Where do we as Iraq war veterans turn to when we need dental care? I have no money, work very little and have a young daughter to support. The Department of Veterans Affairs offers us no dental coverage as a disabled veteran because I am not 100% disabled. I can't afford to pay out of pocket and have done my research and it seems that this is a problem that people care very little about. I have an abcess and a decayed toothe that needs to be pulled what do I do? Please anyone I am in desperate need of some answers.
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You can buy dental insurance for as little as $11.00 a month. I provided a link. Also, alot of dentist offer their own dental insurance plans.
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Friday, November 19, 2010
Where can I find affordable dental insurance/coverage in Boston?
I am a full-time student in Boston, and I need affordable dental coverage/care. Does anyone have any recommendations on where to look? Thanks!!!
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healthquotes.awardspace.info - my family have this health insurance. It is affordable and has good coverage for dental issues.
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healthquotes.awardspace.info - my family have this health insurance. It is affordable and has good coverage for dental issues.
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what would be the best choice for health and dental insurance?
I' am 22 year old college student in california and don't have insurance. i was wondering if anyone can help me with choosing a provider. i don't really know how health insurance works. but i would like to get something decent thats not to expensive or to cheap, i do want good coverage just in case. thank you
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I too at one time needed some coverage when I was in college. I would stongly encourage you to visit this website: www.healthsavings.ourperfectcard.com I signed up over 5 years ago when I was in college, and they have saved me thousands since. From deep cleanings, xrays, fillings..etc. all services are included in this very affordable plan. Orthodontist and cosmetic surgery are also included. Medical, vision, Rx and more. They even had my benefits active in 2 hours and was able to use them the very same day. Good luck and hope this helps...
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I too at one time needed some coverage when I was in college. I would stongly encourage you to visit this website: www.healthsavings.ourperfectcard.com I signed up over 5 years ago when I was in college, and they have saved me thousands since. From deep cleanings, xrays, fillings..etc. all services are included in this very affordable plan. Orthodontist and cosmetic surgery are also included. Medical, vision, Rx and more. They even had my benefits active in 2 hours and was able to use them the very same day. Good luck and hope this helps...
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How do i get my mom a dental insurance.?
She needs a some major work done specially some tooths are missing and she needs to replace them, every time i talk to dentists they tells me very expensive price. Any suggesionts what can i do.
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I'm going to be the adversary on this one and say that dental insurance can be very helpful, but it depends on the plan. Any dentist we approached when my husband needed a crown and we needed payments, they would not do it. Instead they offer a mid-interest dental credit card that is run through Chase or Citibank. So this is not a great option! Plus these cards require at least $1,000 in dental work to be performed if the charge is to be approved for low interest and paid over a full year. Any lower amounts requires high interest and the payment will only be broken into two or three payments. The best way to go - look for a local dentist who specializes in abstraction and dentures. We have one in Vermont who removes all teeth and then molds, creates, and fits dentures for around $800. That's a deal. We do have dental insurance. I will cover cleanings twice a year which can prevent running into issues. But... it will not cover my children's flouride pills which the dentist says they need since we are on well water and the water does not contain flouride. I buy them a rinse instead. It covers very little of a crown. Fillings it will only pay 80% of IF you use a metal filing instead of resin, and many dentists refuse to use metal fillings now. So it's hard finding one who will still do a metal filling. It will only cover one crown, if it breaks or becomes loose, too bad for you. Same for a root canal. Some medical insurance plans cover teeth if it is an emergency and requires ER care. But you have to have medical insurance for that route to work.
