I live in Las Vegas, Nv. and Im in between jobs which means I have NO insurance. Due to unforseen circumstances, I have NO money at this time! I have a back molar that has put me down for 2-days now, the pain is horrible...I cant find anybody to help me out by letting me make payments or working with me in any way. My job search is put on hold, PLEASE HELP!!
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try the low income clinics. Around here, there are church orginazations who point you in the right direction. These doctors only charge a fraction of the price. (like$25-40 dollars) Call up your Dept. of Human Services for more info.
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Sunday, June 5, 2011
My husband's work dropped me off his insurance, can i get insured?
So here is the story, I was on my husbands insurance through his job. I went to the doctor to schedule a surgery for my tonsils. When i get to the doctors office I find out that my husband's insurance dropped me off his policy because he didn't get "the right paperwork" such as marriage certificate in at a timely manner. Even though my husband DID give them my information when they needed it, he has no way to prove it because his old HR manager is no longer with the company. Long story Short... I am now without insurance until April of 2011 and there are no prospective jobs in my town that have benefits I qualify for. I go to school full time in college I am 28 years old, and desperately need to get this surgery done for my tonsils and get the rest of my dental work fixed. Are there any Insurance companies that offer insurance for unemployed workers who do not qualify for Unemployment, and or any companies that give insurance for full time college students? If anyone can help give me and idea for my situation I'd greatly appreciate it thank you in advance. PS I only need the insurance for a couple months until i can either get back on my husband's insurance, or apply for a job at his work when the company opens back up.
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There aren't any insurance companies that are going to give you insurance that covers this preexisting condition - the need for the tonsilectomy. See, that's how it works - people without insurance want to pay a couple hundred bucks for a month or two, file $20,000 or more of claims, and then cancel the policy. That's exactly WHY you can't buy insurance to cover preexisting conditions (at this time). Insurance companies would go bankrupt selling that kind of coverage. I think hubby really DOES need to talk to the new HR manager, and get them to get you re-added to the policy. Your only OTHER alternative, is to negotiate a cash price for the surgery.
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There aren't any insurance companies that are going to give you insurance that covers this preexisting condition - the need for the tonsilectomy. See, that's how it works - people without insurance want to pay a couple hundred bucks for a month or two, file $20,000 or more of claims, and then cancel the policy. That's exactly WHY you can't buy insurance to cover preexisting conditions (at this time). Insurance companies would go bankrupt selling that kind of coverage. I think hubby really DOES need to talk to the new HR manager, and get them to get you re-added to the policy. Your only OTHER alternative, is to negotiate a cash price for the surgery.
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What cities /States have the most or best Human Resources Representative jobs?
This section is intended for the reader to understand my skill/ experiece level for the kind of jobs I am asking about: Fifteen years experience as HR Benefits Representative for large Midwest bank with international locations. Five years as Inbound Call Center Case Manager serving customer base of 73,000 people. I specialize in the areas of enrollment/eligibility and claims customer service for Medical (HMO, PPO, POS, Indemnity) Dental (DMO and Comprehensive), Vision and Life insurance.
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try Texas
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try Texas
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Low income dental/eyeglass question?
Are there any ways a low income Wisconsin resident can get free eyeglasses/dental services? I have no income or insurance
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Check with your local welfare office. They should be able to help you get something lined up.
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Check with your local welfare office. They should be able to help you get something lined up.
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Dental Assistance Oklahoma?
My mother has serious dental problems. She really needs to go to the dentist for a deep cleaning and she needs other work done, possibly having some teeth pulled and getting dentures or something. However my parents are really struggling right now and they dont have insurance. Is there like a program or something for dental assistance for like low income families? Or what are her options? Thanks for the help guys!
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Check and see if there is a Dental school around your house, usually they have cheaper rates because you are basically practice for the students. I'm not sure if Dental schools do this but I have heard of other professions offering something of that nature.
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Check and see if there is a Dental school around your house, usually they have cheaper rates because you are basically practice for the students. I'm not sure if Dental schools do this but I have heard of other professions offering something of that nature.
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How much does it cost to get 2 impacted wisdom teeth removed?
without insurance but i do have a dental discount card
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Did you get a description of benefits with your card? Let us know?
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Did you get a description of benefits with your card? Let us know?
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How do I care for a tooth/gum infection?
My wisdom teeth have been gone for 6 years now. The tooth on the bottom left side in the far back was getting crowned 2 years ago- the dentist royally screwed up, so I never went back to him & now I no longer have insurance & my medicaid doesn't cover dental. Is there anyway I can get the little remaining part of this tooth removed? I know I'll need antibiotics first to get rid of the infection in my gums. Can anyone help or give me some helpful advice? Thank you
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You really need a dentist for this... My fiance had a similar situation, complete with no insurance. Try looking for a docter that takes Care Credit. It's a credit card for this kind of situation. http://www.carecredit.com/ If you can't qualify due to bad/no credit... I suggest either getting a loan or having a family member apply & then get permission to use it (that's what we did) Infection is a big deal in that area. It's dangerous & you do need antibiotics. However, I know a trick that MIGHT be able to help a little. Get some sea salt (not table salt) & mix about 1 teaspoon into 6-8 oz of really warm water. Let is soak into the infected area. Swish it around in your mouth. Sea salt is a natural antiseptic & can help bring the infection out. It tastes horrible...but it helps. Do this several times a day & each time after you eat. If you have a heat pack, hold it to your face for about 10 minutes or so when every you can throughout the day. Also, for the pain (it has to hurt)...invest in some clove oil. It is far superior to anything else on the market for tooth aches. Take an anti-inflammatory (like ibuprofen) for the swelling. I hope that helps. Edit: P.S. Try looking for an Urgent Care clinic. They typically run about $40.00 for a visit & can prescribe you antibiotics for this kind of situation. If you're luckier than me & can take penicillin; you should be able to get that from the Walmart pharmacy for about $4.00
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You really need a dentist for this... My fiance had a similar situation, complete with no insurance. Try looking for a docter that takes Care Credit. It's a credit card for this kind of situation. http://www.carecredit.com/ If you can't qualify due to bad/no credit... I suggest either getting a loan or having a family member apply & then get permission to use it (that's what we did) Infection is a big deal in that area. It's dangerous & you do need antibiotics. However, I know a trick that MIGHT be able to help a little. Get some sea salt (not table salt) & mix about 1 teaspoon into 6-8 oz of really warm water. Let is soak into the infected area. Swish it around in your mouth. Sea salt is a natural antiseptic & can help bring the infection out. It tastes horrible...but it helps. Do this several times a day & each time after you eat. If you have a heat pack, hold it to your face for about 10 minutes or so when every you can throughout the day. Also, for the pain (it has to hurt)...invest in some clove oil. It is far superior to anything else on the market for tooth aches. Take an anti-inflammatory (like ibuprofen) for the swelling. I hope that helps. Edit: P.S. Try looking for an Urgent Care clinic. They typically run about $40.00 for a visit & can prescribe you antibiotics for this kind of situation. If you're luckier than me & can take penicillin; you should be able to get that from the Walmart pharmacy for about $4.00
Source
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