Me and my fiance have been together 6 years and want to get married this summer. Our parents have agreed to pay for the wedding, but we are looking into how getting married will change our financial status. How will we get medical, eye, and dental insurance? Will we still be able to get school loans? Can our parents still cosign a loan if we aren't dependent on them? We each take out 20,000 a year in loans for school and we have 4 more years to go before he is a pharmacist and I am a mental health therapist. We dont want to get married and then find out we cant get loans or insurance and not be able to finish college. Any advice???
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If you get married, you will no longer be able to qualify for medical insurance as a dependent of your parents. Your parents income would no longer be a consideration in your eligibility for financial aid, but its not likely you will get anywhere near $20,000 in aid per year each. You parents can still co sign loans...anyone can co sign a loan for you. But i'm very concerned at the amount of debt you are incurring. $20,000 a year is an enormous amount. Perhaps you should look into less expensive schools. Have you used the payment calculator to see how much your payments will be on these loans? http://www.finaid.org/calculators/loanpa…
Source
Wednesday, August 17, 2011
I need to ask for advice about my 11 year old sons teeth?
My son has a very uncommon problem he is completely immune to Novocaine. It has no effect on him, the dentist was trying to attempt to do a root canal on a back tooth, (pretty sure it is a permanent tooth) and gave him 5 shots and waited before putting a shot right in his nerve. This only made him hyperventilate and still no numbing. I have called a dozen dentists and all of them say that they will not do a root canal on a permanent tooth, only pull it. he is too young to get his tooth pulled. We tried gas also, but it made him queasy and still they tried to give him a shot but still no luck. Now I just found out that my ex-husband canceled his dental insurance and I am still not even sure what direction to go. I do work full time but I know that having him sedated is not going to be something I can afford. I will not qualify for help because my son already has health insurance. Please give me some sort of advice, I love my son very much and I hate to see the worried look on his face when Mom has no clue where to go.
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If your ex-husband cancelled his dental insurance, and your son is dependent on that, you need to go to the courts. I would assume that, since your son is a minor, and you have custody, your husband is paying child support, and that he is 50% responsible for your son's medical & dental care. Cancelling his dental insurance, thus forcing his 11-year-old son to endure such a nightmarish dental experience is likely to get you a very quick court-order, forcing him to pay up, or garnishing it from his wages. And that nightmarish experience could lead to far more serious problems if it causes your son to develop a terror of dentists. I did when I was his age, and I'm still paying the price for it now, long after I overcame that terror. Nobody is completely immune to Novocaine. There are different strengths of Novocaine. What works for one person may not work for another, or may take much longer to work. In my own case, it takes a shot of triple-strength & 45 minutes to get me frozen, and 5 minutes to do the dental work. However, it could be that the nerve in your son's tooth is so inflamed that it will not freeze. It's impossible to freeze inflamed tissue. I know this from my own excruciating experience with an inflamed tooth. If your son's tooth is inflamed, there may be an infection in it. This infection will need to be treated with antibiotics before any work can be done. Are you sure you're correct about it being a "permanent" tooth? Dentists will always do root canals on permanent teeth. The ones they won't do root canals on are baby teeth or wisdom teeth, but an 11-year-old won't be getting wisdom teeth for quite a few more years. And if all those dentists you called said they wouldn't do root canals on teeth like the one that's troubling your son, why was your dentist trying to do one on it? Laughing gas relaxes most people (though not all), but provides no freezing, so they'll still need Novocaine. There are more powerful intravenous sedatives, which can further relax, or even completely sedate a patient. Or, a dentist may use hypnosis to relax a patient. As an absolute last resort, you could take your son to a hospital, where they can completely sedate him and remove the tooth. In the meantime, if the tooth is hurting him, ibuprofen is the most effective painkiller for dental pain, because it reduces the swelling that's causing the pain. But you definitely need to get a second opinion from a better dentist before bringing your son back to your current one.
