Im a part-time employee and recieved medical and dental Health insurance from Aetna. I pay about 22/wk. It takes away from my paycheck automatically Iam trying to goto dentist for cleaning and doctor for a checkup. Up to now, I have only payed the 22/wk for about 3 months. I have not paid the 100$ deductible stated. If i goto the doctor for a checkup, what are my costs going to look like. Do i have to pay the deductible and co-payment?
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The dental and doctor's visits are unrelated. You may have coverage for both, but they carry different deductibles for each. For a check up you need to look at the preventative benefits. The simple way is take out your card, check the phone number for customer services, call, ask, and write down the answer and who you talked to. http://insurancepickle.com/health-insura…
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Thursday, March 24, 2011
Dental Plan in USA: Which is the best and affordable?
I found out my global health insurance only covers emergency dental procedures here in the USA. Now i'm looking for a dental plan to make trip to dentist affordable. I will probably need a filling or two. What is a good dental plan to buy? (I've been looking at USAdentalcare.com)
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I would encourage you to visit this great website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands of dollars on all dental services. From xrays, exams, fillings, Cleanings, root canals, and even my braces. They even had my affordable plan active in 2 hours and was able to use them the very same day. hope this helps
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I would encourage you to visit this great website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands of dollars on all dental services. From xrays, exams, fillings, Cleanings, root canals, and even my braces. They even had my affordable plan active in 2 hours and was able to use them the very same day. hope this helps
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Is there any1 who is a dentist here? Or a dental assitant?
I have recently visited a doctor in where we devised a plan to pull my remaining 5 teeth so I can get immediate dentures. I was shocked however to find out it would be 580$ even with insurance. He had said he was going to do a bone plaining or grafting procedure (not sure of the term here) so that my denture will fit more comfortably. My question is do I have to do this? can I just have my teeth pulled and the immediate dentures placed without the bone smoothing procedure to bring down my cost? I cannot afford all of that at this point, can I ask my dentist to forgo the bone smoothing for now? Will a dentist do that? PLEASE ANSWER! I need teeth! I believe the name of the procedure is Alveoplasty: Smoothing the Jawbone, do I have to have this? can I not get that procedure?
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You should ideally have the alveoplasty. With out getting into technical terms, it's hard to explain why. Just kind of think of it as trying to put in a road. The contractors first have to smooth the ground and area to get the pavement flat. It's kind of the same way with your mouth. The alveolar ridge is full of bumps and crevices. In order not to create more serious problems like gum erision, etc. they need to first smooth out the area where the denture will be seated. Hope that makes sense! Perhaps you can talk to your dentist about financing, or applying for credit through Carecredit.
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You should ideally have the alveoplasty. With out getting into technical terms, it's hard to explain why. Just kind of think of it as trying to put in a road. The contractors first have to smooth the ground and area to get the pavement flat. It's kind of the same way with your mouth. The alveolar ridge is full of bumps and crevices. In order not to create more serious problems like gum erision, etc. they need to first smooth out the area where the denture will be seated. Hope that makes sense! Perhaps you can talk to your dentist about financing, or applying for credit through Carecredit.
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how much to get your teeth pulled at aspen dental?
I have some extra teeth that's in the back of my mouth, and also some teeth that really need to be pulled. I have insurance cigna but I don't want to spend at lot out of pocket. Help!!!
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With your dental insurance after your deductible it should be minimal. Aspen is very inexpensive and offers a lot of cut rate dentistry. good Luck
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With your dental insurance after your deductible it should be minimal. Aspen is very inexpensive and offers a lot of cut rate dentistry. good Luck
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Are there Orthodontists that do probono work?
I am 20.My dental health was never taken care of properly when i was young. I have some dental insurance but nothing that covers orthodontists or cosmetic procedures.I cannot afford good dental insurance. I have a "mutilated bite" one dentists told me. I have over crowded teeth and like a criss cross bite. My gums hurt me, I also have TMJ. Not only is my mouth painful, I am very self conscious about it. My teeth chip easily. I was wondering if there are any orthodontists or anyone that does cosmetic dentistry that do pro bono work or work for reduced price.I'd even pay installments, Is there anyone that can help me. or point me in the right direction. My teeth are only getting worse and i fear i will never have the lump some of money to get them taken care of.
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Dental schools sometimes have programs like this where service is provided by supervised students and offered to the public at reduced cost.
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Dental schools sometimes have programs like this where service is provided by supervised students and offered to the public at reduced cost.
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Just lost my health insurance what do I do now?
So I'm a 21 yr old in college, I just got kicked off my parents plan because we can no longer prove that I am a Dependant. My main concerns are dental and birth control. I have two cracked caps on my molars because I grind my teeth, which I've put off because of school and work. And I need to get monthly birth control. Any advice on what steps I can take next? I'm in Santa Cruz county.
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Join the rest of us uninsured people. NOW you thoroughly understand why we need a national health care program. (Go Obama!) See if you qualify for COBRA. For dental, call your local (usually county) health department. They can usually either provide or recommend low-cost dental services. For birth control, I strongly suggest using the word "NO!".<<< If that isn't an option, check out your nearest branch of Planned Parenthood - they will help you with examinations, meds, etc. Unlike what those against Planned Parenthood will tell you, Planned Parenthood does a LOT regarding female health issues, and they do it on a sliding scale that depends on your income. Good luck (to us all).
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Join the rest of us uninsured people. NOW you thoroughly understand why we need a national health care program. (Go Obama!) See if you qualify for COBRA. For dental, call your local (usually county) health department. They can usually either provide or recommend low-cost dental services. For birth control, I strongly suggest using the word "NO!".<<< If that isn't an option, check out your nearest branch of Planned Parenthood - they will help you with examinations, meds, etc. Unlike what those against Planned Parenthood will tell you, Planned Parenthood does a LOT regarding female health issues, and they do it on a sliding scale that depends on your income. Good luck (to us all).
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Why is My former health insurance company doing this?
6 months ago in October I had dental insurance through my employer. During that time my husband and I had several dental procedures done, all in which we immediately paid the copay and other not covered costs. Today I get a letter from them saying that I owe them $400 in 30 days because they failed to aplly the correct deductible amount on my claim. What can I do? I don't have ANY spare cash whatsoever. I plan on calling them and setting up a payment plan, but if I do that can they legally charge me interest? I was once under the impression that health care bills cannot charge interest because you would never be able to pay it off. Thanks for the help, I'm just blown away by this. What morons.
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Sometimes they won't know exactly how much you will owe until the claim is submitted to your insurance company. Any amounts you pay in advance are an estimate, and they have the right to bill you for any additional patient liability determined after your insurer adjudicates the claim. Legally, yes...they can charge you interest and late fees on medical/dental bills. Will they? Perhaps not, if you establish a reasonable payment plan and follow through with it.
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Sometimes they won't know exactly how much you will owe until the claim is submitted to your insurance company. Any amounts you pay in advance are an estimate, and they have the right to bill you for any additional patient liability determined after your insurer adjudicates the claim. Legally, yes...they can charge you interest and late fees on medical/dental bills. Will they? Perhaps not, if you establish a reasonable payment plan and follow through with it.
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