Here's my problem I have severe genetic decay and my teeth are seriously crumbling. I am so embarrassed that I don't even smile anymore. I am a single mom with only my income and can't afford insurance and don't really have the money to fix this. I would love to smile again and I am just wondering if anyone knows of any grants or something to help me. Thanks!!
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Could you get on medicaid? The only thing I can think of is either going to the dental school out in Aurora or possibly going to denver health on speer to see if there is anything they could do to help you.
Source
Thursday, April 28, 2011
Implant cost at NYU dental school?
I need an implant in my mouth the second tooth to the last upper left side, and I was wondering if anyone has had one at NYU dental school, how it went and the cost? I don't have insurance , and If anyone knows of any other low cost dental implant centers in new york city.Also do you know the cost of crowns and fillings at NYU cental school Thank You.
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The best answer for most of your questions is to phone NYU dentistry school. In regards to pricing, and you not having insurance
Source
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The best answer for most of your questions is to phone NYU dentistry school. In regards to pricing, and you not having insurance
Source
Does insurance cover teeth extraction for braces.?
I have Aetna dental and medical insurance. i recently had to get 4 of my bicuspids extracted for braces purpose. I called Aetna ahead to see if the cost will be cover by insurance, they told me yes, it will cover 90%, also on my dental plan it says it will cover 90%. but when I went into the dental office, people from the dental office told me since it's for braces, insurance will not cover. but they didn't even bother to get down my information and call my insurance, so how would they know if it's not covered? I ended up paying with my credit card, cause i really need to get it done. i want to find out if the cost is covered by insurance or not, what should i do next? and if it's covered how do i get reimburse? thank you
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Ask your dental office to submit it to your insurance for you. If that is not a common practice for them ask for a quick claim form with the proper codes, teeth numbers and fees along with the proper dentists identification then get a dental form from your employers HR dept. and submit it yourself.
Source
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Ask your dental office to submit it to your insurance for you. If that is not a common practice for them ask for a quick claim form with the proper codes, teeth numbers and fees along with the proper dentists identification then get a dental form from your employers HR dept. and submit it yourself.
Source
my brother was jumped by 4 men, his teeth got kicked in but he has no insurance to get treatment.....?
my brother is 22 he was riding a bike down the street and one guy sucker punched him out of the dark, knocked him off the bike, 3 more guys ran up and they started hitting and kicking him while he was down, he got knocked out and woke up later laying in the street next to his bike. they had kicked him in the face and his front teeth are broken and some teeth are pretty much moved around. basically he has no insurance for dental to get his mouth fixed, because its all raw nerves he cant eat or talk barely, is there any program that would help people pay for medical or dental?
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Your brother is a crime victim, so you could check with the Legal Aid society to see if there are programs in your area, or look for other victim-assistance programs by typing "victim assistance (your location)" into a search engine. If you have a dental school or dental college nearby, the students treat people, under direct teacher supervision, at a much lower cost than private dentistry. There are often dental clinics open to the public at these schools. In my experience, dental insurance doesn't cover a significant percentage of dental costs anyway (I ran up a $350 tab at my last visit, and got about $25 back from insurance). Major medical might, if he has that, since it was due to injury and not routine or elective care. In any case, a dentist would usually be willing to set up a payment plan over time. If you know a good dentist, call and ask what can be done.
Source
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Your brother is a crime victim, so you could check with the Legal Aid society to see if there are programs in your area, or look for other victim-assistance programs by typing "victim assistance (your location)" into a search engine. If you have a dental school or dental college nearby, the students treat people, under direct teacher supervision, at a much lower cost than private dentistry. There are often dental clinics open to the public at these schools. In my experience, dental insurance doesn't cover a significant percentage of dental costs anyway (I ran up a $350 tab at my last visit, and got about $25 back from insurance). Major medical might, if he has that, since it was due to injury and not routine or elective care. In any case, a dentist would usually be willing to set up a payment plan over time. If you know a good dentist, call and ask what can be done.
Source
Wednesday, April 27, 2011
Are medical procedures such as heart attack, cancer, or something major very unaffordable even with insurance?