Source
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If your ex-husband cancelled his dental insurance, and your son is dependent on that, you need to go to the courts. I would assume that, since your son is a minor, and you have custody, your husband is paying child support, and that he is 50% responsible for your son's medical & dental care. Cancelling his dental insurance, thus forcing his 11-year-old son to endure such a nightmarish dental experience is likely to get you a very quick court-order, forcing him to pay up, or garnishing it from his wages. And that nightmarish experience could lead to far more serious problems if it causes your son to develop a terror of dentists. I did when I was his age, and I'm still paying the price for it now, long after I overcame that terror. Nobody is completely immune to Novocaine. There are different strengths of Novocaine. What works for one person may not work for another, or may take much longer to work. In my own case, it takes a shot of triple-strength & 45 minutes to get me frozen, and 5 minutes to do the dental work. However, it could be that the nerve in your son's tooth is so inflamed that it will not freeze. It's impossible to freeze inflamed tissue. I know this from my own excruciating experience with an inflamed tooth. If your son's tooth is inflamed, there may be an infection in it. This infection will need to be treated with antibiotics before any work can be done. Are you sure you're correct about it being a "permanent" tooth? Dentists will always do root canals on permanent teeth. The ones they won't do root canals on are baby teeth or wisdom teeth, but an 11-year-old won't be getting wisdom teeth for quite a few more years. And if all those dentists you called said they wouldn't do root canals on teeth like the one that's troubling your son, why was your dentist trying to do one on it? Laughing gas relaxes most people (though not all), but provides no freezing, so they'll still need Novocaine. There are more powerful intravenous sedatives, which can further relax, or even completely sedate a patient. Or, a dentist may use hypnosis to relax a patient. As an absolute last resort, you could take your son to a hospital, where they can completely sedate him and remove the tooth. In the meantime, if the tooth is hurting him, ibuprofen is the most effective painkiller for dental pain, because it reduces the swelling that's causing the pain. But you definitely need to get a second opinion from a better dentist before bringing your son back to your current one.
Source
Getting married while in college (financial issues)?
Me and my fiance have been together 6 years and want to get married this summer. Our parents have agreed to pay for the wedding, but we are looking into how getting married will change our financial status. How will we get medical, eye, and dental insurance? Will we still be able to get school loans? Can our parents still cosign a loan if we aren't dependent on them? We each take out 20,000 a year in loans for school and we have 4 more years to go before he is a pharmacist and I am a mental health therapist. We dont want to get married and then find out we cant get loans or insurance and not be able to finish college. Any advice???
--------------------
If you get married, you will no longer be able to qualify for medical insurance as a dependent of your parents. Your parents income would no longer be a consideration in your eligibility for financial aid, but its not likely you will get anywhere near $20,000 in aid per year each. You parents can still co sign loans...anyone can co sign a loan for you. But i'm very concerned at the amount of debt you are incurring. $20,000 a year is an enormous amount. Perhaps you should look into less expensive schools. Have you used the payment calculator to see how much your payments will be on these loans? http://www.finaid.org/calculators/loanpa…
Source
--------------------
If you get married, you will no longer be able to qualify for medical insurance as a dependent of your parents. Your parents income would no longer be a consideration in your eligibility for financial aid, but its not likely you will get anywhere near $20,000 in aid per year each. You parents can still co sign loans...anyone can co sign a loan for you. But i'm very concerned at the amount of debt you are incurring. $20,000 a year is an enormous amount. Perhaps you should look into less expensive schools. Have you used the payment calculator to see how much your payments will be on these loans? http://www.finaid.org/calculators/loanpa…
Source
I just broke my molar and am in excruciating pain!!!?
i have no dental insurance and no medical insurance all i have is some pills from a surgery i had in late 2008. I have norco and oxycodone. I took a norco at around 9:30 this morning, it helped the pain but now it is wearing off...i still feel dizzy from the norco though (and my tummy hurts since i haven't eaten...i can't because of the pain). now would i be able to take an oxycodone right now? would i be ok? DO NOT SAY CALL MY DR OR DENTIST!!! I DO NOT HAVE ONE!! and please don't tell me to go back my tooth fixed, the quote is over 1000 bucks for a root canal...and i am only a student and all i have in my bank is 100 bucks...and my mom can't help out because she is deathly ill and i don't have a dad anymore so no one can help me please just answer can i take it now yes or no sorry if i sound rude i'm just in so much pain =(
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go it pulled out all the pain will be gone its cheap
Source
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go it pulled out all the pain will be gone its cheap
Source
I need to ask for advice about my 11 year old sons teeth?
My son has a very uncommon problem he is completely immune to Novocaine. It has no effect on him, the dentist was trying to attempt to do a root canal on a back tooth, (pretty sure it is a permanent tooth) and gave him 5 shots and waited before putting a shot right in his nerve. This only made him hyperventilate and still no numbing. I have called a dozen dentists and all of them say that they will not do a root canal on a permanent tooth, only pull it. he is too young to get his tooth pulled. We tried gas also, but it made him queasy and still they tried to give him a shot but still no luck. Now I just found out that my ex-husband canceled his dental insurance and I am still not even sure what direction to go. I do work full time but I know that having him sedated is not going to be something I can afford. I will not qualify for help because my son already has health insurance. Please give me some sort of advice, I love my son very much and I hate to see the worried look on his face when Mom has no clue where to go.
