Monday, January 10, 2011

If Mercury is bad for us, why don't insurance companies pay for resin fillings?

I pay my dental insurance company far too much money for them to only cover amalgam fillings on the back teeth. Don't they know that they are bad? Shouldn't they have to follow certain health guidlines?
--------------------
Resin (composite) fillings are paid for by some insurance companies. The reason some insurance companies will not pay for posterior composite fillings is that evidence shows that these posterior composites do not last as long or hold up as well as the silver (amalgam) restorations. Silver amalgam does contain mercury, however it has been researched extensively to the safety and durability of its use as a restorative material.
Source

Best medicare insurance for dental ?

I just became disabled and qualify for Medicare I have been comparing plans ie Humana BlueCross and Aetna My question is... What carrier has the best coverage for dental. There are some than now offer dental and curious if anyone has a great Medicare approved Insurance Agent in Utah Many Thanks Ali
--------------------
None, phone a broke and a plan can be tailored for you
Source

what insurance do i need for jaw surgery?

medical or dental? i have a really bad underbite and it's killing me not being able to eat well (chewing.) i have basic health and dental insurance from my mom's company. i appreciate your time, thanks.
--------------------
It depends on the dental insurance. Some dental insurance often say send the claim to the medical insurance for a major procedure and payment. And then it will go through the dental insurance to see how much they will cover. I would talk to a dentist first and the front office should know what to do. Good luck.
Source

IM looking for a dental insurance that will do fillings..deep cleaning..pull teeth.......?

and what ever need to be done as soon as i start my dental plan.a lot of the ones that i have talked to say that all you can have is your teeth cleaned at first. and you have to wait a year or so before they do anythiing else. i live in virginia. but maryland is ok also.please help thank you so much.
--------------------
health-quotes.isgreat.org - try this one. It is affordable and has good coverage for dental issues. As I remember they can provide such a service.
Source

What's the cheapest way to get dental care?

Since the health insurance that I have doesn't cover dental and I'm not able to afford separate dental insurance, I haven't been to a dentist in three years. Is there is a cheap way to get dental care without getting a cheap dentist that will do a crappy job?
--------------------
come to Australia
Source

Is this considered preventative dental treatment?

I've worn away some gum at the base of several teeth from brushing too hard; they're kind of deep so my dentist wants to fill them. He said I could have problems from the blood vessels constricting. So is this considered a preventative service? I'm asking b/c I don't have dental insurance but if I get it, preventative services don't have a waiting period. Thanks.
--------------------
Nope. Fillings are a basic service. Only x-rays, exams, cleanings, sealants are considered preventative. These are services meant to prevent fillings from needing to be done.
Source

What are names of major Dental Plans?

I am looking to purchase dental insurance for my family because the one I have now sucks. I am trying to find names of major dental insurance companies to find the best plan for my family. Thanks in advance for your help.
--------------------
1. Do not purchase a discount plan because that is exactly what you will get. Not only that, but you'll discover that the doctors that are approved on the discount plans don't give you the service or quality work and care that you want. 2. When looking for benefits that will be covered, make sure that your cleanings and exams are fully paid for. Most all major plans will pay for your entire checkup, but pay attention to what you're allowed with frequency of x-rays. The norm is one set of bitewings per year, and one panoramic/full mouth series every 3-5 years. Besides that, the amount that is usually allowed on crowns and major restorative work is 50%, where your fillings might be covered up to 80% on most plans. 3. I don't know 100% on this part, but it may be difficult to find coverage through a major dental carrier without having your health insurance with them, too. I know where I work, we don't offer dental insurance as a stand-alone product unless you purchase health insurance as well. 4. Some of the best major companies are MetLife, BCBS, Cigna, Aetna, and Humana. Good luck finding a company that meets your needs.
Source