I have a tooth that is broke in half and has been this way for a long time now, and it hurts really bad, I need it pulled and I also have a lot of tartar build up on one of my back upper teeth that causes me more pain than anything. I think my gum is infected. I have only had 1 other cavity my whole life and I am 32 yrs old. My teeth are going to hell and I just dont have insurance through my job, and money is really tight. Any help would be appreciated!
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If you can't afford insurance try a discount company. Ameriplan is a good one. $19.95/mo. for the entire household related or not. This is not insurance so you can go to the dentist within 24hrs of enrolling and you can check for providers in your area right on the website. Hope this helps!
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Friday, March 25, 2011
Where in the US is an expensive place to travel to for dental work?
I was rejected from a university clinic because the bridge I need to get has already had some work started (posts were inserted a few years ago which probably need to be replaced by now anyways but the dentists don't want to work on something that's already begun). I was quoted $3,000 for a bridge and for almost 4 years have not gotten one and only chew on one side of my mouth, and I think this is shifting my jaw. I am desperate, somebody where can I go? I don't have dental insurance and can't afford much. (I'm in Los Angeles so the closer to LA the better).
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Federally funded health centers care for you, even if you have no health insurance. You pay what you can afford, based on your income. Health Centers provide health and dental care to people of all ages, whether or not they have health insurance or the money to pay for health care. http://findahealthcenter.hrsa.gov/ ----------- Free or low cost dental care United States http://www.nidcr.nih.gov ----------- Dental Services Contact http://hab.hrsa.gov/programs/dentallist.… ----------- If it helps you out please remember me :)
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Federally funded health centers care for you, even if you have no health insurance. You pay what you can afford, based on your income. Health Centers provide health and dental care to people of all ages, whether or not they have health insurance or the money to pay for health care. http://findahealthcenter.hrsa.gov/ ----------- Free or low cost dental care United States http://www.nidcr.nih.gov ----------- Dental Services Contact http://hab.hrsa.gov/programs/dentallist.… ----------- If it helps you out please remember me :)
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Can I use my Health Savings Account to pay my portion of a dental visit?
I have a high deductible health plan and a Health Savings Account, but I don't know what it covers. How would I find out? Do I ask at the credit union or the health insurance provider?
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IRS publication 502 Mecial and Dental Expenses states: "You can include in medical expenses the amounts you pay for the prevention and alleviation of dental disease. Preventive treatment includes the services of a dental hygienist or dentist for such procedures as teeth cleaning, the application of sealants, and fluoride treatments to prevent tooth decay. Treatment to alleviate dental disease include services of a dentist for procedures such as X-rays, fillings, braces, extractions, dentures, and other dental ailments. But see Teeth Whitening under What Expenses Are Not Includible, later."
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IRS publication 502 Mecial and Dental Expenses states: "You can include in medical expenses the amounts you pay for the prevention and alleviation of dental disease. Preventive treatment includes the services of a dental hygienist or dentist for such procedures as teeth cleaning, the application of sealants, and fluoride treatments to prevent tooth decay. Treatment to alleviate dental disease include services of a dentist for procedures such as X-rays, fillings, braces, extractions, dentures, and other dental ailments. But see Teeth Whitening under What Expenses Are Not Includible, later."
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Where can I go for indigent dental care?
I am unemployed and have no insurance. Today, about a third of a molar broke off. Now it is rubbing my tounge and I want to just have it yanked out.
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You may be qualified for some type of aid, like medicaid. If not, then google the list of dentist in your area and call them to ask how much it might be. Most will want to examine you before they tell you a price on pulling. If it broke off in the gums and its too difficult then you may need an oral surgeon. Only an x-ray can tell. Some charity hospitals handle this type of thing to if you dont mind waiting serveral hours to be seen
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You may be qualified for some type of aid, like medicaid. If not, then google the list of dentist in your area and call them to ask how much it might be. Most will want to examine you before they tell you a price on pulling. If it broke off in the gums and its too difficult then you may need an oral surgeon. Only an x-ray can tell. Some charity hospitals handle this type of thing to if you dont mind waiting serveral hours to be seen
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what to do if you dont have health insurance?
i cant afford health or dental insurance right now. what can i do?
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Most counties has a clinic that is sliding fee based. Call your welfare department or public aid department and get information.
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Most counties has a clinic that is sliding fee based. Call your welfare department or public aid department and get information.
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Tax Implications for Adding Girlfriend to My Health Insurance?
If I add my gf to my health and dental insurance what are the tax implications? Am I just taxed on her portion of the premiums? Do I need to claim her as a dependant on my tax return?
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Assuming that the policy permits you to do that (highly unusual), there are no direct tax implications. Since this isn't a family member the premiums cannot be deducted as part of a Section 125 plan so you'd pay taxes on at least whatever her premiums were. And unless you could claim her as a dependent, you could not take an itemized deduction for the premiums that you do pay. You can claim an unrelated individual as a dependent if they live with you ALL year, you provide more than 50% of their total support, they have less than the personal exemption amount ($3,500 in 2008) in gross income, and your relationship doesn't violate local law (even if the law isn't enforced) and they are not a qualifying child of another taxpayer and don't file a joint return with another taxpayer.
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Assuming that the policy permits you to do that (highly unusual), there are no direct tax implications. Since this isn't a family member the premiums cannot be deducted as part of a Section 125 plan so you'd pay taxes on at least whatever her premiums were. And unless you could claim her as a dependent, you could not take an itemized deduction for the premiums that you do pay. You can claim an unrelated individual as a dependent if they live with you ALL year, you provide more than 50% of their total support, they have less than the personal exemption amount ($3,500 in 2008) in gross income, and your relationship doesn't violate local law (even if the law isn't enforced) and they are not a qualifying child of another taxpayer and don't file a joint return with another taxpayer.
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what is the best company for small business health insurance?
I have a small business and want to offer my employees medical, dental and vision coverage. What is the best health coverage company to go with. I live in california and my business is in california. I have a corperation...and want them to have a nice copay, like $10. Thanks for the help
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Wow, be prepared to spend A LOT. You'll see, when you start getting quotes, that the average cost if you have at least 25 employees, for the kind of coverage and copay you're looking for, is going to run in excess of $500 per month, per employee. If you want to add maternity coverage, or cover families, it's going to be a lot more than that. You need to start, by talking to the agent that writes the rest of your business insurance. If they can't do group health, they'll be able to give you the name and number of a LOCAL agent, that they recommend, to help you price this out.
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Wow, be prepared to spend A LOT. You'll see, when you start getting quotes, that the average cost if you have at least 25 employees, for the kind of coverage and copay you're looking for, is going to run in excess of $500 per month, per employee. If you want to add maternity coverage, or cover families, it's going to be a lot more than that. You need to start, by talking to the agent that writes the rest of your business insurance. If they can't do group health, they'll be able to give you the name and number of a LOCAL agent, that they recommend, to help you price this out.
Source
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