With no dental insurance for another 6 weeks I have to pay full price. How much do you think 1-2 surfaces will cost? How many visits to the dentist? I just need this filling refilled so I don't go around with a hole in my tooth that could get infected. I have been down that road.
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TokyoE is right. If you have a health insurance, that will cover your dental care too. If you just remove plaque and clean your teeth, it will take only a couple of days. It will cost... roughly about 2,000yen, I think... I don't remember. If you have your decayed tooth filled, it will take a month or so, and will cost ... 1,500yen to 3,000yen at least, and if you have a really, really bad tooth, it will cost 7,000yen and up. http://cost.ha-channel.net/musiba.shtml Oh, before they start fixing your teeth, they usually take a X-ray of your mouth (teeth). For one tooth, it will take for a month (once a week visit).
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Friday, May 27, 2011
Dental plan coverage?
Just a quick general knowledge question. Someone at work here is questioning our dental plan becuase she needs a root canal. I personally rarely use the health or dental coverage. I was under the impression that most dental plans paid a percentage of the cost of dental work up to a predetermined out of pocket amount for the insured. For example, the insured may have to pay 60% of the cost of dental work during the year up to a total out of pocket expense of $2,500, after that , all is covered. Someone else at work is saying it is the opposite. The insurance co. will pay their percentage up to a predetermined amount and then it's all on the insured. How are most policies structured?
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O.k.,this is how dental insurances work.Usually they separate the services on:Preventative care(usually covered at 100% with no deductible);Basic care(usually covered at 80%) and Major care(usually covered at 50 or 60%).If you need any services that fall under the Basic and Major category then you will usually pay yearly deductible and on top of that the percentage that it is not paid by your insurance.There is a certain amount the insurance will pay per year,for example from $1000 to $2000 or more.Once they pay all that it means that you have reached your yearly maximum and if you decide to have any more dental work done after that ,the cost will be out of your pocket,but if wait for your new benefit year ,then you will have another 1000 or 2000 dollars available. This information is general,because I have seen insurances with no deductible,who cover everything 100% or some who have unlimited coverage.Very important is also to make sure that the dentist you are going to visit is in the network with your insurance,cause if he is not,you might not be covered or might have to pay more out of pocket!Well,I hope I was helpful,I deal with dental insurances all day at work,so you can trust me!:))
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O.k.,this is how dental insurances work.Usually they separate the services on:Preventative care(usually covered at 100% with no deductible);Basic care(usually covered at 80%) and Major care(usually covered at 50 or 60%).If you need any services that fall under the Basic and Major category then you will usually pay yearly deductible and on top of that the percentage that it is not paid by your insurance.There is a certain amount the insurance will pay per year,for example from $1000 to $2000 or more.Once they pay all that it means that you have reached your yearly maximum and if you decide to have any more dental work done after that ,the cost will be out of your pocket,but if wait for your new benefit year ,then you will have another 1000 or 2000 dollars available. This information is general,because I have seen insurances with no deductible,who cover everything 100% or some who have unlimited coverage.Very important is also to make sure that the dentist you are going to visit is in the network with your insurance,cause if he is not,you might not be covered or might have to pay more out of pocket!Well,I hope I was helpful,I deal with dental insurances all day at work,so you can trust me!:))
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Does TriCare insurance cover eyecare?
I know dental is seperate, and I have already set that up but now it's time for my eyecheck and I have no idea if my eyes are covered or not. If not HOW do I get them covered? Any advice would be great.
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TriCare Prime covers one general eye exam per year. This is the same kind of exam you get for $40 at Lens Crafters. It will also cover glasses (not contacts) to a very limited extent. If you need specialized eye care that you can't get with one of these exams, you can get a referral for an eye specialist. This is covered under your family practice health care, not vision, and you should contact your PCM. But for regular things, like exams for glasses and contacts, you can go to the eye clinic on a military base, if you live on or near one. It's usually located somewhere in the vicinity of the BX. Just call and make an appointment. Be prepared to wait at least two weeks for the appointment because they're usually very busy.
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TriCare Prime covers one general eye exam per year. This is the same kind of exam you get for $40 at Lens Crafters. It will also cover glasses (not contacts) to a very limited extent. If you need specialized eye care that you can't get with one of these exams, you can get a referral for an eye specialist. This is covered under your family practice health care, not vision, and you should contact your PCM. But for regular things, like exams for glasses and contacts, you can go to the eye clinic on a military base, if you live on or near one. It's usually located somewhere in the vicinity of the BX. Just call and make an appointment. Be prepared to wait at least two weeks for the appointment because they're usually very busy.
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Dental problems during pregnancy?
I was reading another question and someone answered something about "untreated dental problems can cause serious complications during pregnancy".. Can someone tell me some more specifics about this? I quit my job to be a SAHM and am pregnant again.. I had insurance through my company and now I am on my husbands insurance but won't be available for dental coverage for 6 more months.. My teeth aren't in total dismay, but I am having some issues.. and I worry about everything.. so now after reading that answer I am worried about this. Thanks.
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Dental problems should be solved before pregnancy to prevent infections that would require treatment and drugs unadvised while carrying a child. As you are already pregnant, and your dental problems aren't very serious, a dentist would probably advise you to wait until you give birth to take care of your teeth. There is, however, one thing you should do right away: start with a calcium supplement. Calcium tablets are cheap and can help prevent many teeth complications. Babies consume a lot of calcium while they are forming their bodies, and if you don't put it back on your system you may end up with weak teeth.
