I am 19 years old. My parents do not have health insurance and I have nasal polyps and asthma. I need surgery to get rid of them and doctor visits are very expensive. I am a full time college student but I really need insurance and also need dental insurance
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Talk to the student services person or student affairs director at your college. There are low-cost options available for college students. You would not qualify for Medicaid.
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Tuesday, July 12, 2011
Dental HELP PLEASE!!!!!!?
I am in soo much pain anymore. I have let this go to long. I just have not had any insurance to help me at all. Does anyone know of any full coverage dental plans? They all seem to have major restrictions. I would like to have major work done without big upfront costs. I am more than happy to pay it over a long haul but cant justify it all at once. I'm really at the point now where I would rather just get all fake teeth but can not afford that either. For about 2 years I have had to eat on my left side of my mouth due to my right side being extremely bad and a rotten tooth. Now my left side is in horrible pain as well. HELP PLEEEEASE!!! :(
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There is a full coverage dental plan from AmeriPlan USA. It is $19.95 a month and covers everything dental related. You save about 30-80% on all dental services, (depending on where you live of course). you can still get the great discounts, and only have the work done as needed. This plan also offers free coverage at no extra charge for prescription drugs, vision and chiropractic care as well.. so after the dental work, if you get a prescription for the pain, you can get 25% off name brand and 50% off generics!
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There is a full coverage dental plan from AmeriPlan USA. It is $19.95 a month and covers everything dental related. You save about 30-80% on all dental services, (depending on where you live of course). you can still get the great discounts, and only have the work done as needed. This plan also offers free coverage at no extra charge for prescription drugs, vision and chiropractic care as well.. so after the dental work, if you get a prescription for the pain, you can get 25% off name brand and 50% off generics!
Source
Hepatitis C Transmission through dental tools?
Hi,.sadly the Hep C (the silent killer) could be contracted through dental tools but, after hours and hours of searching the net I couldn't nail a study or statistic about Heptatitis C transmission through dental tools, and I feel like such important aspect is not really covered. I really wish to know how often such scary incident of Hep C transmission happen in America and specially in a place like California. Does anyone know a link or website or share his own knowledge about Heptatis C transmission through dental tools. Also as a person who lives in the united states I know that there is some high level of dental sterilization at least for the majority of dental offices. but what's the safety net for any breach in such standards...I mean how often they are scanned or visited by health officials to check the quality of sterilization in a given dental office. Can anyone explain how the sterilization inspection happens and how often does it happen? Does the insurance companies send inspectors to report any violation? thanks in advance.
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the state board of dental examiners do check sterilization, but the thing is, its not a problem for us to sterilize instruments... its just a part of the job, we are trained to do it, its done with every instrument. the dentist is particular about it, we are particular about it. if a patient gets sick from a dental tool in our office, we could all lose our licenses, every dental assistant i know has the mentality of "would i put that in MY mouth, or my child's mouth?" ... so i hope this has put your mind at ease. all instruments are put into a sterilizer or auto clave, there is no chance of hep c.
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the state board of dental examiners do check sterilization, but the thing is, its not a problem for us to sterilize instruments... its just a part of the job, we are trained to do it, its done with every instrument. the dentist is particular about it, we are particular about it. if a patient gets sick from a dental tool in our office, we could all lose our licenses, every dental assistant i know has the mentality of "would i put that in MY mouth, or my child's mouth?" ... so i hope this has put your mind at ease. all instruments are put into a sterilizer or auto clave, there is no chance of hep c.
Source
Which Insurance Would Be Better?
I am trying to decide between a Blue Cross Blue Shield health plan with a $500 deductible and 30% coinsurance and an Aetna health plan with no deductible and 40% coinsurance. The Aetna Plan is $30 cheaper than Blue Cross and it includes dental. Most of the other policy details are the same. Which would would you choose?
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It depends. Deductibles suck but then again, so does a 40% coinsurance. If your copays are $30 and $40 (respectively) for the two plans, just try to think of what your healthcare needs are and see which plan works best. Have you thought about an HMO? They are a lot less expensive than PPO plans.
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It depends. Deductibles suck but then again, so does a 40% coinsurance. If your copays are $30 and $40 (respectively) for the two plans, just try to think of what your healthcare needs are and see which plan works best. Have you thought about an HMO? They are a lot less expensive than PPO plans.
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Dentist said they participate with my insurance, but they don't. Now I'm stuck with the bill. What options?
My husband has been going to one dentist for years. This past November he had to get his widsom teeth out. They said they verified payment, but they must not have. Wisdom teeth extraction falls under medical, not dental, and they don't participate with my medical insurance. Now we're stuck with a bill for $2300 and I already paid about $500 out of pocket before the surgery. What can I do at this point? I never would have gone to them if I knew it wouldn't be covered. Do I have any recourse??
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First $2300 for IV sedation and 4 surgical extractions is very reasonable. The big problem is which insurance, dental or medical, is responsible for the bill. Is the medical and dental insurance the same company? Is this an HMO or PPO and you can only see certain providers? Either or both insurances should be responsible for the procedure. They are probably saying that you did not use one of their providers. Call their offices and file a grievance with them. Also send a letter to your state insurance commission (along with a copy to the insurance companies). You may have to fight for the payment but you should prevail. Good luck
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First $2300 for IV sedation and 4 surgical extractions is very reasonable. The big problem is which insurance, dental or medical, is responsible for the bill. Is the medical and dental insurance the same company? Is this an HMO or PPO and you can only see certain providers? Either or both insurances should be responsible for the procedure. They are probably saying that you did not use one of their providers. Call their offices and file a grievance with them. Also send a letter to your state insurance commission (along with a copy to the insurance companies). You may have to fight for the payment but you should prevail. Good luck
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Is there a dentist out there that is willing to fix my entire mouth?
