I did a root canal on one of my molars 2 years ago, everything was fine, but recently I have started to experience a pain when I drink something hot. My general dentists advised me to see a specialist, but I don't have money to do it. I started drinking antibiotics and pain and sensitivity went away for 3 months. Now the tooth hurts more, I can feel hot and cold water, and sometimes it hurts in the evenings too. I wonder if there is some good dental plan I can buy, that can help me to save money on health insurance in California, or maybe there is some dental insurance I can buy. I am from Ukraine, so I am thinking maybe i should buy a ticket home and fix my tooth there, however I am registered for classes in the university and I don't want to put my life on hold because of this trip. To cut a long story short, I just really need a good advice on what should I do. I want to save a tooth, and I am not even thinking about pulling it out so don't advice me that option please.
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If you are under 21, you can apply for Medi-Cal and Denti-Cal. http://www.dhcs.ca.gov/services/medi-cal… "Drinking antibiotics" is bad for your body, and if you keep doing it, your body will build up an immunity to the antibiotics.
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Friday, March 18, 2011
How long does it usually take for my insurance company to reimburse the dentist?
I had a root canal done last week that cost $916. I have dental insurance but the dentist wants me to pay now and then he said he'd sign the insurance check over to me once he receives it. I was just wondering how long it takes the insurance company to issue a check.
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It usually takes about 2-4 weeks after the claim is filed for the dental office to receive insurance payment. However, if the insurance requests additional information (ie. x-rays, narrative) from the dentist, it may take longer depending on the response time. You should receive a copy of the insurance explanation of benefits (EOB) a few days before the dentist receives their copy. You can also call your insurance to check on the status of the claim to know if its currently or already been processed. If the insurance tells you it's pending additional information from the dentist, you can call your dental office and let them know to hopefully expedite the process. Hope this helps.
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It usually takes about 2-4 weeks after the claim is filed for the dental office to receive insurance payment. However, if the insurance requests additional information (ie. x-rays, narrative) from the dentist, it may take longer depending on the response time. You should receive a copy of the insurance explanation of benefits (EOB) a few days before the dentist receives their copy. You can also call your insurance to check on the status of the claim to know if its currently or already been processed. If the insurance tells you it's pending additional information from the dentist, you can call your dental office and let them know to hopefully expedite the process. Hope this helps.
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I need to purchase medical/dental/vision insurance for myself, please help!?
I would like to spend under 100 bucks per month. I know this will get me be the bare minimum, but oh well. I am currently employed as an independent contractor.
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I have very good luck with a discount medical plan that covers chiropractic, medical, dental, vision and prescription. It is only $19.99 per month. Actually what I used to pay for insurance including co-pays and deductibles, I am better off with the discount thing. They even have a hospital advocacy program. Here is the link for it http://www.mybenefitsplus.com/cmcdowell Hope it helps! Good Luck.
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I have very good luck with a discount medical plan that covers chiropractic, medical, dental, vision and prescription. It is only $19.99 per month. Actually what I used to pay for insurance including co-pays and deductibles, I am better off with the discount thing. They even have a hospital advocacy program. Here is the link for it http://www.mybenefitsplus.com/cmcdowell Hope it helps! Good Luck.
Source
Is it possible to get my health/dental insurance back again once I go back to being a full time student?
I'm dropping out of two classes so I will only be a part time college student and will lose my medical/dental insurance that I had when I was a full time student. Also my parents were paying for it. Once I go back to becoming a full time student next semester, can I get it back again?
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Yes. Up to the age of 25 I believe.
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Yes. Up to the age of 25 I believe.
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Thursday, March 17, 2011
Pre-existing condition / Diabetes for Group Health/Dental Insurance?
