental care. If you buy a Dental policy, it will not affect your medicare benefits. However, it will affect your medicaid dental benefits, as both companies would work together and coordinate care and payment for your services. Good luck.
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How is a patient who has secondary insurance billed?
I need to know how to bill a patient who has both primary and secondary dental insurance. Is the patient's co-pay limited to the primary carrier's contracted amount or, because of the secondary, would they owe the full doctor's fee? If the secondary carrier's payment doesn't fully cover the patient's co-pay portion, what amount is the patient then responsible for? If the provider is bound to the primary carrier's contracted fee, regardless of what the secondary allows, does any remaining charge exceeding that contratced amount get written off? If the patient has deductibles on both plans, do they owe both deductibles? If I have left out any relevant questions, any and all pertinent information would be most helpful. Thank you.
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As "Zippy" suggests, you can bill the patient after you receive the primary's response to the claim. However -- you can ONLY do this if you don't participate with the secondary. If you're also a par provider for the secondary, you cannot bill the patient instead of billing the secondary. That would be a blatent violation of your contract with the secondary. Assuming you participate with both, your best tactic is to send the bill along with the primary's EOP to the secondary. Let the secondary tell you what the patient is responsible for. Some secondary contracts cover the primary's co-pay and others don't. You won't know what the patient is truely liable for until the secondary processes the claim. Your office's agreement to accept the primary's fee as payment in full doesn't prevent you from attempting to collect payment for the patient's co-payment from the secondary. However, if there is no co-pay remaining after the primary has paid, AND you're contractually bound to accept the amount the primary has paid as payment in full, there's nothing to bill the secondary, is there?
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As "Zippy" suggests, you can bill the patient after you receive the primary's response to the claim. However -- you can ONLY do this if you don't participate with the secondary. If you're also a par provider for the secondary, you cannot bill the patient instead of billing the secondary. That would be a blatent violation of your contract with the secondary. Assuming you participate with both, your best tactic is to send the bill along with the primary's EOP to the secondary. Let the secondary tell you what the patient is responsible for. Some secondary contracts cover the primary's co-pay and others don't. You won't know what the patient is truely liable for until the secondary processes the claim. Your office's agreement to accept the primary's fee as payment in full doesn't prevent you from attempting to collect payment for the patient's co-payment from the secondary. However, if there is no co-pay remaining after the primary has paid, AND you're contractually bound to accept the amount the primary has paid as payment in full, there's nothing to bill the secondary, is there?
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I am looking for good insurance for medical/perscription/vision/dental?
I have looked at various companies but which is the best. And do any companies provide more than one of these? Can you mix two or more insurances together?
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I would suggest mixing up a high deductible catastrophic insurance with the MySimpleCard Membership.
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I would suggest mixing up a high deductible catastrophic insurance with the MySimpleCard Membership.
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What can I do for medical and dental insurance for my family of four?
I am a family of four and need medical and dental insurance. I am the only one working right now I make a total income of $2,900 take home and I dont qualify for medical but healthly families does qualify my two kids but I need to see if maybe there some program for my whole family, I have to see a doctor for myself i'm 31yrs. and have a bleeding disorder issue that is starting to concern me, I can't afford to pay out of pocket because I am left with enough for just gas money to get to and from work after all my monthly bills are taken care of. If anyone knows anything that may help me and my family please give me some info.
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YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here www.HealthInsuranceFree.info to solve the problem.
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YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here www.HealthInsuranceFree.info to solve the problem.
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