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Dental problems should be solved before pregnancy to prevent infections that would require treatment and drugs unadvised while carrying a child. As you are already pregnant, and your dental problems aren't very serious, a dentist would probably advise you to wait until you give birth to take care of your teeth. There is, however, one thing you should do right away: start with a calcium supplement. Calcium tablets are cheap and can help prevent many teeth complications. Babies consume a lot of calcium while they are forming their bodies, and if you don't put it back on your system you may end up with weak teeth.
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What dental problems can be harmful during pregnancy?
I am 23 weeks pregnant, I live in Ca, and I have medi- cal insurance, along with another insurance through my work, my work insurance Anthem blue cross doesn't pay for much for dental and I am maxed out for dental with them right now. Medi-cal on the other hand will pay for extractions, and when I went to the dentists office Saturday I was told that medi-cal will also pay for procedures that can potentially be harmful to a pregnancy. I know that my dentists want to do a deep cleaning on me, and I know that if I don't get this procedure that the bacteria built up can cause preterm labor. I am also wondering if anyone knows what other procedures would be covered and considered possibly harmful to a pregnancy. I have quite a few dental issues, so I would like to get as much as I can covered by medi-cal, other wise with the anthem insurance I have to pay mostly all of all dental procedures, and I owe so much right now that there is no way that I could possibly get any more dental work done unless it is covered by medical, for the next year or so. Thanks for the answers in advance, and God bless you all.
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Honey, this is a subject you should definitely raise with your obstetrician as well as your dentist. Don't trust the opinions of the people on Yahoo Answers. All of them are strangers, and some of them are REALLY strange. lol!! Seriously, you should particularly ask about the effect of anesthetics (like novocaine) on your baby. I don't know the answer for sure, but I would be very hesitant about something like that. (To be fair, it might be okay, since it is just local to your mouth and doesn't affect your whole body, but leave that question to the experts who are responsible for your health care.) I would also be very dubious about any sort of x-ray, unless the shielding is done super-carefully. On the other hand, I think any sort of "mechanical" work, like scraping for cleanings, should be okay. But again, get the advice of your obstetrician first. I know this is not the definite answer you may have been looking for, but I hope it is helpful. Good luck, and congratulations on your baby.
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Honey, this is a subject you should definitely raise with your obstetrician as well as your dentist. Don't trust the opinions of the people on Yahoo Answers. All of them are strangers, and some of them are REALLY strange. lol!! Seriously, you should particularly ask about the effect of anesthetics (like novocaine) on your baby. I don't know the answer for sure, but I would be very hesitant about something like that. (To be fair, it might be okay, since it is just local to your mouth and doesn't affect your whole body, but leave that question to the experts who are responsible for your health care.) I would also be very dubious about any sort of x-ray, unless the shielding is done super-carefully. On the other hand, I think any sort of "mechanical" work, like scraping for cleanings, should be okay. But again, get the advice of your obstetrician first. I know this is not the definite answer you may have been looking for, but I hope it is helpful. Good luck, and congratulations on your baby.
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Insurance Question?
My husband works for a company that does not offer benefits. We are covered through my employer. His income is enough for us to live on - I am simply working to give us benefit coverage. However, I am wanting to have a baby....and even be a stay at home mom. My question is: what does someone in our situation do? I mean, can we just BUY our own insurance? What are some good companies? I know I have Blue Cross/Blue Shield and Delta Dental now....any suggestions would be greatly appreciated! Thanks!
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Yes, technically you can buy health insurance for your entire family but it would be very expensive. A policy would cost you well over a $1000 a month or more. I suggest you look for a part-time job that offers benefits. Many companies that need people to answer phones for customer service outside of the regular 8-5 business day will pay benefits to part-time employees. We have a large bank in my area that pays benefits to employees who work only 20 hours a week. Or, check with your current employer. Maybe they would arrange a work at home position for you. Good luck. I wish you well.
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Yes, technically you can buy health insurance for your entire family but it would be very expensive. A policy would cost you well over a $1000 a month or more. I suggest you look for a part-time job that offers benefits. Many companies that need people to answer phones for customer service outside of the regular 8-5 business day will pay benefits to part-time employees. We have a large bank in my area that pays benefits to employees who work only 20 hours a week. Or, check with your current employer. Maybe they would arrange a work at home position for you. Good luck. I wish you well.
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In two days i will be going to the dentsit and i need to know what to expect?
In two days i will be going to the dentist and i need to know what to expect. I'm only going for a regular dental check up and cleaning but, i have two teeth each with one hole in them. When i go to the dentist will they do an emergency extraction , or a root canal , or give me a cap? Even if they don't do this during the same day that i come in for a regular dental check up, will they do this eventually. Plus i may need braces. How do you think this will work out? And If you have EHP insurance are you covered for caps and dental cosmetic surgery?
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The first day they will probably just evaluate you and take x-rays and see what all will need to be done. As far as holes in your teeth it will depend on how bad they are. They may be able to just fill them. It also depends on where they are located in your mouth as to whether they do the root canal or the extraction of them. The brace thing is mostly up to you since it is a cosmetic thing. As far as the insurance it probably will not pay all of it. Most of the time the cleaning and x-rays are a 100% covered as well as the exam. But the comestic side of it will probably be 50%. All insurances are different. Best advice I can give you is try and keep your teeth as long an possible because dentures is no joke.
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The first day they will probably just evaluate you and take x-rays and see what all will need to be done. As far as holes in your teeth it will depend on how bad they are. They may be able to just fill them. It also depends on where they are located in your mouth as to whether they do the root canal or the extraction of them. The brace thing is mostly up to you since it is a cosmetic thing. As far as the insurance it probably will not pay all of it. Most of the time the cleaning and x-rays are a 100% covered as well as the exam. But the comestic side of it will probably be 50%. All insurances are different. Best advice I can give you is try and keep your teeth as long an possible because dentures is no joke.
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