Monday, January 17, 2011

allstate dental insurance?

my son has an appointment today. should I even bother going if I only have about $50? will they charge me hundreds and take off $20 for that insurance? when I went in for a prescription they charged me $200 and took off $10 for my benefits I just laughed at them and said I can't pay that!!! should I bother going?
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You definitely should not just skip out and not go. Why don't you call the dental office and ask them what it should cost for today's visit? Let them know your situation and see what they say. It can't hurt. And depending upon why your son is going today will have something to do with whether or not you should go? If you are interested in an alternative or additional option to add with what you already have, go to this site and check it out. http://www.mybenefitsplus.com/40398854 I personally use the plan and love it! Good Luck!
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No dental insurance?

I have a really badly cracked tooth...its a molar way in the back on the bottom, basically there is nothing left of the tooth on the outside(its very bad!) i have been letting it go, mainly because i have no insurance and I don't make enough to qualify for a payment plan. are there dentists out there that can help me in this situation?
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Check out local dental schools. I have this plan www.healthsavings.ourperfectcard.com I signed up online about 3 years ago and they have saved me thousands throughout the years.From Root canals, exams, xrays etc. They had my benefits active in 2 hours and was able to use it the same day. I believe the savings are up to 80% on services. See if its in your area if nothing else.
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Dental and Vision insurance?

I am a student and looking to buy some heath insurance, or just dental and vision insurance. I have no idea which one is the best or where to start. I know with vision I want most of it to be covered, if not all including contacts. For dental, I would like a plan that includes orthodontics included, if not all 50% would be great. Any idea where I can get those things?
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As a student, if you are not working full time, your greatest likelihood is to try to stay on your parent's insurance through their employer. Some universities offer health ins. programs for their students, but they are generally basic health with perhaps dental and vision, but not likely to cover braces or anything like that. Otherwise, try to get a job with benefits. Looks like you are getting a first hand experience as to why your education is so important. Good luck and keep it up.
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I'm adding my newborn to my insurance, does she need dental coverage?

I'm not sure how soon she will need it, she is 5 weeks old. if not now, when should I add her approximately?
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You should add her when she's 2-3 years of age. It's a waste of money to have her on the policy when she doesn't even have teeth :)
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My dental insurance company does not pay for orthodontics treatment since i am over 21...?

Is there any way I can get some sort of reimbursement for getting braces since they are sooooooo expensive. The dependant-only rule is pure BS if you ask me, everyone should get assistane, not just kids.
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Unlike the previously mentioned implants, which by the way can be very esthetically pleasing if sized properly(not too big), orthodontic treatment has several functional , as well as cosmetic benefits. Your insurance carrier is very narrow minded in my opinion if they donot have a benefit for ortho treatment at any age.
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dental health insurance.?

my husband needs to get dental implants with dentures through aspen dental he has no insurance so i'm looking to find a company that pays for this kind of thing. any ideas where i find this info or any companies that pay for it. the whole thing is gonna cost b/t 8 or 9 thousand.
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Sounds as if a good discount dental plan would help you out here. It is rather late to get dental insurance, as there are waiting periods and annual limits, which in your case would be used up in one visit to the dental office. Dental Discount Plans do not have the limitations that are associated with dental insurance, so you can get the dental work done and receive a discount too. You will want to review the dental fee schedule below to see how much you would save by having AmeriPlan Dental Plan. More info at website:
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Stinky Dead Tooth! No Dental Insurance! Any Thoughts?

A tooth of mine was given a root canal 2 years ago and needs an extraction. However I have no insurance and the tooth is just sitting there dead and rotting. Ew. Now I am getting very self conscious that the tooth has an odor, and want to figure out some way to deal with this. I cannot afford to go to the dentist....anyone have any thoughts on the home treatment of a dead tooth's odor? Thanks!
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there really is no remedy for that besides either pulling out yourself, which is dangerous, incredibly painful and stupid, or going to see a dentist. Try to save up some money and find a dental school near you. they usually charge less for these procedures. Other than that just use a lot of mouthwash and chew lots of sugarfree gum.
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