When colleges offer $54,000 and they list on the job ad that?

the district provides medical, dental, and vision insurance for the employee and eligible dependents and life insurance for the employee. Does that mean all those insurances are part of the $54,000? I mean will the cost of medicial, dental, and vision insurnace will be deducted from the $54,000 or they will be for all those insurances on the top of $54,000??
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The $54,000 is your salary. They also offer benefits on top of that. Normally, part of the cost of some of those benefits (the insurances, usually) will be split between you and your employer. You'll pay part of the cost of the insurance - maybe about 20% of it or so - and that will come out of your salary. The rest of the cost will be paid by your employer. The amount you actually have to pay for your insurance varies from employer to employer. It's possible that, at some employers, the employer will pick up all, or most of the cost of the insurance. It's more likely that you'll pay about 20% of the cost.
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