The last time I saw my doctor for my Type 2 diabetes in the U.S. was in August, 2003. I went overseas soon after that and didn't come back until recently (I didn't have coverage during this whole time). I just got a job which offers group health insurance, does my diabetes counts as pre-existing condition. (I'm choosing a BCBS PPO plan), and can they impose exclusion period? I live in Pennsylvania, and according to my research, Group health plans in PA can count as pre-existing conditions only those for which you actually received (or were recommended to receive) a diagnosis, treatment or medical advice within the 6 months immediately before you joined that plan. So it appears to be that I should have no problem if I go to see my doctor for my diabetes right after my policy become effective on Jan. 1st, 2008, right? I want to make sure. Similarly, I had dental surgery for gum problems in 2002, will my group dental plan look back 6 month only? Thanks for your answer
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If you have diabetes you've had "treatment" for the past 6 months, even if it was just diet to control your blood sugar. So yes, the insurance company will consider that a pre-existing condition. Also, if you have any type of health condition, even if you haven't had any treatment, it is still considered a pre-existing condition. However, it also depends upon the BCBS group plan. Group plans can be tailored in any way (unless it's contrary to state law) so the only way to know is to contact the insurance company or your company HR department.
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If you have diabetes you've had "treatment" for the past 6 months, even if it was just diet to control your blood sugar. So yes, the insurance company will consider that a pre-existing condition. Also, if you have any type of health condition, even if you haven't had any treatment, it is still considered a pre-existing condition. However, it also depends upon the BCBS group plan. Group plans can be tailored in any way (unless it's contrary to state law) so the only way to know is to contact the insurance company or your company HR department.
Source
HELP!! Emergency dental issue.. I cracked a front tooth right down the middle & no insurance!PLEASE HELP!?
Somebody please be my guardian angel here! any help at all is much appreciated.. i'm in tears and a sitting duck at this point.......... i'm a ft student, don't have dental insurance, and am supporting myself as best i can. I drank a lot of soda as a kid and long story short, i have quite a few cavities. I brush, floss & waterpik daily but I guess the damage had been done. My tooth right behind my canine, or maybe it is my canine (not sure) got a cavity right in the center of it and even with me caring for it daily has grown and grown to literally become what can only be described as a hollow tooth I guess. Well this morning while eating it finally cracked, of course the half that fell away was the front part of the tooth. Now it looks like i'm missing a tooth entirely. =* ( I don't have insurance, and barely have the money to get by day to day. I work and go to school full time. I'm hysterical and desperate... ANY advice, suggestions, ideas, ANYTHING anyone can offer is GREATLY appreciated. I'm only 24 and i'm lost on this one. Forget smiling, even when im just talking you can see it clear as day. =* ( I live in the greater los angeles area, can anyone point me in the right direction? I'm seriously desperate. Thank you for taking the time to read this, either way. please, ANYTHING!
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Go to a local dentist and schedule an appt, they will tell you everything that is wrong or that you need to fix and you should be able to set up a payment plan. Make sure that the dentist that you pick sets up payment plans before scheduling the appt. Most dentists do, so you should not have a problem.
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Go to a local dentist and schedule an appt, they will tell you everything that is wrong or that you need to fix and you should be able to set up a payment plan. Make sure that the dentist that you pick sets up payment plans before scheduling the appt. Most dentists do, so you should not have a problem.
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What can I do about my no insurance and tooth issues, ive never had insurance dont want to get scammed?
I've had several teeth pulled, I'm afraid something else could go wrong, I have no dental insurance at the moment and I have a temporary filling. I live in California at the moment, and I don't know what to do, should I look into getting some dental insuance, I don't want to get scammed , with regards to paying for a policy that can't do anything for me when I really need it, but if anyone has some names of some dental insurance companies that might work and actually get some results rather than be a scam, please share?
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There are so many out there to chose from, but for my family we have this wonderful plan. I would encourage you to visit this great website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands of dollars on all of my dental services. From extractions to xrays, fillings, crowns, Cleanings, and even my braces. They even had my affordable benefits active in 2 hours and was able to use them the very same day. Good luck and Hope this helps.
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There are so many out there to chose from, but for my family we have this wonderful plan. I would encourage you to visit this great website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands of dollars on all of my dental services. From extractions to xrays, fillings, crowns, Cleanings, and even my braces. They even had my affordable benefits active in 2 hours and was able to use them the very same day. Good luck and Hope this helps.
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