I have great medical insurance and dental, through Aetna. The only downfall is that they ONLY cover 50% of psychiatric/psychology. Which is a shame, since I truly believe that this country can really use a better mental health care system. I've unfortunately been to the ER countless of times, due to being sick and asthma, but I'm working at better maintaining my health. The total expenses weren't too high, they were anywhere from $400 to $4000 ish, for one visit, the $4 grand one including full xrays, CT scan, ekg, etc, and with insurance they all came down to about $50 to $200 ish, after going through insurance, so it's not unreasonable, and they DO have payment plans. However, what if something major happened. Surgery, heart attack, cancer. Wouldn't that catapult the total costs into the $100,000 range? And even if I have insusrance then, how much would they cover? This really scares me. Should I be saving alot just in case? How do we prepare for this?
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You are right to be concerned because insurance companies have all manner of exclusions and "caps" on procedures so you will find many times if seriously ill (as with cancer or heart disease) that there is plenty that the insurance will not do a thing about. How do you prepare for this? If you can get a catastrophic medical care plan, that might be useful to you. Many people have two or more insurance policies--and for good reason. IF you are eligible for an HSA, that's a smart move. Find some info here: http://www.ustreas.gov/offices/public-af… Depending on what your income as well as debts, etc. are, you MIGHT be able to qualify for some reduction in expenses for treatment with "charity" care but hospitals are loathe to offer this information and apparently don't have to post their guidelines for them either. You WILL find that in many cases, if you speak with the financial department and offer to pay in a very short space of time (such as a week) that you CAN get a discount on something you owe. The tricky part is when you're really sick, you can't find the energy or brain power to do this usually. Also if you have insurance you really do NOT know what they will cover until it's a done deal--and they likely will try NOT to pay even if they are supposed to. Still, as soon as you get an EOB (Explanation of Benefits) from your insurance, look through and see why anything was denied. You may be able to appeal that decision. Also patient financial services SHOULD be willing to look at any substantial bill AND your policy and try to do something to help you. They'll say it's not their job, etc. and in some cases, probably could get in trouble, but let's get real: the average person can NOT afford what the hospital charges the uninsured (or insured who have something NOT covered) so something is going to have to give. You SHOULD be very concerned no matter what anyone says because more than half of all bankruptcies in the US are owing to medical bills AND many of those people ARE insured. The system does not work well for a variety of reasons. You may also be able to get assistance through a charitable organization or such if you get buried in debt. You will also want any denied portions of a bill examined carefully as hospital billing errors are common. People are simply going to have to get over the notion that being insured means they are TRULY protected financially. It's not the case (see bankruptcies). There's a ton of misinformation out there on insurance, health care, and more. Insurance policies tend to waffle on important issues and because of their "caps" trick, many times you are told something is covered, BUT YOUR financial liability will be in the tens of thousands or more. You need to do everything you can to get to a BOTTOM LINE accounting for anything expensive. In an emergency, this is NOT possible to do, however, which is why the above suggestions are offered. To be blunt, there are NO guarantees that you won't be bankrupted no matter how careful you are or if you have policies. One of the other smart things to do is to do everything you can to get yourself as healthy as possible. Your diet, amount of sleep, exercise, not smoking, not drinking (the resveratrol can be had in grape juice), not drugging, not participating in dangerous activities (from driving fast to texting while driving as well as obvious things like bungee jumping), and having a reasonable weight all help. Get a physical and listen to the doc's advice. Get YOUR lab work numbers in good shape--whatever that means for YOUR situation. Even people who feel well should have a physical with just that idea in mind. Also get a health care power of attorney--find someone you can trust in case you're unable to speak for yourself--so you get the treatment you'd ask for IF you were capable of doing it. (You can be unconscious for many reasons.) Kudos to you for recognizing you're vulnerable. Bill Gates, Warren Buffett, Oprah, and the current president of the US have nothing to worry about for medical bills. That's the complete list of people who should not be concerned in the US. Outside the US, many don't realize their national health has all manner of restrictions on what they can get--and when.
