County gov't employer provides dental insurance that employees have to pay for but won't let employees opt out of dental insurance.
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If it is a mandate, then they will have to pay. You do not have to buy any insurance if you are covered by another insurance unless it is an agreement in small print when you sign your job application
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Saturday, January 15, 2011
How can I get health insurance?
I'm a student in college and I need cheap but thorough dental insurance. Any suggestions?
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Try this site http://cheapiinsurance.notlong.com Here you can compare quotes from different companies
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Try this site http://cheapiinsurance.notlong.com Here you can compare quotes from different companies
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Health, Dental & Vision Insurance Plan?
I am trying to find insurance for both my 18 month old and I. We need health, dental and vision insurance. Someone please help...
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You need to talk with a local agent that works with all of the major companies in your area, especially if you have any pre-existing conditions. The agent can find the best policy for your situation and budget. They can explain what you get and, more importantly, what you don't get with each policy. There is no extra charge using an agent. Dental and vision are separate policies. Some health plans will have dental and vision as a option for an additional premium. If you find the best health plan doesn't have that option you can get a stand-alone dental plan. Most people do without dental and vision insurance; they'll just use dental schools. This is usually less expensive in the long run. You can find the nearest dental school here: http://www.yourhealthplanadvisor.com/Den…
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You need to talk with a local agent that works with all of the major companies in your area, especially if you have any pre-existing conditions. The agent can find the best policy for your situation and budget. They can explain what you get and, more importantly, what you don't get with each policy. There is no extra charge using an agent. Dental and vision are separate policies. Some health plans will have dental and vision as a option for an additional premium. If you find the best health plan doesn't have that option you can get a stand-alone dental plan. Most people do without dental and vision insurance; they'll just use dental schools. This is usually less expensive in the long run. You can find the nearest dental school here: http://www.yourhealthplanadvisor.com/Den…
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is there a dental organization who can assist me with the wide range of needs that i have?
i have very advance stage of periodontal disease which has now lead to heart disease. some of my teeth are broken off and terribly infected. i do not have dental insurance. i am a full time student living on workmans compensation. is therre a program that can assist me before i have another heart attack?
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I do not know where you are located or about programs that offer aid for these services. What I can tell you is that you should be brushing well twice per day. Rinse with a solution of water and hydrogen peroxide split in a 50:50 ratio. (Only put a little in your mough at one time and swish for 30 seconds because it will expand in your mouth) Repeat twice. Rinse your tongue with water when you are done but not your mouth. Gently floss before rinsing. This will all help keep the most dangerous bacteria from proliferating, and keep things from getting too much worse. Do this until you find some program that may help. Sorry for your trouble!
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I do not know where you are located or about programs that offer aid for these services. What I can tell you is that you should be brushing well twice per day. Rinse with a solution of water and hydrogen peroxide split in a 50:50 ratio. (Only put a little in your mough at one time and swish for 30 seconds because it will expand in your mouth) Repeat twice. Rinse your tongue with water when you are done but not your mouth. Gently floss before rinsing. This will all help keep the most dangerous bacteria from proliferating, and keep things from getting too much worse. Do this until you find some program that may help. Sorry for your trouble!
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I need to purchase dental insurance.?
My employer does not offer it. I have good teeth and just need the basic coverage. Is this typically expensive? And where do I go about finding it?
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If you have good teeth and just want the basics you probably don't need any plan. A yearly cleaning and exam will cost you less without insurance. However, if you need more you have three options with dental. Insurance - Depending upon the policy: cost $30-$60 per month. $50 deductible, annual maximum of $750 - $1500, waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $829. With insurance you pay $414 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. Discount plans - Cost - $5-$10 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $829. With discount plans you pay around $746. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $829. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
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If you have good teeth and just want the basics you probably don't need any plan. A yearly cleaning and exam will cost you less without insurance. However, if you need more you have three options with dental. Insurance - Depending upon the policy: cost $30-$60 per month. $50 deductible, annual maximum of $750 - $1500, waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $829. With insurance you pay $414 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. Discount plans - Cost - $5-$10 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $829. With discount plans you pay around $746. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $829. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
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Can anyone help me? I need to find a program or dental service that helps with dental cost ?
I am a stay home mother and my husbands income is our only income and I have maxed out my dental insurance
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i think this will help http://www.dentalplanshealthinsurance.co…
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i think this will help http://www.dentalplanshealthinsurance.co…
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I need medical insurance including dental but my job doesn't offer benifits.....which kinda is stupid since
the state I live in requires you to have insurance....so what if anyone knows is the best kinda indivdulal insurance at an affordable price?
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what state do you live in? I live in New York and they offer a plan called Healthy New York which is $200 a month for an individual.
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what state do you live in? I live in New York and they offer a plan called Healthy New York which is $200 a month for an individual.
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