Monday, June 20, 2011

Should I keep my Medical Insurance? It seems too expensive to keep and I'm healthy?

I pay almost $200 a month for medical insurance through my employer. It covers medical, vision and dental. But I'm a healthy 24 year old female. The only thing I use it for is birth control, which I'm paying too much for through the insurance. If I went to planned parenthood, I could get it for a tenth of what I'm paying now. I don't plan on getting pregnant in the next 5 years (I know accidents happen). But what if I were to save that $200 a month and put it in a savings account and save it for any medical expenses. What do you think? Even if I have a horrible accident, I could tap into that medical expense savings account. If I'm going to be paying $200 a month for the rest of my life, why couln't it just go towards medical bills, instead of medical insurance?
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health-quotes.talk4fun.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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Health Insurance?

I'm trying to get a good health insurance (since the one I have right now is not the greatest) that will cover my dental and Other medical things. Do you guys know of any good ones that: 1.) Have good coverage 2.) Covers dental (definetly) 3.) and that won't cause me to sell my organs in the black market to pay for it every month? I'm doing my own "research" but I want to know if you guys know of any.
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just fill in a free form and get a quote from these people here http://gsx1.com/InsuranceComparison.html They'll compare all insurance companies in the USA and find which companies offer the best prices, if it works out remember my points please :)
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Wisdom tooth coming in at age 34. It's crooked and bleeding. What's wrong?

My husband, who is 34, is getting a wisdom tooth in his mouth. It is crooked and going into his cheek and pushing his other teeth out of alignment. It keeps bleeding more and more. Why would it keep bleeding more and could anything be seriously wrong? What should we do. We don't have dental insurance.
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Wisdom teeth are all the way in the back of our mouths, consequently they are difficult to reach and keep clean. Debris tend to accumulate back there and causes pain and inflammation, especially if the wisdom tooth is crooked. That happens to a lot of people and isn't terribly unusual. Best treatment? Get them pulled. If cost is a concern, look for a local teaching hospital that has an oral surgery department. They usually have oral surgery residents undergoing training who can do such extractions for somewhat lower fees than an oral surgeon in private practice. Hope this helps.
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An ethical question - I couldn't reach my dentist; should I switch?

I like to think of my dentist as a personal friend. He was my brother's college roommate and I have been taking my boys to him for 15 or so years. He's done a great job, including root canals and crowns for me. In the last few years, I haven't had dental insurance and he's given me a break on his fees a couple of times (but I paid him in cash, so it's Uncle Sam that was shorted). Yesterday at football practice, my son had two of his teeth knocked out. The only emergency number for my dentist was his home machine and no one answered. I called another dentist (who my dentist had taking his patients last spring when he was on vacation and the same son chipped his two front teeth nearly off playing basketball.) The second dentist had is cell number as an emergency number and he dropped his kids off at a neighbors to come back to his office to re-insert my son's teeth. Should I switch to dentist #2? I feel like I owe him my regular business.
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Your son's teeth were knocked out completely? Instead of frantically calling your dentist, and then the other one, why didn't you just take your son to the ER? There are dentists on call at every hospital... It's up to you if you want to switch to Dentist #2, but just like the first answerer said, Dentist #1 may be on call for him during his vacation...
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Is there free dental care?

Im 17 and my mom is unemployed (no surprise with this economy, right?). Anyway, I have a few cavities and my teeth really hurt. Only problem is I don't have the luxury of being able to go to the dentist because we don't have health insurance. So is there free dental care?
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It depends on where you live. Look in the phone book for your state or county Department of Public Health.
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Aspen-Dental , Scam?

I'm in dire need of dental work but have no insurance and limited funds. searching the internet for help I come across aspen dental offering financial assistance. after reading all information , I qualify. they approve me for two-thousand dollars of dental work. I'm excited , I'm happy and I feel as though one of my prayers has been answered but like the old saying says "to good to be true". At the office , I'm supposed to get a free cleaning with free x-rays but I got no cleaning with a partial x-ray of one side then they claimed there was no approval other than one-hundred dollars , they humiliated and embarrassed me in front of clients and staff . They falsely advertised but little do they know , I printed off their offer along with the two-thousand dollar approval. I'm seriously considering a law suit. Any feedback would be greatly appreciated.
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Take them to small claims court for the amount of your premium and anything you had to pay the dentist. Also, check with the consumer fraud division of your local police department for advice on where to turn them in. While you're waiting for your court date to come up write Aspen a letter to their legal department and tell them exactly what you are doing. They may just get religion and take care of you. Good luck
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i got hit last night in a fight, my veneers are sorta loose?

I got hit in a fight last night, 1 front, and 1 side veneer seem a bit loose. not to the point where you cant eat or move it around, just a bit looser than the others at the core.. i dont have dental insurance anymore.. was hoping for some advise
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You have to go to a dentist, it may be fractured or even worse the tooth may be fractured
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