Anyone here from california and know if there is a specific process for how one parent reimburses the other for medical and dental expenses not covered by insurance? This is a divorce situation where the kids are covered by the moms insurance.
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You need to pay by check notating what the expense is for. She needs to provide you with copies of the bills so that you can pay your half. You will also need a receipt showing payment. When you get all that done, you need to start a file with all these things. Staple together: Copy of the bill Cancelled check Receipt showing payment. Put all that together so you'll have it in the future if needed.
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Thursday, May 5, 2011
Most affordable health insurance?
I know its going to be expensive regardless, I can't afford to go through my work's insurance (over $200 a month). Researching online for medical/dental coverage. Anyone know a good insurance to go through?
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Ultimately, you are the one who determines the affordability of your health insurance plan by deciding how much you will participate in sharing the cost of your health care with your insurance company. You decide what the right balance is between affordability and policy benefits. If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage as well as low deductibles, low copays and optional vision and dental benefits your monthly premiums will be significant. On the other hand if you are young, presumably healthy and probably use the health care system sparingly you could consider a plan that covers only the major health catastrophe. If that is too scary consider a plan with a higher in hospital deductible, higher co-pays for doctor's office visits and perhaps not cover prescription drugs.. Either of these approaches will result in a lower monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit or prescription and still come out ahead. You need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. That adviser can answer questions as to what is and is not covered by the policy, explain deductibles and copays and show you the hospitals and doctors that participate in the network. Check with the agent that writes your home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation. Some are going to suggest you go to their web site so that they earn a few pennies on a "click through". Some may suggest going on line to get a quote but you probably already know that there is more to a good health insurance policy than price. Some might even "pitch" a discount plan that is not insurance at all. Use the Internet to educate yourself but use an agent to purchase the coverage.
Source
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Ultimately, you are the one who determines the affordability of your health insurance plan by deciding how much you will participate in sharing the cost of your health care with your insurance company. You decide what the right balance is between affordability and policy benefits. If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage as well as low deductibles, low copays and optional vision and dental benefits your monthly premiums will be significant. On the other hand if you are young, presumably healthy and probably use the health care system sparingly you could consider a plan that covers only the major health catastrophe. If that is too scary consider a plan with a higher in hospital deductible, higher co-pays for doctor's office visits and perhaps not cover prescription drugs.. Either of these approaches will result in a lower monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit or prescription and still come out ahead. You need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. That adviser can answer questions as to what is and is not covered by the policy, explain deductibles and copays and show you the hospitals and doctors that participate in the network. Check with the agent that writes your home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation. Some are going to suggest you go to their web site so that they earn a few pennies on a "click through". Some may suggest going on line to get a quote but you probably already know that there is more to a good health insurance policy than price. Some might even "pitch" a discount plan that is not insurance at all. Use the Internet to educate yourself but use an agent to purchase the coverage.
Source
Most affordable health insurance?
I know its going to be expensive regardless, I can't afford to go through my work's insurance (over $200 a month). Researching online for medical/dental coverage. Anyone know a good insurance to go through?
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Try this site affordinsurance.notlong.com Here you can compare quotes from different companies
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Try this site affordinsurance.notlong.com Here you can compare quotes from different companies
Source
Is Ameriplan health coverage a scam?
I came across Ameriplan while looking for dental insurance online. I have visited their site, watched the videos on them and read reviews, but most reviews and statements I've read are from people that work for them. Have any of you had insurance through them? I'm just wondering if their service is good or would any of you recommend them, or is this just another scam?
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I've done the math on one of these plans. You are much better off paying out of your own pocket. Even with some plans you get through work. You end up paying less per year if you just need routine check ups. /
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I've done the math on one of these plans. You are much better off paying out of your own pocket. Even with some plans you get through work. You end up paying less per year if you just need routine check ups. /
Source
Is Ameriplan health coverage a scam?
I came across Ameriplan while looking for dental insurance online. I have visited their site, watched the videos on them and read reviews, but most reviews and statements I've read are from people that work for them. Have any of you had insurance through them? I'm just wondering if their service is good or would any of you recommend them, or is this just another scam?
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Ameriplan is not insurance, it's a discount plan. Here's some information about discount plans, and what to look out for: http://www.ftc.gov/bcp/edu/pubs/consumer…
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Ameriplan is not insurance, it's a discount plan. Here's some information about discount plans, and what to look out for: http://www.ftc.gov/bcp/edu/pubs/consumer…
Source
Should homeowners pay more tax so single moms on welfare can be given a car and insurance?
If homeowners paid a little more in property taxes single moms on public assistance could be given a car and insurance. Free housing, utilities, food stamos, medical and dental are good but a car, and insurance should also be given. Its hard to afford cell phones and cable TV for a single mom on assistance.
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when i was a single mom, i had two jobs, so i could afford to have a car, i never asked for anything, and maybe they should get a job.
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when i was a single mom, i had two jobs, so i could afford to have a car, i never asked for anything, and maybe they should get a job.
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Can one deduct dental work done in another country?
I had three root canals and 4 fillings done in EUROPE AT one third the cost here ( no health insurance) CAN i DEDUCT THIS expense from my taxes if i ITEMIZE AND IS THE TRIP THERE TO HAVE THIS DONE ALSO TAX DEDUCTIBLE?
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No problem. You can deduct health care expenses. Where they are incurred is irrelevant.
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No problem. You can deduct health care expenses. Where they are incurred is irrelevant.
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