i have no dental insurance & I live in NH i cannot find anywhere to help me. The only places i find are for children, elderly, dentures, or to have them pulled. & the other dentists wont take me unless i have money up front i cant afford all money at once i can only do payments i have tried everyone.
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wander to massachusetts or your local emergency room in the hospital...most will allow you to do payment plans.... how old are you? call mass health in massachusetts..they might have a list of self pay dentists in nh good luck also look at colleges....i know cape cod community college..they have a dental clinic...since they have a pre dental major course work. it is cheap and operated and overlooked by real dentists..they might have a number for you...or it might be worth the trip to see them...just a thought!
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Thursday, June 2, 2011
Non Impacted Wisdom Teeth Removal?
All 4 of my wisdom teeth are non-impacted. I'm going to have 2 of them removed soon. 1 of them is kind of chipped in the back, but the majority of the tooth is still up. I'm sure they're both pretty rotten. My question is, will they be able to remove these teeth with only local anaesthesia (novacain shots)? Will they have to cut into my gums and remove bone? I dont have dental insurance, and am trying to have this done as cheaply as possible. Thanks.
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if your wisdom teeth are not impacted, it will come out very easly. Simple LA should do.
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if your wisdom teeth are not impacted, it will come out very easly. Simple LA should do.
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How2 negotiate lower Dentist fee?
Hubby wants me to ask Dentist for a discount on routine dental care for 2 children. We have no dental insurance & have to pay cash. How does one go about asking for a dentist to lower fees or charge less for routine dental exam? I hate haggling & don't do so. When purchasing car I decide how much I can pay, tell dealer so, & don't go over my alloted amount.
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I know that where i work the dentists will give discounts but im not sure how they figure it out. You should probably call and ask to talk to someone in Financial and ask if there are any discounts you could get.
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I know that where i work the dentists will give discounts but im not sure how they figure it out. You should probably call and ask to talk to someone in Financial and ask if there are any discounts you could get.
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Health Insurance-Fairmont Premier Ins. Co.?
Does anyone have a policy with this company? I'm trying to find new family health insurance because the premiums through work are very high. This health insurance through Premiere quoted me $459.85 per month (me, husband and son). They give you a drug card for Rx's through BCBS of Oregon and its a $15 copay (which is excellent). They also cover a portion of dental through Aetna Dental. She said something about we would be billed a portion of the pre-negotiated bill for a doctor visit after Fairmont pays. Anyway, does anyone have coverage through Fairmont? Are you satisfied with it? Do you end up paying more than you thought?
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The company may be OK, although the A.M. Best rating is only B+. The plans are hospital certificates, not major medical. This means they are very limited as to what they pay. For example, if you need an ambulance ride they only pay $50. The average ride in my state is $1000 so you pay $950. They only pay $50 for ONE emergency room visit per year. The average in my state is $1500 so you pay $1450. The average hospital stay in my state is 5 days and cost $15,000. They will pay up to $1000 per day which leaves you paying $10,000. The doctor network is very limited. If you sign up with this plan make sure to search a doctor first to verify that they're still on the plan and that they're accepting new patients. My advice would be to visit a local independent agent. This person can compare the plans available in your area to find out the best plan for your situation and budget. They don't charge any extra for the service.
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The company may be OK, although the A.M. Best rating is only B+. The plans are hospital certificates, not major medical. This means they are very limited as to what they pay. For example, if you need an ambulance ride they only pay $50. The average ride in my state is $1000 so you pay $950. They only pay $50 for ONE emergency room visit per year. The average in my state is $1500 so you pay $1450. The average hospital stay in my state is 5 days and cost $15,000. They will pay up to $1000 per day which leaves you paying $10,000. The doctor network is very limited. If you sign up with this plan make sure to search a doctor first to verify that they're still on the plan and that they're accepting new patients. My advice would be to visit a local independent agent. This person can compare the plans available in your area to find out the best plan for your situation and budget. They don't charge any extra for the service.
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Dental Work?