Source
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You are right to be concerned because insurance companies have all manner of exclusions and "caps" on procedures so you will find many times if seriously ill (as with cancer or heart disease) that there is plenty that the insurance will not do a thing about. How do you prepare for this? If you can get a catastrophic medical care plan, that might be useful to you. Many people have two or more insurance policies--and for good reason. IF you are eligible for an HSA, that's a smart move. Find some info here: http://www.ustreas.gov/offices/public-af… Depending on what your income as well as debts, etc. are, you MIGHT be able to qualify for some reduction in expenses for treatment with "charity" care but hospitals are loathe to offer this information and apparently don't have to post their guidelines for them either. You WILL find that in many cases, if you speak with the financial department and offer to pay in a very short space of time (such as a week) that you CAN get a discount on something you owe. The tricky part is when you're really sick, you can't find the energy or brain power to do this usually. Also if you have insurance you really do NOT know what they will cover until it's a done deal--and they likely will try NOT to pay even if they are supposed to. Still, as soon as you get an EOB (Explanation of Benefits) from your insurance, look through and see why anything was denied. You may be able to appeal that decision. Also patient financial services SHOULD be willing to look at any substantial bill AND your policy and try to do something to help you. They'll say it's not their job, etc. and in some cases, probably could get in trouble, but let's get real: the average person can NOT afford what the hospital charges the uninsured (or insured who have something NOT covered) so something is going to have to give. You SHOULD be very concerned no matter what anyone says because more than half of all bankruptcies in the US are owing to medical bills AND many of those people ARE insured. The system does not work well for a variety of reasons. You may also be able to get assistance through a charitable organization or such if you get buried in debt. You will also want any denied portions of a bill examined carefully as hospital billing errors are common. People are simply going to have to get over the notion that being insured means they are TRULY protected financially. It's not the case (see bankruptcies). There's a ton of misinformation out there on insurance, health care, and more. Insurance policies tend to waffle on important issues and because of their "caps" trick, many times you are told something is covered, BUT YOUR financial liability will be in the tens of thousands or more. You need to do everything you can to get to a BOTTOM LINE accounting for anything expensive. In an emergency, this is NOT possible to do, however, which is why the above suggestions are offered. To be blunt, there are NO guarantees that you won't be bankrupted no matter how careful you are or if you have policies. One of the other smart things to do is to do everything you can to get yourself as healthy as possible. Your diet, amount of sleep, exercise, not smoking, not drinking (the resveratrol can be had in grape juice), not drugging, not participating in dangerous activities (from driving fast to texting while driving as well as obvious things like bungee jumping), and having a reasonable weight all help. Get a physical and listen to the doc's advice. Get YOUR lab work numbers in good shape--whatever that means for YOUR situation. Even people who feel well should have a physical with just that idea in mind. Also get a health care power of attorney--find someone you can trust in case you're unable to speak for yourself--so you get the treatment you'd ask for IF you were capable of doing it. (You can be unconscious for many reasons.) Kudos to you for recognizing you're vulnerable. Bill Gates, Warren Buffett, Oprah, and the current president of the US have nothing to worry about for medical bills. That's the complete list of people who should not be concerned in the US. Outside the US, many don't realize their national health has all manner of restrictions on what they can get--and when.
Source
Dentist in Austin TX that will work with us?
My husband needs some major dental work done. We've been in school for the past 2 years and don't have insurance. We're not looking for a hand out just some suggestions. We are looking for a dentist that will work with us and let us make payments or something like that. Or a dental plan (like insurance). Any suggestions?
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I would encourage you to visit this site www.healthsavings.ourperfectcard.com I signed up on-line over 5 years ago now for all me dental needs and they have saved me thousands of $$$ over the years. From root canals, cleanings, xrays, exams...etc. All services are included in this very affordable plan. Including cosmetic surgery, orthodontics and dentures. They even had my benefits active in 2 hours and was able to use it the very same day. Then, see if you could possibly work a payment plan with the dentist and/or carecredit is the most common for dental work.
Source
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I would encourage you to visit this site www.healthsavings.ourperfectcard.com I signed up on-line over 5 years ago now for all me dental needs and they have saved me thousands of $$$ over the years. From root canals, cleanings, xrays, exams...etc. All services are included in this very affordable plan. Including cosmetic surgery, orthodontics and dentures. They even had my benefits active in 2 hours and was able to use it the very same day. Then, see if you could possibly work a payment plan with the dentist and/or carecredit is the most common for dental work.
Source
How do you fix the economy?
I had an idea, 200 a month for anybody 18 or older to have health insurance, car insurance, vision, dental, and life insurance. That will save everybody in the U.S. probably 50-100 a month, could insure everybody and create more money through out all income levels. What do you think?
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Drop income tax and impose a straight sales tax on everything you buy...everything. The more you spend, the more you will pay. Even people making a living doing illegal things (selling drugs, prostitution) have to buy stuff
Source
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Drop income tax and impose a straight sales tax on everything you buy...everything. The more you spend, the more you will pay. Even people making a living doing illegal things (selling drugs, prostitution) have to buy stuff
Source
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