Friday, March 18, 2011

So private insurance companies will now be required to accept pre-existing conditions?

And have no limits to coverage, cover all prescriptions, cover all doctor's office visits, cover dental, AND be cheaper and affordable for everyone? What is this Max Baucus guy smoking anyway? How is all of that possible without costing a lot more than what most people are paying now?
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Sounds good to me.*
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hopefully someone with a dental background can help with this!?

My son is 7, when he was 2 he smashed his mouth on concrete killing his front tooth. For about a month now it has been lose and then on saturday I noticed that his adult tooth was coming in in his jaw! Look at the picture to see what I mean. My question is this. Is this something that could wait till july 1st to be looked at? We have military insurance and the dental insurance doesn't kick in until july 1st. It has already broken through the skin and he is not in any kind of pain... Any suggestions? I cannot afford to pay out of pocket right now but want to make sure i do the right thing. So if its ok to wait, i would much rather do that! http://i61.photobucket.com/albums/h59/ar…
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Have your son keep wiggling the primary tooth so it vacates the spot so hopefully the permanent incisor will lower correctly in the right spot. You could also take him to a dental college that are A lot more cost effective and give you a few more suggestions.
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dental question?????????????????

I am very particular about my teeth, they are my favorite "me" thing, you know how some people love their hair and some people have great eyes, well my best feature is my teeth and I have always taken very good care of them getting them cleaned twice a year. Well I am now without dental insurance and it is driving me crazy to not get them cleaned, I've heard there are some policies you can take out privately without going through your employer. Does anybody know of anything like this or had any experience with one?
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If you never get cavities and only want a cleaning twice a year, you probably don't need insurance for that. A cleaning usually costs about $75-100 (which would be $150-200 for two cleanings a year). Individual dental insurance can go for several hundred dollars a year and will still have a deductible that you have to pay out of pocket. The bottom line: don't bother with dental insurance unless you think you may get cavities or need your wisdom teeth pulled down the line. Also, brushing and flossing your teeth twice a day is a very effective cost saver in the long run. I know a guy who didn't brush his teeth for a few years and has 10 cavities in his mouth now.
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where can I find dental inurance in NY?

My mouth hurts, feels like a cavity. I'm unemployed and have no insurance. Where can I find dental insurance in NY?
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You could look into a discount dental plan. I have located a website that you can compare discount dental plans, as I do not have experience with any company other than Ameriplan. I will list both as a source. When you compare plans, I would look at the monthly premium, number of local providers and the savings on general procedures.
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Do you think lack of dental care is acceptable?

I myself am a clean teeth, visit your dentist person. But I know alot of people who just don't care about there teeth. I know of a woman who had dentures up and down when she tuned 30! Because her teeth rotted. I have a great dental plan at work, have all my teeth, nice and straight and white. I always went to the dentist whether or not I had dental insurance. So do you think lack of dental care is acceptable in 2008? Why someone would let there teeth rot into there head?
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I am with you on that one. But getting dental work done is very expensive if you don't have insurance....but if you keep your teeth clean and go in for cleanings, then people most likely will not need to have dental work done. So yes, it is unacceptable.
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Dental Professionals! Is it possible to have a tooth pulled....?

and have nothing put in to replace it? Is it gaurenteed that the other teeth will begin to shift? Or would it be okay? (I am an adult) I ask this because I have been told that I need a root canal. I have no dental insurance and it is super expensive. Like $1400 for all of the work they want to do. $995 just for the root canal, and they want that up front. Wouldn't it be easier and cheaper to just have it pulled?
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The other teeth will shift & in years you may loose others from the space no t being filled in but it takes awhile. Check around for a better fee on the R T canal? Doc W
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A question of Ethics regarding patient of dental office?

A Patient comes to a dental office and gets $3K work done. Insurance doesn't cover $600. Due to the good nature and as a courtesy the office writes off the amount not covered without discussing it nor a request from the patient. One year later the patient calls to schedule an appointment for her husband. Through a gross over- reaction on the part of the patient her husband calls and while using foul language tells the receptionist that he will not be comming back to the office. Several messages later the patient finally speaks to the owner of the business and though no foul language was used the attitude was rude and disrespectful. Even though it's been one year and the office deserves the money that was origially written off, should they bill the patient or just forget about it? The patient was made aware of the amounts not covered by the explanation of benefits the dental insurance sends out but was never billed and wasn't even aware of this courtesy ajustment or write-off until one year after the fact.
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So, you logic is something like this: you are a great patient and we love you and give you $600 discount. Now, a year later, we do not like you for whatever reason and we want you to pay us $600... Try it and you'll loose many more patients because this woman and her husband will tell this story to every patient of yours.
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