After 3 months I can get insurance... I have 3 children ages 3, 8, and 9. I want to cover them and myself for med. dental and vision. Can someone who works there, or used to work there give me a "guesstimate" on what this will cost per month?
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It depends, are you working full time or part time. Starbucks has really good benefits, even better since you only have to work part time to qualify. The cost per month wouldn't be valid unless you asked someone that works in your area, costs vary state by state. You can call the Benefits line and just ask for a quote. Then you might want to get insurance quotes from other companies to compare it to. If your only income is Starbucks or you fall within guidelines - why don't you sign up for government benefits? You are one person that would definitely deserve the help, and that is what they are there for - hard times. Through Starbucks you pay 25% of the premium, Starbucks pays 75%. But, I have to mention, hopefully you are working in a productive store with lots of business. Starbucks announced Howard D. Schultz has taken on another role as Chief Executive and is still going to keep his place as Chairman. The Starbucks stock has plummeted from bad business moves and competition. But, he is going to close underperforming Starbucks locations and halt the rapid growth of Starbucks within the US. http://findarticles.com/p/articles/mi_m0… http://www.nytimes.com/2008/01/08/busine…
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Tuesday, June 21, 2011
I am having a huge issue with our Military insurance TRICARE Prime. I am getting nothing but the run around?
on a claim for reimbursement from a emergency "medically necessary" surgery that I had in april. My claim was mailed to tricare in July. I've spoke to several reps that tell me differently 'I can't find it" or "I found everything - but we need this" I've faxed over and over and had several reps say they would call me back. Today I went to my local office, who could only place a call in to Tricare to explain, and the rep she spoke with couldn't find anything. So she re-faxed. I called 2 hours after leaving the local office and asked for a supervisor, she saw my original claim that the other couldn't find, and the re-faxed claim that the local office sent in. Now what do u think i was told?- " we can not enter your claim until you write a letter stating that the 2 dr's that performed my surgery were partnered" Not like she couldn't note the account. Then she said the golden words, "soon as you send that in, we can enter your claim, and send you a denial letter" WONDERFUL - let me do all this extra stuff so you can deny it. And the reason they want to deny it is because the dr. did not have time to gain a pre-authorization (emergency) which at the min can take 72 hours to request. But last year my regular dr tried to get a referral from tricare to have the surgery..but they denied the referral stating they do not cover dental... i tried to appeal that several times, but got the same answer. But I attempted..and now that it was life or death, they want to deny refunding me my out of pocket cost of $21,000 because no pre-authorization. Like I said, I've heard several reasons from rep, and different request for more information...I'VE HAD IT with them. My question is... what can I do? Does anyone know who I could report this to on the GOV side, as far as, who do I complain to with authority on the Military side? After all, the GOV pays Tricare to provide medical insurance to the Military and benificaries. Any help, and guidance would be very helpful.
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Time to contact your congressman. Open the link. All you need is your zip code. I hate to see posts like this. We do have a senate armed forces committe, you know. I'd like to know wtf they do with themselves. http://armed-services.senate.gov/
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Time to contact your congressman. Open the link. All you need is your zip code. I hate to see posts like this. We do have a senate armed forces committe, you know. I'd like to know wtf they do with themselves. http://armed-services.senate.gov/
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What do I do?....my teeth hurt?
What do you do when you can't afford dental work?....and your teeth really hurt. I was told I'll need a root canal by the dentist last time - but then my dental insurance ran out.
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Depending on you age, you can go to your local health department or check your colleges in your area to be volunteer as a patient. Don't worry about going to a college, because they are taught and watched over by their teacher's whom are certified or a Dr. The students have to learn somewhere. Give it a try.
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Depending on you age, you can go to your local health department or check your colleges in your area to be volunteer as a patient. Don't worry about going to a college, because they are taught and watched over by their teacher's whom are certified or a Dr. The students have to learn somewhere. Give it a try.
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What does annual maximum mean ?
What does annual maximum of 1500$ in my dental insurance plan mean?If a dental procedure cost 100$ and insurance pays 60$ and i pay 40$, does full 100$ is counted toward 1500$ annual maximum, or just 60$ (as insurance company has paid only 60)
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As far as I know, it only counts what Insurance pays. So, it should be $60 towards your plan.
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As far as I know, it only counts what Insurance pays. So, it should be $60 towards your plan.
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Monday, June 20, 2011
Help! Dont know what to do about a high dental bill?
Oh my goodness. Ok, wasnt using my head when I went to see this dentist about a broken filling I had. Well, I went outside my network of dentists on my insurance plan. I go into his office and he only gives me one option for a filling and proceeds to start prepping my tooth for this filling. Turns out, it was the most expensive filling he offered. On top of that I havent received a bill yet and the nurse just told me that the approximate amount was going to be $1,087. She says I have to pay everything up front when I come in to have the filling placed in my mouth. Right now I have a temporary and I asked if I could go with another kind of filling, she tells me it's too late. They have already taken the impression of my tooth and I have to pay for the whole thing. I feel like I was taken advantage of. What do I do?
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WOW!! Over a thousand for a filling. Call another dentist for another opinion. That sounds like a really outrageous amount of money for that procedure. Best of luck to you. If you have a temporary filling in your mouth, well, it is kinda like having braces and going to another dentist to have them removed. They usually will not remove the braces because it is a sign that you did not pay the dentist that put the braces on the the first place.
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WOW!! Over a thousand for a filling. Call another dentist for another opinion. That sounds like a really outrageous amount of money for that procedure. Best of luck to you. If you have a temporary filling in your mouth, well, it is kinda like having braces and going to another dentist to have them removed. They usually will not remove the braces because it is a sign that you did not pay the dentist that put the braces on the the first place.
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I need help choosing a health insurance?
I live in Southern California (If that matters). I'm young and healthy but I have been without health insurance for the last year. I was wondering who is your health insurance provider and if you would recommend it. I don't have much money since I just graduated from SDSU and without a teaching job:( But I am willing to pay the little money I have for health insurance. Thanks! I will need one that will cover dental and vision the big ones for me since I need to take my wisdom teeth out (giving me big headaches) and I wear glasses which need to be replaced soon. Thanks in advance.
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Dental and vision are seperate policies, from health insurance. So you're talking about THREE insurance policies - one dental, one vision, and one health. I've never seen any private dental or vision policies that pay out more than they cost, so my recommendation is pay out of pocket. There will be serious coverage limitations and wait times, for that wisdom teeth removal bit. If you're 25 and perfectly healthy, a good low/no deductible plan should cost you around $250 a month. A local agent is probably who you need to talk to about this, but I'm sure they'll tell you the same thing.
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Dental and vision are seperate policies, from health insurance. So you're talking about THREE insurance policies - one dental, one vision, and one health. I've never seen any private dental or vision policies that pay out more than they cost, so my recommendation is pay out of pocket. There will be serious coverage limitations and wait times, for that wisdom teeth removal bit. If you're 25 and perfectly healthy, a good low/no deductible plan should cost you around $250 a month. A local agent is probably who you need to talk to about this, but I'm sure they'll tell you the same thing.
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what exactly would you change so that a root canal does not cost close to $1000 in the USA?
or a dental implant does not cost upwards of $4,000, or that comprehensive health insurance for a healthy family of 4 does not cost the employer and employee a combined $15,000 a year in annual premiums?. Please, I am talking commons sense practical changes that make sense and would put strong downward pressure on prices of healthcare in the USA.
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Maybe the television in the ceiling and full cable channel access isn't all that necessary.
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Maybe the television in the ceiling and full cable channel access isn't all that necessary.
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