The medical insurance company had turned down my medical claim for dental expenses which i had to do in my home country while on my vacation. The insurance company turned down the claim saying that it is not an emergency treatment. But how could severe pain and treatment for Abscess could possibly be NOT AN EMERGENCY..? How could anyone delay or bear a severe toothache for at least a month till returning back to the base country..? My insurance cover is covering the medical expenses only if it is an emergency if treatment done outside of the base country. But they simply turned down the claim saying it is not an emergency. How can i appeal and prove them that this was actually an emergency..?
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The notice you received probably gave you instructions to appeal the decision within a certain time frame. You will probably need a written statement from the provider of the dental service as to the reason why you required dental treatment. Send in your appeal asap. Tell them you have written a request to the dentist for proof that your treatment was an emergency and give them the date of your request. Include a copy of your letter to the dentist with your appeal. Ask the dentist to send the proof directly to your insurance provider; provide him with an envelope and your insurance ID #. Ask him to send you a copy of the letter he sent to your insurance co. so that you'll know that he did so and when so you can follow up with the insurance co if necessary. Give the insurance co two or three weeks to respond to the appeal and the dentists statement before the follow up.
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Saturday, January 8, 2011
Dental insurance or Dental plan? ?
I recently got a checkup and found that I need nearly $3000 in dental work. This includes removing 3 wisdom teeth and filling cavities. I was wondering if there is a way I can reduce the cost of the dental work. I have heard that dental plans do not work well, and I do not want to finance the 3000 either. Thanks for the answers in advance.
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I would encourage you to visit this great plan: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands on all services. From root canals, xrays, extractions, cleanings...etc. Even my braces were covered in this very affordable plan. They even had my benefits active in 2 hours and was able to use them the very same day. Good luck and hope this helps.
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I would encourage you to visit this great plan: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands on all services. From root canals, xrays, extractions, cleanings...etc. Even my braces were covered in this very affordable plan. They even had my benefits active in 2 hours and was able to use them the very same day. Good luck and hope this helps.
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Trying to figure out dental insurance ? I have a 25.00 annual deductible and a 1500.00 annual maximun. What?
does that mean???
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An annual deductible is the amount that the patient (you) are responsible for paying, before your insurance kicks in. $1,500.00 annual maximum is the maximum amount your insurance will pay, per year for your dental expenses.
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An annual deductible is the amount that the patient (you) are responsible for paying, before your insurance kicks in. $1,500.00 annual maximum is the maximum amount your insurance will pay, per year for your dental expenses.
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Where can I find inexpensive dental care in the Killeen, Texas area? Need work done, have very little money.?
I have no dental insurance, need to have some teeth pulled, including wisdom teeth. Hoping there is a Dental school nearby that offers free/low cost care.
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Call up a dentist and ask if he knows of a low cost or sliding scale clinic in the area. Sometimes dentists will donate work to low income people and there might be a free dental clinic that you can go to. If the first dentist doesn't know then try another one.
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Call up a dentist and ask if he knows of a low cost or sliding scale clinic in the area. Sometimes dentists will donate work to low income people and there might be a free dental clinic that you can go to. If the first dentist doesn't know then try another one.
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dental insurance/discount plans? for alabama?
I have alot of dental work, probably dentures or implants I need to find a cheap dental plan for alabama any suggestions ?
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I would encourage you to visit this great website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago when I was in college and they have saved me thousands of dollars on all of my dental needs. From extractions, xrays, fillings, root canals...etc. Even my braces. They even had my very affordable benefits active in 2 hours and was able to use them the very same day. Good luck and Hope this helps
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I would encourage you to visit this great website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago when I was in college and they have saved me thousands of dollars on all of my dental needs. From extractions, xrays, fillings, root canals...etc. Even my braces. They even had my very affordable benefits active in 2 hours and was able to use them the very same day. Good luck and Hope this helps
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I am in the reserves and i just got the dental insurance provided for us.?
I am in the reserves and i just gopt the dental insurance provided for us. I need to get my wisdon teeth? pulled and i see they dont cover most of anything? im actually unsure of what tehy pay for. has anyone has their wisdom teeth pulled?if i do it in a active duty base will i still ahve to pay teh same way?
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Easy answer question,no.Not solvable question,no.Browse this information,your answer may be here http://www.InsuranceFreeTip.info/insurance-for-free.htm
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Easy answer question,no.Not solvable question,no.Browse this information,your answer may be here http://www.InsuranceFreeTip.info/insurance-for-free.htm
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root canal needs to be redone in my molar tooth, but I have no dental insurance and just lost my job?
I did a root canal on one of my molars 2 years ago, everything was fine, but recently I have started to experience a pain when I drink something hot. My general dentists advised me to see a specialist, but I don't have money to do it. I started drinking antibiotics and pain and sensitivity went away for 3 months. Now the tooth hurts more, I can feel hot and cold water, and sometimes it hurts in the evenings too. I wonder if there is some good dental plan I can buy, that can help me to save money on health insurance in California, or maybe there is some dental insurance I can buy. I am from Ukraine, so I am thinking maybe i should buy a ticket home and fix my tooth there, however I am registered for classes in the university and I don't want to put my life on hold because of this trip. To cut a long story short, I just really need a good advice on what should I do. I want to save a tooth, and I am not even thinking about pulling it out so don't advice me that option please.
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If you are under 21, you can apply for Medi-Cal and Denti-Cal. http://www.dhcs.ca.gov/services/medi-cal… "Drinking antibiotics" is bad for your body, and if you keep doing it, your body will build up an immunity to the antibiotics.
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If you are under 21, you can apply for Medi-Cal and Denti-Cal. http://www.dhcs.ca.gov/services/medi-cal… "Drinking antibiotics" is bad for your body, and if you keep doing it, your body will build up an immunity to the antibiotics.
Source
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