say the tricare dental pays fro 50% of a procedure and the other covers 20% of the same procedure then does that mean you pay for the remaining 30%?? What dental insurance can you have with tricare??
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healthquotes.awardspace.info - here is my health insurance plan. As I remember they can provide such a service.
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Thursday, December 2, 2010
Wednesday, December 1, 2010
how can i find dental insurance for free or payment plan, lost my front tooth HELP?
I moved and have no dentist, now this has happened, and I am divorced and living very tightly, Yet I can't go around with my front tooth missing..
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You can easily check your minimal health care rates in internet, for example here - health-quotes.isgreat.org
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You can easily check your minimal health care rates in internet, for example here - health-quotes.isgreat.org
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looking for individual dental insurance?
I'm trying to find an affordable good dental insurance company. I've looked online quite a bit and can only find insurance with a 6 mos waiting period or a "dental plan" that you pay like $100 a year for a discount which seem useles. I'm 30 and live in Ohio if that makes any difference. Any help would be greatly appreciated!
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You will not find an individual dental plan without a waiting period. The 6 month wait is for minor procedures, most also have an 18 month wait for major procedures such as a root canal. You have four options with dental. 1. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. 2. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $829. With insurance you pay $414 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. 3. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $829. With discount plans you pay around $746. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 4. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $829. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
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You will not find an individual dental plan without a waiting period. The 6 month wait is for minor procedures, most also have an 18 month wait for major procedures such as a root canal. You have four options with dental. 1. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. 2. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $829. With insurance you pay $414 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. 3. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $829. With discount plans you pay around $746. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 4. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $829. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
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Is insurance available for a removable dental device?
I have a removable partial dental plate with a replacement value of between two and three thousand dollars. I occasionally remove it when I am fatigued, and stick it in a pocket or, worse, leave it on a table. I try to be careful, but I am somewhat forgetful and have already lost one device, which took a lot of money and effort to replace. I wonder if there is an insurance company which would provide replacement insurance for the device in the event (heaven forbid!) I lose it again in the future.
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Nope. I've had a lot of people ask me about it, but the fact is, they are SO easily lost, and SO expensive, that they aren't insurable for "oops I lost it". They are, however, covered under your standard homeowners policy for things like fire, or vehicular damage if a car should hit you.
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Nope. I've had a lot of people ask me about it, but the fact is, they are SO easily lost, and SO expensive, that they aren't insurable for "oops I lost it". They are, however, covered under your standard homeowners policy for things like fire, or vehicular damage if a car should hit you.
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Does anyone know of any good, affordable dental insurance?
I am self-employed and I need to see a dentist, can anyone help?
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Dental insurance (in general) is inexpensive. There are plenty of dental plans with insurances such as, "Blue Cross". For example you can get a Dental plan (a very good one) for as little as $10-$20 per month. Go onto the Blue Cross website. The type of insurance that would cost you quite a bit is medical insurance which is different the dental (of course). Hope this helps!
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Dental insurance (in general) is inexpensive. There are plenty of dental plans with insurances such as, "Blue Cross". For example you can get a Dental plan (a very good one) for as little as $10-$20 per month. Go onto the Blue Cross website. The type of insurance that would cost you quite a bit is medical insurance which is different the dental (of course). Hope this helps!
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i am looking for dental insurance, which one is good and cheap?
i live in Chicago,and really need see a dentist.i dont have an insurance so i want to buy one. please anyone.
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YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here www.HealthInsuranceFree.info/dental.html to solve the problem.
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YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here www.HealthInsuranceFree.info/dental.html to solve the problem.
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My dental insurance wont cover braces...need to find a discount plan?
My husbands plan wont cover spouses for braces. Do you know any companies and or any websites that I can get some info from. I'm looking for a company that offers a discount for braces only, I don't need a discount on dental because I already have dental insurance. Any advice or experience with this would be a help...thanks!!!
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Discount dental plans are a joke. Orthodontists have fixed costs - brackets and wires are expensive. So is the cost of additional training necessary to move teeth. Why would a specialist provide services for a fraction of what they normally charge? What will they do for full-paying patients that they won't do for a discount patient? Ask about payment plans, cash discounts, etc. Stay away from multi-level schemes such as Ameriplan.
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Discount dental plans are a joke. Orthodontists have fixed costs - brackets and wires are expensive. So is the cost of additional training necessary to move teeth. Why would a specialist provide services for a fraction of what they normally charge? What will they do for full-paying patients that they won't do for a discount patient? Ask about payment plans, cash discounts, etc. Stay away from multi-level schemes such as Ameriplan.
Source
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