I work very hard, but dont have any dental insurance. My teeth need major work. I would love to smile again. I work in sales and my confidence it low. My little boy passed away last summer and my self esteme is very low. It would help me a great deal to get my teeth fixed. I can make payments and would love for someone to answer my prayers. Thank you.
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First of all, my prayers are with you and your family. The death of a child can be extremely dibilating emotionally, physically and mentally. I do pray that your 'spirit' is being refreshed daily in the memory of your son and the friendship of those who love you. Secondly, the suggestion of colleges in your area that have medical/dental schools is a giant help. Also, check with Family Services agencies in your area. They have listings of medical and dental facilitators who are willing to help at a discount rate, and/or allow you to make payments. Finally, I hope you are associated with a local community church. I have found that one of the benefits of belonging to a community of spiritual believers, many within the congregation have the abiltity to help. Your pastor or spiritual advisor should be able to help you with the dental issue as well as helping you and your family move toward a stronger position of confidence and assurance in dealing with your son's demise. My prayers are with you this day.
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Friday, January 7, 2011
How long is insurance effective after you leave a job?
I put my one week notice in. Im working this thurs and sat, sat being the last day. I want to take advantage of dental insurance while i still have it. Can I get a cavity filled in this week and still be fine?
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It depends upon the company and your employer, but most commonly when you leave a job the insurance will terminate either the day you leave or the last day of the month you leave.
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It depends upon the company and your employer, but most commonly when you leave a job the insurance will terminate either the day you leave or the last day of the month you leave.
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I'm in need of good dental insurance. Any suggestions?
I'm not covered by my employer, so far individual rates look pricey. Thanks!
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Look into Blue Shield/Blue Cross...they have pretty good rates. For a family of four it was $43/month - after your on the plan for 6 months everything is completely covered.
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Look into Blue Shield/Blue Cross...they have pretty good rates. For a family of four it was $43/month - after your on the plan for 6 months everything is completely covered.
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How does an 18 year old about to be a full time student, get dental insurance?
the last time i saw a dentist was 2001. I know i have some serious problems, my teeth hurt a lot. But my parents don't make much and they don't have jobs were they get insurance. Im a senior in high school and plan to go to either community college or a university in the fall depending on how my grants go for college. But right now i really need to see a dentist before it gets worse, and i can tell it is. I cant even find dental insurance online ill i can seem to find is info about discount savings i want a good plan to cover alot of the work ill need i cant afford to pay up front. please help!
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What university will you go to? Some colleges will have group health insurance rates for students. It all depends on were you go. I buy health insurance with a group rate for all college students in the University of Hawaii system. It only costs $724 for the semester. That is cheap. IT does not include dental though. Where you go to school may be different, they may have dental, maybe not. If you go to a University with a school for dentists, sometimes students can go there real cheap. You would have a student dentist working with an instructor. They would be learning on your teeth.
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What university will you go to? Some colleges will have group health insurance rates for students. It all depends on were you go. I buy health insurance with a group rate for all college students in the University of Hawaii system. It only costs $724 for the semester. That is cheap. IT does not include dental though. Where you go to school may be different, they may have dental, maybe not. If you go to a University with a school for dentists, sometimes students can go there real cheap. You would have a student dentist working with an instructor. They would be learning on your teeth.
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What will my dentist do if I have impacted wisdom teeth and no dental coverage till next year?
I am in a lot of pain. One of my impacted wisdom teeth is trying to erupt. My dental insurance will not cover anything until May of next year. I am having a sharp, shooting pain in my head and ear- it has been going on for days and is hardly tolerable. Is there ANYTHING the dentist can do to help me? I am pretty much broke so I can't pay on my own- but I don't think I can wait until May for help with this issue.
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It looks like you are pretty stuck. They can not do work and not be paid. They won't do work and bill later with a different date beucase that is considered insurance fraud. You might have to find out if they will let you do a pyamnet plan, or go an apply for credit thourgh their office for a dental credit card. Wisdom teeth are painful and can cause pressure and pain that hurts your mouth, your ears and your sinuses. Everything is close together and connected. I am sorry you hurt so much. Try some Tylenol and warm compresses for now and swich with some warm salt water when you think of it as well. I know how you feel, I have been in the same situation! I hope all goes well for you!