Ever since I was 5 yrs old I have been afflicted with tooth pain (due to spinal menenchitus my teeth came out mushy.) I am now 40 yrs old and on the verge of becomming a dental handicap. but even that's to costly. I have insurance. Everyday for the past ten years or so I have had toothache pain. I am willing to be a guinnea pig if thats what it takes to use my smile again. Currently my teeth are either missing, have incomlete root canals, abcessed or crazy glued back in. If there is a dentist out there that is willing to work with me because they care about teeth and is not in it for a whole lot of money, please here my cry.
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omg, that's horrible! for the sake of your health (you do know that crazy glue is toxic, right?) please go see the best dentist in your area and get the treatment you deserve! Go to this website to find someone in your area who can perform dental implant surgery: www.1stdentalimplants.com here an except from www.ada.org/public/topics/implants.asp : "Crowns and conventional bridges or dentures may not be your only options when replacing missing teeth. For some people, dental implants offer a smile that looks and feels very natural. Surgically placed below the gums over a series of appointments, implants fuse to the jawbone and serve as a base for individual replacement teeth, bridges or a denture. Implants offer stability because they fuse to your (jaw)bone. Integration of the implants into your jaw also helps your replacement teeth feel more natural and some people also find the secure fit more comfortable than conventional substitutes. Candidates for dental implants need to have healthy gums and adequate (jaw)bone to support the implant. A thorough evaluation by your dentist will help determine whether you are a good candidate for dental implants." "What is involved in placing implants? First, surgery is performed to place the anchor. Surgery can take up to several hours, and up to six months may be required for the bone to grow around the anchor and firmly hold it in place. Some implants require a second surgery in which a post is attached to connect the anchor to the replacement teeth. With other implants, the anchor and post are already attached and are placed at the same time. After the gums have had several weeks to heal, the next step is begun. The artificial teeth are made and fitted to the post portion of the anchor. Because several fittings may be required, this step can take one to two months to complete. Implant surgery can be done either in a dental office or in a hospital, depending upon a number of factors. A local or general anesthetic may be used. Usually pain medications and, when necessary, antibiotics are prescribed. Your dentist will give you instructions on diet and oral hygiene." hope this helps! ^_^
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omg, that's horrible! for the sake of your health (you do know that crazy glue is toxic, right?) please go see the best dentist in your area and get the treatment you deserve! Go to this website to find someone in your area who can perform dental implant surgery: www.1stdentalimplants.com here an except from www.ada.org/public/topics/implants.asp : "Crowns and conventional bridges or dentures may not be your only options when replacing missing teeth. For some people, dental implants offer a smile that looks and feels very natural. Surgically placed below the gums over a series of appointments, implants fuse to the jawbone and serve as a base for individual replacement teeth, bridges or a denture. Implants offer stability because they fuse to your (jaw)bone. Integration of the implants into your jaw also helps your replacement teeth feel more natural and some people also find the secure fit more comfortable than conventional substitutes. Candidates for dental implants need to have healthy gums and adequate (jaw)bone to support the implant. A thorough evaluation by your dentist will help determine whether you are a good candidate for dental implants." "What is involved in placing implants? First, surgery is performed to place the anchor. Surgery can take up to several hours, and up to six months may be required for the bone to grow around the anchor and firmly hold it in place. Some implants require a second surgery in which a post is attached to connect the anchor to the replacement teeth. With other implants, the anchor and post are already attached and are placed at the same time. After the gums have had several weeks to heal, the next step is begun. The artificial teeth are made and fitted to the post portion of the anchor. Because several fittings may be required, this step can take one to two months to complete. Implant surgery can be done either in a dental office or in a hospital, depending upon a number of factors. A local or general anesthetic may be used. Usually pain medications and, when necessary, antibiotics are prescribed. Your dentist will give you instructions on diet and oral hygiene." hope this helps! ^_^
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Dental system in US - is this how it works?
My wife had a bit of bad gum in her mouth and she got some deep cleaning stuff done. Since then when she goes to get her regular cleaning done, the dentist office categorizes her cleaning as Periodontal Maintenance which my insurance doesn't cover unless some sort of Periodontal surgery was performed before while she was covered by this insurance company. Like I said, she got some sort of deep cleaning done last year but we had different insurance company, so I am guessing my current insurance company won't be covering this Periodontal Maintenance. This much I can accept... However, when I called my dentist office and ask them to perform just a regular cleaning instead of this Periodontal Maintenance because my wife tells me she doesn't see them doing anything different from regular cleaning and since insurance doesn't cover the periodontal maintenance, but then the dentist office tells me that just because the dentist labeled her as someone needing Periodontal maintenence, they cannot just do a regular cleaning even if the regular cleaning is what we want! Is this how the US dental system works? Or are we getting ripped off? We are the one that's paying the money, so why can't we get the service that we want? I don't get that??? So I am thinking about switching to a new dentist and not transferring any of her record and start fresh, and if she gets identified as someone needing Periodontal Maintenance, I am hoping they will be doing something first so that the Periodontal Maintenance will get covered.. Does this sound like a good idea? So.. 2 questions here.. 1. Is his how US dental system works? 2. Does switching to a new dentist sound like a good idea?
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If you tell them that your insurance will not pay with that designation, they will generally change it to meet your needs. If the receptionist is stubborn, talk to the Dentist.
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If you tell them that your insurance will not pay with that designation, they will generally change it to meet your needs. If the receptionist is stubborn, talk to the Dentist.
Source
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