I am 23 years old & I'm fixing to graduate from college. I will no longer be covered under my parents insurance & I want to buy some. I've always had wonderful insurance with Blue Cross/Blue Shield & I'd like to have the same kind of great insurance when I purchase it after graduating. I just want dental/maternity/maybe optical/and the other basics. Ballpark, how much would insurance be on me? When I get married will it be cheaper to cover both of us? What will that price be? I'm very healthy & do not smoke.
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For good coverage maybe $800 - $1,000 a month for all you are asking. The basics maybe $500. People dont realize just how much employers (or others employers) pay a month on insurance till they have to pay it themself.
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Saturday, February 19, 2011
Dental work while pregnant?
im in a bad situation, i haven't had dental insurance for 5 years, i have about 5 cavaties and bad gingivites, my gums bleed really bad (regardless of pregnancy) i am 16 weeks pregnant, for the pregnancy i have full insurance all free dental, but im to afraid to have anything done while im pregnant? eye dr wouldnt even dilate my eyes for chance of it running to the baby, i just wonder what I should do? can i call the dentist and get a good cleaning from them and thats it, no xrays ect....? thanks
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The dentist is the best person to ask about this question.
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The dentist is the best person to ask about this question.
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I am thinking of traveling to Egypt to stay in Cairo and have dental and medical treatment is this a good idea?
I am American,dont have health insurance,and I need some much needed medical tests and dental work,is going to EGYPT a wise idea for low cost care,in a very good hospital in Cairo? My hubbies family live in Cairo and ASSUIT
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Great Britain and America r known for their great health care. Good luck!
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Great Britain and America r known for their great health care. Good luck!
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Dental work - is the quote I received reasonable?
I have two cracked teeth that are in bad condition. I just came from my dentist who x-rayed the teeth and came up with two solutions. This is what has to be done: One tooth requires a root canal, but it can be saved The other tooth has broken beneath the gum and will be extracted completely. After these two procedures, a bridge will be built between the missing teeth, and a crown made for each. The estimated cost of these procedures is $5,125.00. My insurance will only cover $1,000.00, which will leave me with a bill of $4,125.00. I have not had dental work done in about 25 years, and so I do not know what the going rates are for this kind of work. Can someone tell me if this is a reasonable cost for these procedures? Thank you.
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Wow. I went to NYU Dental School in NYC because they were the cheapest place I could find. Extractions are $90 or $100. I've had 3 taken out so far without any problems. They also charge approx. $800-1300 (possibly even less) for root canals plus crowns. This is the cost without insurance. I'm looking into bridgework but I haven't gotten the quotes yet. You're estimate sounds like a slightly high average for a private practice. I'm not surprised. I know someone that was charged $6000 for way less work than what you are having done!
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Wow. I went to NYU Dental School in NYC because they were the cheapest place I could find. Extractions are $90 or $100. I've had 3 taken out so far without any problems. They also charge approx. $800-1300 (possibly even less) for root canals plus crowns. This is the cost without insurance. I'm looking into bridgework but I haven't gotten the quotes yet. You're estimate sounds like a slightly high average for a private practice. I'm not surprised. I know someone that was charged $6000 for way less work than what you are having done!
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handicapped laws re avaliability of dental care for quadraplegics?
Every community should have at least one dentist whose office is equipped to handle patients in electic wheelchairs who can't be4 tansferred to the regular dental chair. The entire Norfolk area doesn't have such a dentist. My son is a quad on suctioinm with rotten teeth. He has dental insurance, bu no dentist in the Norfold area can accomodate a patient in an electric chair. One that can't be transfered to the conventional denal chair without the use od a Hoya life.So hse's spent 10 years with abcesseed teeth, actute pain, and the only relief he's gotten is when he goes to the VA for his annual physical they will pull those that are aching. When about the effects of infected teeth on general health? He has dental insurance. What he needs is a dentist. Isabel Scott ilscott500@yahoo.com
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I'm a dentist. I can understand your frustration. I've encountered many situations like yours before (people unable to find a dentist willing to treat them), especially when I was doing my surgery internship. Many general dentists would send patients like your son to us to take to the operating room and remove all their rotten teeth. If I understand it correctly, your son is unable to protect his own airway. Even if he could stand up and do jumping jacks in the treatment room, I'd refuse to treat him in my office. Any dentist would do the same. What you need is a general dentist with operating room privileges (believe it or not, some general dentists do have them). That way, treatment can often be completed in one or two appointments, and it frees the doctor from having to manage your son's airway, as he will be intubated and thus have a protected airway. This aspect would be monitored by an anesthesiologist. It's more expensive, but you'll need to bite the bullet. Check with some local pediatric dentists. They often have OR privileges. If your son is too old for them to treat, they still may be able to refer you to a general dentist with OR privileges.
