I already have coverage. I recently got married and my spouses company allows me to go on her plan, which covers stuff mine doesn't (dental for example). Is it fine to go on her plan too? I've read stuff sounding like it's ok, and one is primary (my own) and the other is secondary. Primary pays first, then secondary. Is this correct? Do I need to contact my own insurance company when getting covered by this second plan, or is that automatic?
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yes you can be covered by two insurance companies hers would be a secondary coverage and would pick up where yours didn't. You will need to contact your coverage and let them know you are now under a secondary plan as well as advise your spouses plan that you have your own primary coverage. When you go for medical services make sure you advise them which coverage is primary and which is secondary. It sounds complicated but it's not so bad and in the long run it will help you out with medical expenses.
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Monday, February 14, 2011
What are some of the best Orthodontic insurance coverage I can get?
My work does not cover dental in any sort. I know where I can get regular dental coverage thats no problem I dont need help with that. I need help for *****Orthodontic insurance coverage*****
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I haven't seen any plans that will pay out more than they cost. The best plan, through an employer, usually only pays HALF the cost, up to $1500 or some such, so you STILL end up paying at least half out of pocket. The private plans that have orthodontic coverage, are going to limit it to $500 or so, and have a one year wait before you can get braces.
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I haven't seen any plans that will pay out more than they cost. The best plan, through an employer, usually only pays HALF the cost, up to $1500 or some such, so you STILL end up paying at least half out of pocket. The private plans that have orthodontic coverage, are going to limit it to $500 or so, and have a one year wait before you can get braces.
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How do you get some free or very low cost dental help?
A friend of mine, lost his teeth, about8 years ago, in a accident. He is in constant pain, and covers his mouth when talking to others of imbarrasement, he is only 38 years old, but dosen't know how to go about getting any dental help. It affects his life all the time. Can you please give me some information that I can share with him, so he can get his life back. He has no insurance. please help.
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Contact your local or state dental association and and see if there are any dentists who provide free or reduced cost care for low-income, disabled or senior patients. Call your local health department and ask about health centers that provide dental care for free or on a sliding scale. Your local United Way may also be aware of such a clinic. In some areas, you can reach them now by dialing 2-1-1 for "non-emergency information." Go to a dental school, if there is one near you, for reduced costs. Check http://www.toothwoman.net to see if low-cost or free dental services are available near you. Check http://bphc.hrsa.gov and choose "Find a Health Center" to see if there is a low-cost clinic near you. Check http://www.nfdh.org/DDS.html to see if your state has a "Donated Dental Services" program. D.D.S. is designed to locate dentists who will give free care to patients who are financially compromised due to medical problems. This is a process that will take a couple of months to get your information and then arrange for someone to see you. Not all states have D.D.S. programs.
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Contact your local or state dental association and and see if there are any dentists who provide free or reduced cost care for low-income, disabled or senior patients. Call your local health department and ask about health centers that provide dental care for free or on a sliding scale. Your local United Way may also be aware of such a clinic. In some areas, you can reach them now by dialing 2-1-1 for "non-emergency information." Go to a dental school, if there is one near you, for reduced costs. Check http://www.toothwoman.net to see if low-cost or free dental services are available near you. Check http://bphc.hrsa.gov and choose "Find a Health Center" to see if there is a low-cost clinic near you. Check http://www.nfdh.org/DDS.html to see if your state has a "Donated Dental Services" program. D.D.S. is designed to locate dentists who will give free care to patients who are financially compromised due to medical problems. This is a process that will take a couple of months to get your information and then arrange for someone to see you. Not all states have D.D.S. programs.
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What are the different forms of insurance a person should have?
Here's my list: 1. Health 2. Dental 3. Vision 4. Home 5. Life 6. Auto 7. Disability 8. malpractice p.s. how many people really have all these with adequate coverage and wat is credit insurance?????
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My husband and I have 1-7. We get health, dental, vision, and disability through his work and the rest we cover on our own. You can also get renter's insurance, flood insurance is also additional to your home owner's I believe. Credit insurance... if you are referring to the insurance you can pay monthly to protect your credit cards, it is a scam. There were several articles published and I think one by the federal government, stating this. I'd look it up online, and get some more informatin.
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My husband and I have 1-7. We get health, dental, vision, and disability through his work and the rest we cover on our own. You can also get renter's insurance, flood insurance is also additional to your home owner's I believe. Credit insurance... if you are referring to the insurance you can pay monthly to protect your credit cards, it is a scam. There were several articles published and I think one by the federal government, stating this. I'd look it up online, and get some more informatin.
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Where can I find a place to do low cost dental implants in Salt Lake City, Utah?
I got hit in the face with a golf club, I broke my jaw in three places, cracked my cheek bones, and I am missing a couple teeth. my insurance covered the restoration surgery, but will not cover for my teeth implants. and I don't have 2k to cover dental implants. so if you know of any schools, hospitals etc. that will this type of surgery for cheaper. please let me know.
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I got 3 implants in Cancun for only $900 each...very professional and saved a lot!
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I got 3 implants in Cancun for only $900 each...very professional and saved a lot!
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where do i find affordalbe health insurance with only doctotrs visits and prescription and dental covered?
i dont need hospitalization coverage
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You might want to research this plan, it covers dental, precription, vision, and many other services. http://Stacie.OneSimpleCard.com .
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You might want to research this plan, it covers dental, precription, vision, and many other services. http://Stacie.OneSimpleCard.com .
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Should I get medical for my kids if we can get insurance through their dad's work?
Okay, so right now my daughter has ieph through healthy families, which covers everything. My fiance can now get blue shield through his work, but dental only covers 50%, and it's $75 a month per person. I am also 9 months pregnant with our next child, and I do not know if I should get medical or healthy families for him, or get the insurance through my fiance's work. Help? What would be the best choice?
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If you are happy with the services that you are getting from Healthy Families/IEPH, I don't think I would change. $75 per month for a child between 1-19 is pretty expensive. Insurance for children under 1 is often much more expensive because of the problems that arise at that age. Also, check to confirm that it is $75 per child and not $75 for ALL children. Most company plans are one price for ALL children, but some plans do a a per child fee. If it is $75 for ALL children, you can decide based on your income level if IEPH continues to be a good choice or you should move to the company sponsored plan. You may only be able to move to the company plan when the baby is born or during open enrollment. FYI = to all the people complaining about her being on medi-cal. She is NOT some deadbeat living off the system!!! Healthy Families is a program for MODERATE income families.
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If you are happy with the services that you are getting from Healthy Families/IEPH, I don't think I would change. $75 per month for a child between 1-19 is pretty expensive. Insurance for children under 1 is often much more expensive because of the problems that arise at that age. Also, check to confirm that it is $75 per child and not $75 for ALL children. Most company plans are one price for ALL children, but some plans do a a per child fee. If it is $75 for ALL children, you can decide based on your income level if IEPH continues to be a good choice or you should move to the company sponsored plan. You may only be able to move to the company plan when the baby is born or during open enrollment. FYI = to all the people complaining about her being on medi-cal. She is NOT some deadbeat living off the system!!! Healthy Families is a program for MODERATE income families.
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