I need to go to the dentist for a checkup (it's been about 8 years). I just don't know whether to get dental insurance first? I don't think I have any serious problems except maybe a cavity or two. How much is the average rate for dental insurance, and where should I go to look for one? There seems like there are so many, and I have no idea where to even start. Any help would be appreciated, and I am a student on a very limited income.
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I would encourage you to visit this great website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands of dollars on all of my dental services since I was in college in Texas. From extractions to xrays, fillings, Cleanings, root canals, and even my braces had coverage. They even had my affordable benefits active in 2 hours and was able to use them the very same day. Good luck and Hope this helps you.
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Monday, November 29, 2010
Is it possible to get health insurance with dental and vision care?
Im sure it is, but most of the time the dental and vision care portion of the plan sucks. Is it smarter to get them seperatly even if you think you have perfect teeth and vision.
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Yes, you should buy separate dental, vision and health plans. Generally, dental and vision are auxiliary benefits which means they are not the main focus of the plan, which is the health care portion. Buying separate plans will, in theory, enable the plans to be more reliable. This is very much like buying anything else. For example, if you buy a devise that includes a GPS, iPod, and cell phone, you would think that the GPS aspect of the devise would not be as reliable as going out and buying the device itself. Perfect teeth and vision does not last forever, especially with increasing age, when health insurance no longer is an option, therefore I do not recommend that you let this affect your choice of insurance plan. Hope this helps.
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Yes, you should buy separate dental, vision and health plans. Generally, dental and vision are auxiliary benefits which means they are not the main focus of the plan, which is the health care portion. Buying separate plans will, in theory, enable the plans to be more reliable. This is very much like buying anything else. For example, if you buy a devise that includes a GPS, iPod, and cell phone, you would think that the GPS aspect of the devise would not be as reliable as going out and buying the device itself. Perfect teeth and vision does not last forever, especially with increasing age, when health insurance no longer is an option, therefore I do not recommend that you let this affect your choice of insurance plan. Hope this helps.
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If you can't afford dental insurance, do you think the dentist should give you a small discount?
If you don't have dental insurance, tell me how you can ask the dentist for a small discount or if he should give you a discount.
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Hey Jewel, I am a dentist and if a person pays for the service in full on the same day I render it I will give them an 8% discount (Only 4% with a credit card as I have to pay the 3-4% for credit cards used in my office). I don't do this for insurance patients because I have to collect the insurance payment directly from the insurance company and that takes a couple of weeks so I don't receive payment the same day. One person suggested Care Credit for financing treatment and that it a great suggestion. I don't work with Care Credit but I work with the Dental Fee Plan through Capital One which is very similar and I'm sure your dentist has some institution he or she works with- just ask them. I don't consider it tacky when a patient asks for a discount as long as they do it tactfully. Just say something like "Do you have a discount for cash patients?" Believe me cash patients are my favorite patients. Insurance companies are a pain in the butt to deal with and I have to take a discount when working with them, so I sure don't mind to do it for my cash paying patients. BUT...I DON'T GIVE THEM A CASH DISOUNT UNLESS THEY ASK FOR IT. Dr. R.
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Hey Jewel, I am a dentist and if a person pays for the service in full on the same day I render it I will give them an 8% discount (Only 4% with a credit card as I have to pay the 3-4% for credit cards used in my office). I don't do this for insurance patients because I have to collect the insurance payment directly from the insurance company and that takes a couple of weeks so I don't receive payment the same day. One person suggested Care Credit for financing treatment and that it a great suggestion. I don't work with Care Credit but I work with the Dental Fee Plan through Capital One which is very similar and I'm sure your dentist has some institution he or she works with- just ask them. I don't consider it tacky when a patient asks for a discount as long as they do it tactfully. Just say something like "Do you have a discount for cash patients?" Believe me cash patients are my favorite patients. Insurance companies are a pain in the butt to deal with and I have to take a discount when working with them, so I sure don't mind to do it for my cash paying patients. BUT...I DON'T GIVE THEM A CASH DISOUNT UNLESS THEY ASK FOR IT. Dr. R.
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I have been very concerned lately because I don't have dental insurance and I am low income. ?
Could you die from having bad teeth and not being able to get them pull out due to no dental insurance?
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Bad teeth can be detrimental to your overall health.A school of dentistry can provide low cost dental care
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Bad teeth can be detrimental to your overall health.A school of dentistry can provide low cost dental care
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HELP!!! i live in akron ohio,what dental insurance is the best deal ?
i am employed but have no dental insurance,if i want to purchase a plan for myself with lets say a higher premium,but less out of pocket for dental work,what are my options.or any information will help.thanks to all that answer.
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YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here www.HealthInsuranceFree.info to solve the problem.
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YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here www.HealthInsuranceFree.info to solve the problem.
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Where and how can I get health insurance that covers medical dental and vision?
I tried to get some type of medical help but they told me I made too much and to try healthy Ny but... thing is they do not cover dental or vision. So I was wondering what health insurance would cover these things. I have been sick for a while and haven't been able to see a doctor because of the insurance thing. Thank you for your help I greatly appreciate it.
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YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here http://www.HealthInsuranceIdeas.info to solve my similiar problem.
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YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here http://www.HealthInsuranceIdeas.info to solve my similiar problem.
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Which (dental) insurance covers invisalign/invisalign teen?
I know that it depends on your dental insurance plan and etc, etc, and that it can be considered a cosmetic procedure, but if you have gotten Invisalign or Invisalignteen, or even tried to see if your insurance covered it, I would like to know if it did or even if it didn't (so i can rule them out) and which company it was, if that isn't too much of a hassle. Thank you for your time!
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healthquotes.awardspace.info - my family have this health insurance. It is affordable and has good coverage for dental issues.
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healthquotes.awardspace.info - my family have this health insurance. It is affordable and has good coverage for dental issues.
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