--------------------
If your ex-husband cancelled his dental insurance, and your son is dependent on that, you need to go to the courts. I would assume that, since your son is a minor, and you have custody, your husband is paying child support, and that he is 50% responsible for your son's medical & dental care. Cancelling his dental insurance, thus forcing his 11-year-old son to endure such a nightmarish dental experience is likely to get you a very quick court-order, forcing him to pay up, or garnishing it from his wages. And that nightmarish experience could lead to far more serious problems if it causes your son to develop a terror of dentists. I did when I was his age, and I'm still paying the price for it now, long after I overcame that terror. Nobody is completely immune to Novocaine. There are different strengths of Novocaine. What works for one person may not work for another, or may take much longer to work. In my own case, it takes a shot of triple-strength & 45 minutes to get me frozen, and 5 minutes to do the dental work. However, it could be that the nerve in your son's tooth is so inflamed that it will not freeze. It's impossible to freeze inflamed tissue. I know this from my own excruciating experience with an inflamed tooth. If your son's tooth is inflamed, there may be an infection in it. This infection will need to be treated with antibiotics before any work can be done. Are you sure you're correct about it being a "permanent" tooth? Dentists will always do root canals on permanent teeth. The ones they won't do root canals on are baby teeth or wisdom teeth, but an 11-year-old won't be getting wisdom teeth for quite a few more years. And if all those dentists you called said they wouldn't do root canals on teeth like the one that's troubling your son, why was your dentist trying to do one on it? Laughing gas relaxes most people (though not all), but provides no freezing, so they'll still need Novocaine. There are more powerful intravenous sedatives, which can further relax, or even completely sedate a patient. Or, a dentist may use hypnosis to relax a patient. As an absolute last resort, you could take your son to a hospital, where they can completely sedate him and remove the tooth. In the meantime, if the tooth is hurting him, ibuprofen is the most effective painkiller for dental pain, because it reduces the swelling that's causing the pain. But you definitely need to get a second opinion from a better dentist before bringing your son back to your current one.
Source
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If your ex-husband cancelled his dental insurance, and your son is dependent on that, you need to go to the courts. I would assume that, since your son is a minor, and you have custody, your husband is paying child support, and that he is 50% responsible for your son's medical & dental care. Cancelling his dental insurance, thus forcing his 11-year-old son to endure such a nightmarish dental experience is likely to get you a very quick court-order, forcing him to pay up, or garnishing it from his wages. And that nightmarish experience could lead to far more serious problems if it causes your son to develop a terror of dentists. I did when I was his age, and I'm still paying the price for it now, long after I overcame that terror. Nobody is completely immune to Novocaine. There are different strengths of Novocaine. What works for one person may not work for another, or may take much longer to work. In my own case, it takes a shot of triple-strength & 45 minutes to get me frozen, and 5 minutes to do the dental work. However, it could be that the nerve in your son's tooth is so inflamed that it will not freeze. It's impossible to freeze inflamed tissue. I know this from my own excruciating experience with an inflamed tooth. If your son's tooth is inflamed, there may be an infection in it. This infection will need to be treated with antibiotics before any work can be done. Are you sure you're correct about it being a "permanent" tooth? Dentists will always do root canals on permanent teeth. The ones they won't do root canals on are baby teeth or wisdom teeth, but an 11-year-old won't be getting wisdom teeth for quite a few more years. And if all those dentists you called said they wouldn't do root canals on teeth like the one that's troubling your son, why was your dentist trying to do one on it? Laughing gas relaxes most people (though not all), but provides no freezing, so they'll still need Novocaine. There are more powerful intravenous sedatives, which can further relax, or even completely sedate a patient. Or, a dentist may use hypnosis to relax a patient. As an absolute last resort, you could take your son to a hospital, where they can completely sedate him and remove the tooth. In the meantime, if the tooth is hurting him, ibuprofen is the most effective painkiller for dental pain, because it reduces the swelling that's causing the pain. But you definitely need to get a second opinion from a better dentist before bringing your son back to your current one.
Source
When you are feeling depressed and not caring if you lived or died? How do you cope or how do you overcome?