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I'm going to be the adversary on this one and say that dental insurance can be very helpful, but it depends on the plan. Any dentist we approached when my husband needed a crown and we needed payments, they would not do it. Instead they offer a mid-interest dental credit card that is run through Chase or Citibank. So this is not a great option! Plus these cards require at least $1,000 in dental work to be performed if the charge is to be approved for low interest and paid over a full year. Any lower amounts requires high interest and the payment will only be broken into two or three payments. The best way to go - look for a local dentist who specializes in abstraction and dentures. We have one in Vermont who removes all teeth and then molds, creates, and fits dentures for around $800. That's a deal. We do have dental insurance. I will cover cleanings twice a year which can prevent running into issues. But... it will not cover my children's flouride pills which the dentist says they need since we are on well water and the water does not contain flouride. I buy them a rinse instead. It covers very little of a crown. Fillings it will only pay 80% of IF you use a metal filing instead of resin, and many dentists refuse to use metal fillings now. So it's hard finding one who will still do a metal filling. It will only cover one crown, if it breaks or becomes loose, too bad for you. Same for a root canal. Some medical insurance plans cover teeth if it is an emergency and requires ER care. But you have to have medical insurance for that route to work.
Source
Has anyone had a good experience with First Commonwealth HMO Dental insurance?
I am running into a problem in finding a denstist that will accept this coverage. Especially when my husband has a PPO plan- then they use his coverage as primary and ignore the secondary coverage. They have stated that they do not have to honor the HMO fee structure; but they refuse to drop us the kids and my husband off of the list.
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Dental plans like this can be a real problem. The dentists are paid a fixed fee of about $4 to $6 a month for each person who signs up. Hopefully, they never show up in the office, and they keep the money. If they do, the dentist tries to sell additional services that are not on the discounted list. Any dentist who is contracted is SUPPOSED to honor the fee structure--that's what the contract is. However, many HMO plans will not pay benefits on a secondary basis. So, this plan may be a rip-off. Consider dropping it, and work with a specialist health agent to find a PPO plan that works for you.
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Dental plans like this can be a real problem. The dentists are paid a fixed fee of about $4 to $6 a month for each person who signs up. Hopefully, they never show up in the office, and they keep the money. If they do, the dentist tries to sell additional services that are not on the discounted list. Any dentist who is contracted is SUPPOSED to honor the fee structure--that's what the contract is. However, many HMO plans will not pay benefits on a secondary basis. So, this plan may be a rip-off. Consider dropping it, and work with a specialist health agent to find a PPO plan that works for you.
Source
What are some ways I can get around not having dental insurance?
Or what are my options? I need to see a dentist.
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I would strongly encourage you to visit this great website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands of dollars on all dental services. Even my braces. Then try to work out a payment plan with the dentist so you would not have to pay a lump sum. They even had my very affordable plan active in 2 hours and was able to use it the very same day. Good luck and Hope this helps.
Source
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I would strongly encourage you to visit this great website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands of dollars on all dental services. Even my braces. Then try to work out a payment plan with the dentist so you would not have to pay a lump sum. They even had my very affordable plan active in 2 hours and was able to use it the very same day. Good luck and Hope this helps.
Source
How much does dental insurance cost in california?
I'm 21 so I need a good plan that will cover for my wisdom teeth extraction. How long do I have to keep the policy? How much do you pay? (male/female)(age) etc
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There are many dental plans and several dental insurances but the best thing is to call a local independent insurance agent to recommend the right one. If you were on Medicaid being under 21 that would cover you for dental services. The plans and the insurance policies have waiting period for some types of work done but you have to check with each insurance company. It may not be worth it because they never cover very much of the actual costs. The better way to go is either a dental group which accepts installment payments, a dental college with a student dentist supervised by a practicing dentist, or a public clinic that has dental services. You can apply for a Care Credit medical,dental,vision credit card from GE Money Bank.
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There are many dental plans and several dental insurances but the best thing is to call a local independent insurance agent to recommend the right one. If you were on Medicaid being under 21 that would cover you for dental services. The plans and the insurance policies have waiting period for some types of work done but you have to check with each insurance company. It may not be worth it because they never cover very much of the actual costs. The better way to go is either a dental group which accepts installment payments, a dental college with a student dentist supervised by a practicing dentist, or a public clinic that has dental services. You can apply for a Care Credit medical,dental,vision credit card from GE Money Bank.
Source
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