I live in the portland/ beaverton area. Please help, right now i have a retainer with my tooth on it kinda looking fot the same retainer but with another tooth on it;
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mexico...seriously
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Sunday, November 21, 2010
Where can I get full coverage dental insurance?
I am looking for a company that is accepted at most dentists and I would like full coverage.
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when you type full coverage if you mean that your insurance will pay for 100% of your treatment costs then you are out of luck. no dental insurance company will pay 100% of all treatment. or if you mean that your insurance company will pay a portion of all the different types of treatment you may need then you again are out of luck. insurance companies as you know are not there to help you but are ther to make money period. most insurances will pay for a portion of your treatment while you pay the remaining copay. if you are lucky and brave you may be able to find a "dentist" who will waive the patient copay. good luck! there are many individual dentla insurance palns available from ameriplan usa, dorsey, qcd, cigna, delta dental, aetna etc.........
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when you type full coverage if you mean that your insurance will pay for 100% of your treatment costs then you are out of luck. no dental insurance company will pay 100% of all treatment. or if you mean that your insurance company will pay a portion of all the different types of treatment you may need then you again are out of luck. insurance companies as you know are not there to help you but are ther to make money period. most insurances will pay for a portion of your treatment while you pay the remaining copay. if you are lucky and brave you may be able to find a "dentist" who will waive the patient copay. good luck! there are many individual dentla insurance palns available from ameriplan usa, dorsey, qcd, cigna, delta dental, aetna etc.........
Source
would it be smart to buy dental insurance and wait for the 12 months grace period?
I need my wisdom teeth pulled out and some root canals. I'm not in pain or anything. so would it be smarter to wait or just come up with the money for these procedures? what is a smarter move?
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You should weigh the cost of premiums for one year, adding your share of cost for these procedures, 50% or whatever it is, and compare that to your cost out of pocket with no insurance and getting the work done now which you may need right away. The root canals may have to get done now. You should get this information from your endodontist or dentist, whoever you saw that diagnosed your root canals. If you wait you might have abscesses in your canals and need extractions. You have to know what the cost will be going for each choice and compare them. You cannot make a decision without the financial information.
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You should weigh the cost of premiums for one year, adding your share of cost for these procedures, 50% or whatever it is, and compare that to your cost out of pocket with no insurance and getting the work done now which you may need right away. The root canals may have to get done now. You should get this information from your endodontist or dentist, whoever you saw that diagnosed your root canals. If you wait you might have abscesses in your canals and need extractions. You have to know what the cost will be going for each choice and compare them. You cannot make a decision without the financial information.
Source
can i get dental insurance with prexisting problems?
i had l00% coverage until I retired about 5 years ago. I had a tooth pulled and he wants to put a mini implant or bridge. I don't even know the difference between a mini and regular implant. I also have two small cavities under corwn on the side. Dan I get Insurance and how much.
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Individual & Family Health Plans This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months. YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here www.HealthInsuranceIdeas.info to solve my similiar problem.
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Individual & Family Health Plans This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months. YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here www.HealthInsuranceIdeas.info to solve my similiar problem.
Source
Saturday, November 20, 2010
How much would it cost to get my wisdom tooth removed without dental insurance?
And if I just go to a regular doctor, would they proscribe me pain meds? My mouth has been unbearable for 3 days straight, and tylenol doesn't do much.
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My husband went to the ER one time because the pain was so bad. They prescribed him some Vicodin's and told him to make an appointment with the dentist. We have Dental so IDK what it cost. I know that you would need to pay for the surgery itself and the anesthesia. Why don't you try to call a local dental office and ask them. Maybe you can even set up a payment plan.
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My husband went to the ER one time because the pain was so bad. They prescribed him some Vicodin's and told him to make an appointment with the dentist. We have Dental so IDK what it cost. I know that you would need to pay for the surgery itself and the anesthesia. Why don't you try to call a local dental office and ask them. Maybe you can even set up a payment plan.
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Can I use two different dental insurance plans from different jobs on one procedure?
So that I don't have to pay any fees.
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Yes. You will still have a co-pay though. But, what one card doesn't pick up, the other one may. Good luck.
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Yes. You will still have a co-pay though. But, what one card doesn't pick up, the other one may. Good luck.
Source
Do I have to have a job that offers dental insurance to get it?
how do I find an easy and affordable dental insurace that will aceept people that are self-employed?
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You have five options with dental. 1. Go without insurance. If you have good teeth and just want the basics you probably don't need any plan. A yearly cleaning and exam and even an occasional filling will cost you less without insurance. 2. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. 3. Insurance - Depending upon the policy: cost $30-$60 per month per person. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $829. With insurance you pay $414 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. Call or visit a local independent agent to find a policy in your area. 4. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $829. With discount plans you pay around $746. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 5. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $829. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
Source
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You have five options with dental. 1. Go without insurance. If you have good teeth and just want the basics you probably don't need any plan. A yearly cleaning and exam and even an occasional filling will cost you less without insurance. 2. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. 3. Insurance - Depending upon the policy: cost $30-$60 per month per person. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $829. With insurance you pay $414 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. Call or visit a local independent agent to find a policy in your area. 4. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $829. With discount plans you pay around $746. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 5. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $829. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
Source
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