Friday, January 7, 2011

HELP!! Emergency dental issue.. I cracked a front tooth right down the middle & no insurance!PLEASE HELP!?

Somebody please be my guardian angel here! any help at all is much appreciated.. i'm in tears and a sitting duck at this point.......... i'm a ft student, don't have dental insurance, and am supporting myself as best i can. I drank a lot of soda as a kid and long story short, i have quite a few cavities. I brush, floss & waterpik daily but I guess the damage had been done. My tooth right behind my canine, or maybe it is my canine (not sure) got a cavity right in the center of it and even with me caring for it daily has grown and grown to literally become what can only be described as a hollow tooth I guess. Well this morning while eating it finally cracked, of course the half that fell away was the front part of the tooth. Now it looks like i'm missing a tooth entirely. =* ( I don't have insurance, and barely have the money to get by day to day. I work and go to school full time. I'm hysterical and desperate... ANY advice, suggestions, ideas, ANYTHING anyone can offer is GREATLY appreciated. I'm only 24 and i'm lost on this one. Forget smiling, even when im just talking you can see it clear as day. =* ( I live in the greater los angeles area, can anyone point me in the right direction? I'm seriously desperate. Thank you for taking the time to read this, either way. please, ANYTHING!
--------------------
Go to a local dentist and schedule an appt, they will tell you everything that is wrong or that you need to fix and you should be able to set up a payment plan. Make sure that the dentist that you pick sets up payment plans before scheduling the appt. Most dentists do, so you should not have a problem.
Source

Thursday, January 6, 2011

Temp solution until I get dental insurance?

One of my molars....I'm pretty sure is decaying....a few months ago..maybe almost 2 years ago, my dentist put a filling inside of my tooth, its rather large...then sometime last year my tooth cracked *part of it...the part that connects to the next tooth..if that makes sense* and i had ALOT of pain for a while...but no insurance...and couldn't afford anything....then a few months ago the pain stopped...didnt hurt anymore....a few days ago...i was eating and and even bigger piece chipped off...the tooth is still in place but the side that faces the tounge is partially gone with the filling exposed...but you cant see any part of the tooth...just the enamal on the sides i guess my question is is there someting i can do...before the pain kicks in..if it does...until i can find some good dental insurance? i dont really have alot of money..and i am working 2 jobs....but alot of benifits dont kick in till 90 days or so
--------------------
I would get into a dentist that would be willing to work with you. You could also try your local superstore (Wal*Mart) or drugstore to see if they have an emergency dental clinic. In the meantime, Walgreens (and I am sure others) carry temporary filling kits. Please see the links below. Good luck.
Source

I need immediate information on Dental Insurance!?

I just got hired and will have dental through my employer in 3 months. The thing is, i want to fix my two front teeth as soon as possible because one of them is dark...for breaking my teeth when i was younger. Im 23 and just dont like the fact that my smile is not all white. I have been looking over insurance companies, and found SafeGuard dental and vision, their premier coverage is $11.99 a month. That is cheap and there's no waiting period for the crown i need to get. Do you think i should wait for my employer or do it on my own?
--------------------
I have met this sort of situation before,here http://www.HealthInsuranceIdeas.info is the resource I found helpful.
Source

Gradeschooler's broken tooth and dental insurance?

My stepdaughter has dental insurance through her mother at the moment. Her mom is in the air force (I don't know if that makes a difference). She was playing on the playground with her friends and fell and broke her front tooth in half. She went to the dentist today to have it repaired. I talked to her later this morning and she said she didn't get it fixed because the insurance wouldn't pay. Now she is going to have to wait until January to get her tooth fixed. This is unacceptable to me. Why should a ten year old have to be embarrassed and walk around with a broken tooth!? I am sure it is also uncomfortable and painful when she eats. Does anyone know why the insurance would deny this?
--------------------
Well, if she cant get it fixed now why is she going to be able to get it fixed in Jan.? That is the real question, is the insurance going to cover it then? This may be a waiting peroid, or maybe she has already met the yearly max amount of coverage.
Source

is there a dental insurance that covers for braces for teens?

okay use this as a guide.. http://www.drdefelice.com/images/Diagram… so what if your lateral incisors is almost underneath your Central incisors and your canines are up, which looks like fangs, and your first permolars are pushed out and your second permolars are pushed in and it keeps going like a wave. my friend was too embarrassed to ask, so i'm asking for her, just in case if your wondering.. so if your teeth look like that, is there any insurance that will pay for all of it because your in real need of straight teeth?
--------------------
i have CIGNA insurance (traditional) and it covers a lot of it... im getting braces and its original price is 5000 dollars but covered by the insurance is id say.,... hmm///.... a meer 2500?
Source

Can I add more dental insurance to the plan I already have?

I just found out I need a root canal and two wisdom teeth pulled. By the time I get this done, my dental insurance will be maxed out. I only have a $1,000 benefit for the year. I won't even be able to get my teeth cleaned after all this. My root canal alone is going to be $704 out of pocket. I need to know if there is any way to add more insurance or something just until I get my teeth taken care of. Maybe just for the year. It has been about 10 years since I have gone to the dentist. So I just need to get my teeth healthy again.
--------------------
I don't know what state you are in, but Pacificare Dental has a good plan. There is no yearly max, no six month or a year waiting period before you can do anything major. You can start it right away. It's only offered in California to individuals. If you live here , check it out. It's the Signature Value plan. 1 person $15.50 a month 2 for $24.53 And i do believe you can have another dental insurance to help cover the cost.
Source

Wisdom Teeth Extraction: Ameriplan OR Dental Insurance?

All 4 of my wisdom teeth are impacted - 1 is 2/3rds the way out, 1 is moving slightly and I've yet (knock on wood!) to have any issues with the other 2. I was a member of Ameriplan a few years back but never had to use it because I was covered under BlueCross in which I am no longer covered under either. Would it be best to re-register with the Ameriplan (25% discount) or an individual dental insurance (which would POSSIBLY be more beneficial depending on the coverage amount/deductible, etc.) for about the same $ monthly? If you feel as though the individual dental insurance would be best, does anyone have any recommendations for coverage companies, etc.? Thanks! ps- PLEASE don't SPAM this with the Ameriplan links & false reviews!
--------------------
Thats a tough decision to make. Ameriplan will cover anywhere from %25-%50 and you pay less per month on the benefits, on the other hand insurance may cost a little more each month and also have a waiting period before it can be used. I believe the insurance should cover %50 of the cost or typically up to $2500 for orthodontic treatment. I believe the best bet would be for you to call the providers in the area and find out how much it would cost for braces weather it would be ameriplan or insurance. Im like you, I have both. Here is my reps website.. www.healthsavings.ourperfectcard.com there should be a link for provider search and begin your search by calling the orthodontist. Then compare with possible insurance. www.dentalplans.com will have some insurance companies you could compare to. Call providers and get an estimate.
Source