I have several thousand dollars saved to get some implants.I'm looking for a dentist who will give a break to cash pay vs the insurance companies.If anyone has strong knowledge of a dentist in Los Angeles,CA,I'd appreciate it.Or even willing to travel if the procedure can be expedited.
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Dental and Dental Implants surgery is very safe nowadays. My cousin got her dental implants and lasik surgery in India by a company called Forerunners Healthcare. The Price for dental and lasik surgery is very less in India. She paid 25% of the price she was quoted in America. Forerunners Healthcare is very famous in India They arrange Dental surgery, jaw surgery, lasik eye surgery, Dental Implants etc for foreign patients in India. I read a lot about them in the Newspapers and magazines- about their patient stories. They arrange financing for USA, Canadian, UK and other international patients who plan to have surgery abroad for low cost, as dental and eye surgery is not covered by insurance. They also have photos pasted of their International patients. You can checkout their website. There are huge cost savings. As a doctor I personally believe that surgery can be easily handled in India, as the quality of healthcare available In India is simply best in the world. The surgeons are USA/UK trained and facilities are 5 star. http://www.forerunnershealthcare.com Hope this helps.
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Monday, July 11, 2011
Do you really need a second molar? Is it worth the money to have it replaced?
I had my lower right 2nd molar extracted last month and am going to have the lower left 2nd molar extracted as well. One of the uppers 2nds needs a crown, the other upper a filling. The dentist recommended getting an implant to replace the two lower missing teeth, but my insurance will only cover the crown and not the titanium post or ( will cost about 5000-6000 total for both which my insurance will cover at most 1000). My insurance also caps out at 1000 so my normal dental work will fill that anyway so I am really looking at 5000-6000. I am 32 and going to the dentist from here on out. Better late than never I guess. I have been eating just fine without it am wondering if it is really necessary. I don't have a gap as it is my furthest back tooth. I am thinking a more cost effective way to handle this is to have have the other lower pulled and let them be for now. no implants. When the time comes, have the uppers extracted. This would leave me with 24 healthy teeth.
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THE WAY YOU HAVE DECIDED TO GO ABOUT IT IS A GOOD IDEA
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THE WAY YOU HAVE DECIDED TO GO ABOUT IT IS A GOOD IDEA
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I can't afford braces, any advice?
I don't have a job with dental benefits, I am not covered by dental insurance. Any ideas or cheap dental insurance you know of? I'm looking to get invisaligns. Thanks
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Contact dental schools. Look into places that will finance orthodontics -- like capitalone.com
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Contact dental schools. Look into places that will finance orthodontics -- like capitalone.com
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About how much do braces cost?
And can I make monthly payments? No dental insurance. :(
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like 5 grand. maybe 2 with insurance..... im sure you can set up some kind of payment plan with your dentist if he or she is understanding
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like 5 grand. maybe 2 with insurance..... im sure you can set up some kind of payment plan with your dentist if he or she is understanding
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Any advice on filing health insurance claims for TMJ?
I've had TMJ (jaw joint) problems for half my life, and because of job hopping I've dealt with a lot of health insurance companies. NONE however pay claims for TMJ disorder despite the fact it's not a dental problem- it's a joint problem, like a hip or shoulder! Problem is, you don't see an orthopaedist for your jaw, you see a dentist or other dental-type doctor who specializes in TMJ. And health insurance companies won't accept a claim from a doctor like that. If anyone has any input on how to successfully make a claim and get at least some benefit from my insurance company, let me know. Year after year I pay thousands of dollars out of pocket and get zero reimbursement- despite the fact I'm paying insurance premiums year in and year out! It's not enough of a % of my gross income to deduct from my taxes for some reason, according to my tax advisor.
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Im not sure how to help you but I can tell you there are some insurances that pay for it. My husbands paid for mine and now my insurance pays. They paid on my visits, my mouthgaurd, x rays, and pain meds. Call your insurance and ask if there is a certain billing code they should be using or a special form they could use. couldnt hurt to try.
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Im not sure how to help you but I can tell you there are some insurances that pay for it. My husbands paid for mine and now my insurance pays. They paid on my visits, my mouthgaurd, x rays, and pain meds. Call your insurance and ask if there is a certain billing code they should be using or a special form they could use. couldnt hurt to try.
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Any advice on filing health insurance claims for TMJ?
I've had TMJ (jaw joint) problems for half my life, and because of job hopping I've dealt with a lot of health insurance companies. NONE however pay claims for TMJ disorder despite the fact it's not a dental problem- it's a joint problem, like a hip or shoulder! Problem is, you don't see an orthopaedist for your jaw, you see a dentist or other dental-type doctor who specializes in TMJ. And health insurance companies won't accept a claim from a doctor like that. If anyone has any input on how to successfully make a claim and get at least some benefit from my insurance company, let me know. Year after year I pay thousands of dollars out of pocket and get zero reimbursement- despite the fact I'm paying insurance premiums year in and year out! It's not enough of a % of my gross income to deduct from my taxes for some reason, according to my tax advisor.
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I worked for one of the largest health insurance companies in my state - some of our policies paid for TMJ, some didn't. Just depended on how the employer set up the policy. If your policy has a specific exclusion for TMJ treatment, there isn't much you can do. However, if TMJ is not excluded on your policy, you should be able to get at least some of the bills covered. (Probably not full reimbursement, but something is better than nothing...right?) If I recall correctly, some of the hangups I saw with TMJ claims going through the system tended to be that dentist bill in D-codes. However, your insurance company would likely expect a bill in CPT coding. It might sound silly, but something as simple as using a D-code vs. a CPT code can cause a claim to reject for something that might actually be covered. (The coding info won't do you any good if TMJ is completely excluded from your policy, of course. But it can be an issue if TMJ is not excluded but you're just having trouble getting claims to go through the system.)
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I worked for one of the largest health insurance companies in my state - some of our policies paid for TMJ, some didn't. Just depended on how the employer set up the policy. If your policy has a specific exclusion for TMJ treatment, there isn't much you can do. However, if TMJ is not excluded on your policy, you should be able to get at least some of the bills covered. (Probably not full reimbursement, but something is better than nothing...right?) If I recall correctly, some of the hangups I saw with TMJ claims going through the system tended to be that dentist bill in D-codes. However, your insurance company would likely expect a bill in CPT coding. It might sound silly, but something as simple as using a D-code vs. a CPT code can cause a claim to reject for something that might actually be covered. (The coding info won't do you any good if TMJ is completely excluded from your policy, of course. But it can be an issue if TMJ is not excluded but you're just having trouble getting claims to go through the system.)
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COBRA Insurance question?
My wife currently carries our family insurance with her company. We were wanting to have another baby on her insurance and she is wanting to quit working in Jan. If that is the case we would continue with COBRA until the baby is born. Right now we pay around $200/month for family medical, dental, eye, etc. Does anyone know how much this would be on COBRA or how we could find out. We can't go and ask the company because that would like suspicious.
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The way COBRA works is you will pay 102% of the current premium. If you know how much the employer is paying you can figure the cost. For example, if you pay 50% and the company pays 50% you know the total cost of the insurance by doubling the premium you are paying now and add 2% to the cost. This will give you a close guess. If you don't know the percentage you can't find out without asking although you could ask them what the percentage is.
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The way COBRA works is you will pay 102% of the current premium. If you know how much the employer is paying you can figure the cost. For example, if you pay 50% and the company pays 50% you know the total cost of the insurance by doubling the premium you are paying now and add 2% to the cost. This will give you a close guess. If you don't know the percentage you can't find out without asking although you could ask them what the percentage is.
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