what insurance plan should i get?

i am looking to get health insurance. i was offered plan A which is $5000 deductible with 30% out of pocket or plan B $2500 deductible with 40% out of pocket. i am 20yrs old, in sacramento california. i am health don't smoke or drugs, but do ride a motorcycle. plan A payment a month is 90$ with dental and vision, and Plan B is $110 a month with vision and dental. in the past i have only been to Dr's for broken bones, but things pop up and want to be covered if something were to arise. thank you
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the answer is: choose the plan you can best afford. If you don't have $5000 saved up for a rainy day, take the one with the smaller deductible and higher premium. After all, the difference of $20 a month is a pizza dinner. You are better off with Plan B. Good luck!
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