I feel like my life was God's first mistake.I did not ask to be here and if he gave me that option I would've gave that opportunity to someone who is more deserving.I know some of you have read questions posted similar to this one,but if only you could understand what I feel.I am this angry,bitter,and sad person inside.I am not respected by anyone,maybe because I do not respect them.I reached out but I was told to help myself,but what if you don't know how?When I was a little girl I never expected for my life to be like this at 24.I am a hopeless mess.I am still living with my mom,who treats me like a kid,which is understandable because I am living in her house without anything accomplished of my own.A few years ago,I was doing way better than I am now.Then I hit a rut in my life.I am in a hole and do not know how to get out.People say take up a activity and do this or that,but what if living doesn't motivate you anymore?? What if seeing the sun isn't as beautiful as it use to be? What if instead of being happy you woke up this morning,you are upset you have to face another painful day?? I often avoid phone calls from old friends because I am ashamed of who I am becoming,not who I became,because it's like I am watching myself deteoriate right before my eyes.My dental problem has stopped my life as well.Feeling like if I go on acting auditions or do my shows(I sing) I cannot compete,because of my chipped teeth in the front.I have no medical or dental insurance,and things are expensive.I have no car,no hang out friends,and if I liked a guy(since I was a teen) he always liked someone else instead of me.My life is horrific.So I sit in my room,where I gained approximately 80lbs in a few years,and listen to my mom and sis tell me what a mess I am.How do you go from being signed by every modeling agency open call you ever went to,to attending college,traveling across country,buying your first car...to having nothing..i mean literally nothing,no car,no bank account,no money to buy nothing at all,no close friends,nothing...??? I am not who I want to be.I just turned 24,but I feel like a old woman.My body is giving up because my heart left a long time ago.My mind is holding on by a string.I have nothing to wake up to in the morning.I keep looking at these morphine pills and a part of me is saying go for it.I just feel like a waste to the world.People that enjoy life die everyday and you got people like me that took their spot,and it's not fair.I hate my name,i hate what i been through and what i am going through,i hate my mistakes,i hate my skin,i hate my teeth,I hate when people compliment me on my skin or say i am pretty,i hate being me,i hate my life,i hate the day God decided to give me life.I hate waking up every morning not knowing what I am going to face.My life is in shambles,so why should I live?? I have no reason to live like this,I can make room on this Earth if I just left it.I am so distraught right now.I just wanted to experience what living was ,since I was given this opportunity to do it.I just wanted to be loved...even if it were a lie,just for a one second,i wanted to be loved.I am so tired,just physically and emotionally drained,i cannot take but so much.I am just a 24 year old young lady,who wanted to try life out.Is this life worth it,when you are worthless??
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Oh honey, I read what you wrote and my heart felt your pain. I wish there was a quick and easy fix but it is not. I am almost going through the same pattern and I am 24 too. Some days are just so painful to go through, I hear you. I know how it feels to not have any motivation and feel lonley and helpless. I understand how hard and overwhelming it is to take control of your life. When I sit down and think about everything that went wrong, I sit down and cry all day. It helps to take one step at the time and one problem at the time. Please don't listen to anyone who puts you down. You need a lot of support and positive people around you. You will get through all these, I promise you but you have to take it slowly and find some small reasons that keeps you going. Please email me if you want to talk more. You are not alone. A big hug!
Source
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Oh honey, I read what you wrote and my heart felt your pain. I wish there was a quick and easy fix but it is not. I am almost going through the same pattern and I am 24 too. Some days are just so painful to go through, I hear you. I know how it feels to not have any motivation and feel lonley and helpless. I understand how hard and overwhelming it is to take control of your life. When I sit down and think about everything that went wrong, I sit down and cry all day. It helps to take one step at the time and one problem at the time. Please don't listen to anyone who puts you down. You need a lot of support and positive people around you. You will get through all these, I promise you but you have to take it slowly and find some small reasons that keeps you going. Please email me if you want to talk more. You are not alone. A big hug!
Source
Can anyone recommend a dentist in the Tampa area?
I need a reasonably priced dentist in the Tampa area.I live in Wesley Chapel/Zephyr Hills area,I have lost a filling and need to heave it replaced.I went to Coast dental,what a joke.They charged me $101.00 to look at it and give me an unbelievable estimate on a repair.I need some other work done but don't have a ton of money.I have no dental insurance and will be paying out of pocket,but can't afford Coast dentals rates.Can anyone recommend a dentist that is reasonable and maybe accepts payments?
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Just phone a few offices and ask them what the consult fees are over the phone, from that you will gauge their costs
Source
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Just phone a few offices and ask them what the consult fees are over the phone, from that you will gauge their costs
Source
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