Is there a way to get dental work done for free or very low cost for someone with limit cash flow and no insurance in NY?
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You might want to check with a college of medicine that has dentistry section. Your worked on by interns who are tops in their class and are supervised. Normally the students are in the top 1 - 3% and are using this experience to get just a better grip on the real world of dentistry. Check your yellow pages for the name and number under colleges, medical schools etc. I know that in Houston it is UTMB I do not however know what the schools name would be for your area. Good luck.
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You might want to check with a college of medicine that has dentistry section. Your worked on by interns who are tops in their class and are supervised. Normally the students are in the top 1 - 3% and are using this experience to get just a better grip on the real world of dentistry. Check your yellow pages for the name and number under colleges, medical schools etc. I know that in Houston it is UTMB I do not however know what the schools name would be for your area. Good luck.
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Aspen Dental- Scam?
I am 29 and I had to get a full upper denture, it has been nothing less than a painful experience. To start, they were all nice when I went in and came up with a treatment plan, went over the insurance coverage and even gave me a 5% discount for paying my portion ($1,680.00) in advance. It seemed great, until the day of the extractions. I got a lady who did not speak english to well, spend 4 hours in the chair getting teeth pulled. She numbed me only to walk away for about 20 mins and then started working, even after I told her I wasnt numb anymore. After 4 hours of gripping the chair and the assistant urging her to give me more numbing shots, I looked like I went 25 rounds with a boxer. Now I get a bill stating I owe another 1,200.00 that no one can explain. My EOB from the INS says they owe me 1,000, however in the true "Aspen Shuffle" as I now dub it, I get a new answer and new person each time I call, just like their dentists. They run more of a dental farm than dental office.
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I would call the office and get a ledger from them which would show all the services (charges) and all your payments and the insurance payments. Then I would compare the EOBs you have received from your insurance company to their bill. The easiest way to do this is by date of service. So total the charge for each date of service, then subtract out your payment, your insurance payment, and any contract adjustments. (If your dentist is contracted with your insurance company they can only charge the allowable,PDP,Contract allowance,or UCR fee- the difference between their fee and the contracted fee is a write off and you are not responsible to pay it.) After you do your calculations if all the services have been paid for and there is a credit the office owes you, then I would contact them with that information. Due to the "Aspen Shuffle" you may not get very far, this is when I would contact your insurance company, they can then do a 3-way call with you and their billing department to get your bill all worked out. If your insurance denied something or did not pay as estimated then you could still have a balance, but after doing the math you will know for sure. It sounds very frustrating, I hope that helps and good luck!
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I would call the office and get a ledger from them which would show all the services (charges) and all your payments and the insurance payments. Then I would compare the EOBs you have received from your insurance company to their bill. The easiest way to do this is by date of service. So total the charge for each date of service, then subtract out your payment, your insurance payment, and any contract adjustments. (If your dentist is contracted with your insurance company they can only charge the allowable,PDP,Contract allowance,or UCR fee- the difference between their fee and the contracted fee is a write off and you are not responsible to pay it.) After you do your calculations if all the services have been paid for and there is a credit the office owes you, then I would contact them with that information. Due to the "Aspen Shuffle" you may not get very far, this is when I would contact your insurance company, they can then do a 3-way call with you and their billing department to get your bill all worked out. If your insurance denied something or did not pay as estimated then you could still have a balance, but after doing the math you will know for sure. It sounds very frustrating, I hope that helps and good luck!
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Cheap Dental-Dentist Help!!!!?
I need to have my wisdom teeth pulled and probably should of had them pulled a few years ago but I don't have coverage and I'm in enough debt that I wouldn't be able to finance it. I live in MD and there is only one dental school and I plan to call but I think they are very expensive. They take insurance which really makes me think it's high there. Will it be cheaper to get a dentist to pull them rather then a oral surgeon?
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call 1-800-929-8344 Ref# 246314 they will cover you for cosmetics and dental procedures.they are very helpful.
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call 1-800-929-8344 Ref# 246314 they will cover you for cosmetics and dental procedures.they are very helpful.
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