I had a horrible experience at my last dentist visit because they seemed to delibrately find things wrong with my teeth like the "free brake inspection" ploy. They found reasons for me to have further dental work done from a filling to a crown. Well, after a year of thinking I'm somewhat worried about my front tooth because there is a hairline crack running through it but when x-rayed, it did not show. I have no pain or sensitivity in that tooth. I no longer have dental insurance and all the plans I've looked at require a waiting period of about 12 months until I am partially covered for a crown. I don't want to wait that long because I'm afraid this crack can spread to my root at anytime. I don't know what to do? Are there any alternative dental plans where there are no waiting periods? Or should I just pay out of pocket money? Also, does anyone happen to know the average cost for a top quality crown? This is my front tooth we're talking about here and I want the very best.
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Do you have a dental school in the area? Since it is your front tooth, they may have a teacher do the work. My brother did this when he was young and unemployed. At least they would consult with you and give you some qualified answers.
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Wednesday, December 15, 2010
what is the best dental insurance? in ky.?
i have some bad teeth adn need fixed asap.but i have no insurance and no money to pay for all the work. where can i get really good dental insurance? how long does it take to go into effect?
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Have you looked in ti the Discount Health Benefits? That is perfect for someone who is uninsured or underinsured. The monthly fee is very reasonable, and the savings are great! Check out this wesite for more info. www.everyonebenefits.com/trodgers
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Have you looked in ti the Discount Health Benefits? That is perfect for someone who is uninsured or underinsured. The monthly fee is very reasonable, and the savings are great! Check out this wesite for more info. www.everyonebenefits.com/trodgers
Source
can i get emergency dental work with no insurance and not much money out of pocket?
i have two teeth split and broke in one day. I need emergency work,due to pain in one of them.
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OK..Here's what you do ASAP. You call the "Out Patient Clinic" of the nearest Dental School. The Clinic provides dental services to the public and the cost will be between FREE and very low depending on your financial situation. Good luck and I wish you well. The Denture Pro.
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OK..Here's what you do ASAP. You call the "Out Patient Clinic" of the nearest Dental School. The Clinic provides dental services to the public and the cost will be between FREE and very low depending on your financial situation. Good luck and I wish you well. The Denture Pro.
Source
I was looking into dental discount plans, has anyone used these? They are not insurance but discount plans.?
I have dental insurance but not one that covers the cost of braces. If anyone has any information for me I would greatly appreciate it.
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Shall we wait for Rachell Burke to show up and give her free ad again? For the most part, dentists who are successful don't need to discount their rates. Any dentist worth his or her salt can charge a reasonable fee without offering discounts to people on these plans. The so-called discount plans make big money for those selling them, but offer extremely limited choices to those who purchase them. If people put their money in a medical savings account, they'd be far better off, PLUS they would have a choice of dentists. If a dentist is willing to substantially discount their work, ask yourself this question: "What part of the service should they NOT do? Anesthetic? Should they use non-sterilized instruments? Maybe get somebody off the streetcorner to assist?" The prices dentists charge usually represent what it costs to deliver the service. If they could do the same thing for 25% off, they would do it for everybody. They'd be the most popular dentist in town. Unfortunately, providers willing to get into these plans are often desperate for patients. Buyers beware.
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Shall we wait for Rachell Burke to show up and give her free ad again? For the most part, dentists who are successful don't need to discount their rates. Any dentist worth his or her salt can charge a reasonable fee without offering discounts to people on these plans. The so-called discount plans make big money for those selling them, but offer extremely limited choices to those who purchase them. If people put their money in a medical savings account, they'd be far better off, PLUS they would have a choice of dentists. If a dentist is willing to substantially discount their work, ask yourself this question: "What part of the service should they NOT do? Anesthetic? Should they use non-sterilized instruments? Maybe get somebody off the streetcorner to assist?" The prices dentists charge usually represent what it costs to deliver the service. If they could do the same thing for 25% off, they would do it for everybody. They'd be the most popular dentist in town. Unfortunately, providers willing to get into these plans are often desperate for patients. Buyers beware.
Source
--PLEASE HELP-- dental insurance that'll cover my braces?
I need a dental insurance plan thatll cover at least the down payment on my braces....PLEASE HELP
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healthplans.my-age.net - here is my health insurance plan. As I remember they can provide such a service.
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healthplans.my-age.net - here is my health insurance plan. As I remember they can provide such a service.
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im looking for dental insurance?
im looking for dental insurance for an adult does any1 kno any good insurance ?
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You have five options with dental. 1. Go without insurance. If you have good teeth and just want the basics you probably don't need any plan. A yearly cleaning and exam and even an occasional filling will cost you less without insurance. 2. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. You can find one here: http://www.yourhealthplanadvisor.com/Den… 3. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $919. With insurance you pay $460 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. 4. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $919. With discount plans you pay around $827. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 5. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $919. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
Source
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You have five options with dental. 1. Go without insurance. If you have good teeth and just want the basics you probably don't need any plan. A yearly cleaning and exam and even an occasional filling will cost you less without insurance. 2. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. You can find one here: http://www.yourhealthplanadvisor.com/Den… 3. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $919. With insurance you pay $460 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans. 4. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $919. With discount plans you pay around $827. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans. 5. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $919. With fee for service plans you pay as little as $404. I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
Source
I need my wisdom teeth out & have no dental insurance! Help!?
I live in Seattle Washington & recently saw a x-ray of my jaw at a chiropractors office. My bottom wisdom teeth are coming in sideways, & they are starting to crowd my teeth & I am getting headaches too :( I have no dental insurance, & need to get them out sooner then later! Any suggestions??? Please help. Thanks in advance
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Some state Universities offer free dental care, including surgeries and it is best to call and ask about their Med student programs and see what is available to the public as far as your wisdom teeth go. I am sorry to hear you are going through this. I had mine pulled 4 years ago and required care afterwards because mine were impacted and therefore it was an awful surgery. For the pain afterwards, ask for meds and try Ambisol as well to rub on your gums. It helps a lot. Also you will want to have soft foods on hand like Jello, Mac&Cheese, yogurt, soups, etc. Take care!
Source
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Some state Universities offer free dental care, including surgeries and it is best to call and ask about their Med student programs and see what is available to the public as far as your wisdom teeth go. I am sorry to hear you are going through this. I had mine pulled 4 years ago and required care afterwards because mine were impacted and therefore it was an awful surgery. For the pain afterwards, ask for meds and try Ambisol as well to rub on your gums. It helps a lot. Also you will want to have soft foods on hand like Jello, Mac&Cheese, yogurt, soups, etc. Take care!
Source
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