Monday, November 1, 2010

Dental insurance?

My stepdaughter in the future may need to have braces.........I need to know of any good dental insurance I can purchase that would help pay on these and other dental work........thanks in advance
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Dental Insurance will only cover certain things with limits, deductibles, claims, qualifications, health check, Some require 6-12 months before usage and a high monthly payment. Not that there is nothing wrong with having them, but there is alot of limits of what is covered and what is not. I have Insurance and also great dental plan from www.healthsavings.ourperfectcard.com I signed up with them online about 3 years ago. They have saved me alot money for all my dentistry work, without claims forms, age limits, no deductibles, no paperwork, no contracts and no waiting period. They have benefits for all services including braces and orthodontic treatment. I never used it for that reason, but I know they cover it. I used them for extractions, root canals, cleanings, exams etc. I have used my regular insurance for minor things since there is limit of coverage, and then use my Dental plan for the rest. They had my benefits active in 2 hours and it only cost me pennys on the dollar. Hope this helps and Good Luck
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Dental Insurance?

Does anyone know how to obrtain affordable dental insurance for a family of 6? I tried to go to an insurance finder online, and the deductibles they were showing were rediculous.
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We go through Delta Dental. They're great and I highly recommend them. The post above is NOT insurance and they will rip you off.
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Dental insurance?

Will dental insurance cover the fixing of a gap between the two front teeth? For example, will procedures such as dental binding be covered?
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The true answer is that it should not be. But as a practical matter insurance companies don't ask if a filling is done purely for cosmetic purposes (in which it isn't covered). You should discuss this with your own dentist for the office policy though. Steve Bornfeld, DDS
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Dental insurance?

Oh hey Gang, Is there dental insurance that can be purchased inexpensively if the employer doesn't offer it? Is it worth it or should I just pay out of pocket? thanks! -B
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Sure there is, but you do end up paying more for the insurance, copays and deductibles than you would if you paid out of pocket.
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dental insurance?

how does it make sense that the dental coverage is much less than the cost of insurance it covers. I am thinking of quitting it and then how much will I lose out
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WELL FOR ONE THING YOU PAY ABOUT $30 A MONTH OUT OF YOUR PAY CHECK...RIGHT...OKAY NOW YOU HAVE A DEDUCTIBLE....ON ANY BASIS SERVICE....SO NOW AN OTHER $50 BUCKS PLUS 20% OF THE BASIC TREATMENT AND IF YOU HAVE MAJOR WORK YOU HAVE TO PAY 50% ALL IN ALL , YOU WILL PAY ABOUT $2500 A YEAR OUT OF POCKET COAST PLUS AN ADDITIONAL $500 BUCK FOR YOUR INS. AND THEY SHOULD COVER ABOUT $1000. RIGHT THATS IF YOU DON'T HAVE A WAITING PERIOD. I WORK IN A DENTAL OFFICE AN A LOT PT'S USE THIS COMPANY CALLED CARE CREDIT. ITS COOL BECAUSE YOU CAN PAY FOR LIKE $2,000. AND MAKE PAYMENTS LIKE $55 BUCKS A MONTH. AND THEY HAVE A NO INTEREST PLANS. AND ITS A TAX WRIGHT OFF!!
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Dental Insurance?

there's so many, could someone guide me to a dental insurace for individuals in Maryland or West Virginia? I'd like it if you had personal knowledge of the company, I think it stinks Denny's rest. doesn't have insurance considering we're just waitresses we could use the discount the managers get!
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Hi! Here is a link to a fantastic dental plan that is NOT a discount plan, but a fully comprehensive one with no waiting periods and freeddom to choose any dentist. it is very affordable but it is not available in Maryland. it IS available in West Virginia though. You can get more info, as well as apply online if you wish, at http://www.BestForLessDental.com I too think it is ridiculous that restaurants don't treat their servers as well as their managers. I have been both a server and a manager, and I know for a fact my job was WAY harder before I went into management.
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Dental Insurance?

How do I get Dental Insurance? I live in Florida.
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www.BestForLessDental.com Freedom to choose any dentist, no waiting periods, and a one time $100 deductible you only have to meet once, not every year. I have this plan myself and it is fabulous. You can even apply right online, and it is a comprehensive insurance plan, not a discount plan. Best of luck to you!
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