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I'm a dentist. I can understand your frustration. I've encountered many situations like yours before (people unable to find a dentist willing to treat them), especially when I was doing my surgery internship. Many general dentists would send patients like your son to us to take to the operating room and remove all their rotten teeth. If I understand it correctly, your son is unable to protect his own airway. Even if he could stand up and do jumping jacks in the treatment room, I'd refuse to treat him in my office. Any dentist would do the same. What you need is a general dentist with operating room privileges (believe it or not, some general dentists do have them). That way, treatment can often be completed in one or two appointments, and it frees the doctor from having to manage your son's airway, as he will be intubated and thus have a protected airway. This aspect would be monitored by an anesthesiologist. It's more expensive, but you'll need to bite the bullet. Check with some local pediatric dentists. They often have OR privileges. If your son is too old for them to treat, they still may be able to refer you to a general dentist with OR privileges.
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Do community colleges have insurance plans?
can i get medical, dental, or vision insurance for being a full time student?(have yet to enroll)
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Yes, most colleges/university have health insurance for full time student inclu on and off campus and even when you are out of country. My school have a connection with Aetna and there is a program call Chickering Group where I pay only $380 a year. It is year by year basis and you can reapply if you are still enrolling in school. But they only cover when it is an emergency or when you really sick. Not for regular physical exam or dental. Talk to your school health center, they will provide you with different options. No healthy insurance is very risky. I rather pay 400 a yr instead of paying thousands when something happen.
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Yes, most colleges/university have health insurance for full time student inclu on and off campus and even when you are out of country. My school have a connection with Aetna and there is a program call Chickering Group where I pay only $380 a year. It is year by year basis and you can reapply if you are still enrolling in school. But they only cover when it is an emergency or when you really sick. Not for regular physical exam or dental. Talk to your school health center, they will provide you with different options. No healthy insurance is very risky. I rather pay 400 a yr instead of paying thousands when something happen.
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Wife needs Apicoectomy. Health insurance coverage?
I asked twice before with long descriptions of the procedure. If you are familiar with this, my question is: Is it considered a medical necessity to have this done? My dental insurance only covers $1000 and the procedure is supposed to be $8000. She needs it done on the 6 upper front teeth. I am hoping that my health insurance plan will cover it. She has an active infection in the bone and I feel that it is medically necessary to have this done. What are your feelings on this? I am not interested in an answer from "Biologic Dental Consultant" thank you.
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Thank you for saying that about the Bio Dental information they seem to be spreading all over here. As for your question it will need to be determined by the oral surgeon for it to be considered a medical problem and be submitted. In most cases such as your wife's, it is considered as such and the medical coverage picks it up. But I don't know the situation that has caused this and can't be positive, so you should rely on what the OS says. I don't think obtaining additional insurance will help, as this will be considered a "pre-existing condition" and most all insurance co. have a clause that covers this and disallows any claims submitted. I would suggest just filing for a "pre-determination" (if there is time) to see what and if it's covered. The office manager or insurance clerk at either the dental or Oral Surgeons office will be able, and more than happy to help you with the needed forms and they will submit everything that is required for it to be processed quickly. You just need to relax and spend time and take care of your wife, who I'm sure is very anxious over both the procedure and the expense.
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Thank you for saying that about the Bio Dental information they seem to be spreading all over here. As for your question it will need to be determined by the oral surgeon for it to be considered a medical problem and be submitted. In most cases such as your wife's, it is considered as such and the medical coverage picks it up. But I don't know the situation that has caused this and can't be positive, so you should rely on what the OS says. I don't think obtaining additional insurance will help, as this will be considered a "pre-existing condition" and most all insurance co. have a clause that covers this and disallows any claims submitted. I would suggest just filing for a "pre-determination" (if there is time) to see what and if it's covered. The office manager or insurance clerk at either the dental or Oral Surgeons office will be able, and more than happy to help you with the needed forms and they will submit everything that is required for it to be processed quickly. You just need to relax and spend time and take care of your wife, who I'm sure is very anxious over both the procedure and the expense.
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