Saturday, November 13, 2010

If my dentist isnt a member of any insurance, where do I get my dental insurance?

I have a dentist I want, called their office and they are not members of anything for insurance, where do I get insurance now?
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There are dental plans that let you visit any dentist. Most plans will have a waiting period before you are fully insured. Visit a local independent agent to find the plan that's best for your situation and budget in your area. The agent can explain the waiting period. There is no extra charge using an agent.
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I have dental insurance at work,is it possible or legal to buy dental insurance on your own?

of your own and use both when I get major work done?Can dentist bill the two insurance companies to have me pay little or nothing?
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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Dental Insurance with 100% reimbursement across the board?

I'm researching various dental insurance plans for my company, and was curious if there plans out there with full coverage. For the most part, I have only seen 100% / 80% / 50% / 50% splits, but was interested in seeing if full coverage plans are out there, and, what kind of cost this would be. Thanks.
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health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.
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What does a 6 month elimination period for dental insurance/indemnity plans/discount plans mean?

I'm looking for an individual dental plan and I'm coming across terms I don't know. One of which is "6 month elimination period." I have no idea what this means. Please help.
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Call the actual company and ask them to use plain terms for this clause.
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(military)How long do i have to wait before my dental insurance (DEERS) is valid?

I married a man in the military and we already have me set up with the deers program and i put my self on the dental plan, how long do i have to wait before my insurance kicks in my insurance cards havent come in the mail but im already in the system....any help would really help me!!
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Your medical is active as soon as you enroll, especially at a military clinic. Your dental will take about 30-60 days to be activated.
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what is the best dental insurance plan for braces?

I need braces and my husband has to get his wisdom teeth pulled, so we want a family dental plan. I'm looking for one with good coverage so i don't have to pay over $100 a month for braces. Any advice?
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depends where you live! You can use the section125 plan for this...that's where ur employer takes the money out of ur pretax income. Most dental plans will only cover up to 1500.00 on orthodonture...period. The wisdom teeth may be covered under medical if you get an oral surgeon to do it, which is recomended anyway...for many reasons.
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Is dental insurance covered under the Canadian Health Plan?

Medical coverage is free in Canada but what about dental work? Is that covered also?
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No unfortunately not. Medical insurance is provincially mandated not federally mandated. So the rules may be different between provinces. But in my province dental bills are not covered. I am unsure as to whether or not you get a tax break if you submit your dental bills as a medical expense. Companies in Canada offer dental plans to their employees as part of a taxable benefit. I have a dental plan and my husband has dental plan which usually covers 100% of our expenses. In the rare cases that there is no coverage we pay hundred percent of the bill. And to correct the misconception that our American neighbours have concerning free healthcare, it is definitely not free. We pay for it via our taxes. It's just that everybody is entitled to medical coverage. It's not up to the individual insurance companies to decide whether or not they will decide to cover us. Everybody is covered.
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