Hello to everybody. My mom has just moved to the United States. She's a permanent resident, we already opened for her checking accounts with debit cards and a credit card. My question is: I'd like to get insurance for her. She's 55, everything's OK, but I would like to protect her. Sometime she goes to her country for a couple of months, the medicine is cheaper there. So, for example, she doesn't need a dental insurance in the US. The most important thing we need for her is a coverage of unexpected death because of stroke, heart attack or accident. We would like to make automatic payments from the checking account. As soon as we pay (1+ or 2+ yrs), the insurance coverage works. Stop paying - it cancels automatically (no fees). Is it possible to have that insurance without visiting any medical offices (probably the price will be a little bit higher)? We live in NY. Also that insurance has to be valid outside the US. What is the best price, what internet link to apply? Thnx.
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I strongly advise not to buy over the internet no matter how low the rates look. Obviously you want this insurance as a means of her leaving you an inheritance, and that is ok; however, you need to call your local agent, someone you already are doing business with, and let him/her find a quality plan for you. Good luck.
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