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It looks like you are pretty stuck. They can not do work and not be paid. They won't do work and bill later with a different date beucase that is considered insurance fraud. You might have to find out if they will let you do a pyamnet plan, or go an apply for credit thourgh their office for a dental credit card. Wisdom teeth are painful and can cause pressure and pain that hurts your mouth, your ears and your sinuses. Everything is close together and connected. I am sorry you hurt so much. Try some Tylenol and warm compresses for now and swich with some warm salt water when you think of it as well. I know how you feel, I have been in the same situation! I hope all goes well for you!
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Pre-existing condition / Diabetes for Group Health/Dental Insurance?
The last time I saw my doctor for my Type 2 diabetes in the U.S. was in August, 2003. I went overseas soon after that and didn't come back until recently (I didn't have coverage during this whole time). I just got a job which offers group health insurance, does my diabetes counts as pre-existing condition. (I'm choosing a BCBS PPO plan), and can they impose exclusion period? I live in Pennsylvania, and according to my research, Group health plans in PA can count as pre-existing conditions only those for which you actually received (or were recommended to receive) a diagnosis, treatment or medical advice within the 6 months immediately before you joined that plan. So it appears to be that I should have no problem if I go to see my doctor for my diabetes right after my policy become effective on Jan. 1st, 2008, right? I want to make sure. Similarly, I had dental surgery for gum problems in 2002, will my group dental plan look back 6 month only? Thanks for your answer
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If you have diabetes you've had "treatment" for the past 6 months, even if it was just diet to control your blood sugar. So yes, the insurance company will consider that a pre-existing condition. Also, if you have any type of health condition, even if you haven't had any treatment, it is still considered a pre-existing condition. However, it also depends upon the BCBS group plan. Group plans can be tailored in any way (unless it's contrary to state law) so the only way to know is to contact the insurance company or your company HR department.
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If you have diabetes you've had "treatment" for the past 6 months, even if it was just diet to control your blood sugar. So yes, the insurance company will consider that a pre-existing condition. Also, if you have any type of health condition, even if you haven't had any treatment, it is still considered a pre-existing condition. However, it also depends upon the BCBS group plan. Group plans can be tailored in any way (unless it's contrary to state law) so the only way to know is to contact the insurance company or your company HR department.
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HELP!! Emergency dental issue.. I cracked a front tooth right down the middle & no insurance!PLEASE HELP!?
Somebody please be my guardian angel here! any help at all is much appreciated.. i'm in tears and a sitting duck at this point.......... i'm a ft student, don't have dental insurance, and am supporting myself as best i can. I drank a lot of soda as a kid and long story short, i have quite a few cavities. I brush, floss & waterpik daily but I guess the damage had been done. My tooth right behind my canine, or maybe it is my canine (not sure) got a cavity right in the center of it and even with me caring for it daily has grown and grown to literally become what can only be described as a hollow tooth I guess. Well this morning while eating it finally cracked, of course the half that fell away was the front part of the tooth. Now it looks like i'm missing a tooth entirely. =* ( I don't have insurance, and barely have the money to get by day to day. I work and go to school full time. I'm hysterical and desperate... ANY advice, suggestions, ideas, ANYTHING anyone can offer is GREATLY appreciated. I'm only 24 and i'm lost on this one. Forget smiling, even when im just talking you can see it clear as day. =* ( I live in the greater los angeles area, can anyone point me in the right direction? I'm seriously desperate. Thank you for taking the time to read this, either way. please, ANYTHING!
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Go to a local dentist and schedule an appt, they will tell you everything that is wrong or that you need to fix and you should be able to set up a payment plan. Make sure that the dentist that you pick sets up payment plans before scheduling the appt. Most dentists do, so you should not have a problem.
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Go to a local dentist and schedule an appt, they will tell you everything that is wrong or that you need to fix and you should be able to set up a payment plan. Make sure that the dentist that you pick sets up payment plans before scheduling the appt. Most dentists do, so you should not have a problem.
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