How do I get health insurance?

Ok Im 20 and I don't think I have health insurance. I want insurance to cover basic health and dental too. How can I get health insurance that is cheap and affordable in California? Thank you
--------------------
You need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. Understanding what you are buying is as important as the price. An agent can give you the knowledge you need so that you can decide what the right balance is between affordability and policy benefits. If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage as well as low deductibles, low co-pays and optional vision and dental benefits your monthly premiums will be significant. On the other hand because you are young, presumably healthy and probably don't often use the health care system you might consider a plan that covers only the major health catastrophe. In this type of plan the insurance company does not pay benefits until you first reach a significant out of pocket cost (this is a deductible). Ask the agent if an HSA works for you. If you'd rather have more comprehensive individual health insurance coverage, such as preventive care coverage, consider a PPO or HMO plan with a lower deductible. Consider higher co-pays for doctor's office visits and perhaps not cover prescription drugs. Either of these approaches will result in a lower monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit or prescription and still come out ahead. Check with the agent that writes your other insurance or perhaps your parent's agent he/she can provide you a health insurance proposal that takes into account your budget and health status. They can answer questions as to what is and is not covered by the policy, explain deductibles and co-pays and show you the hospitals and doctors that participate in the network. (Networks in PPO and HMO plans are very important considerations). Some are going to suggest you go to their web site so that they earn a few pennies on a "click through". Some may suggest going on line to get a quote but you probably know there is much more to choosing the right health insurance than price. Use the Internet to educate yourself but use an agent to purchase the coverage.
Source

services for dental work?

Are there students available to do root canals? (with supervision) Already diagnosed, but does not have dental insurance. Are there services at a lesser price for this type of situation? This person needs 2 root canals. One is an emergency. please e-mail at peggy_8529@att.net
--------------------
Dental students do root canals. It's part of how they learn to do them well. Here's a list of the schools in the US; perhaps one is near you. http://ada.org/267.aspx FYI: if you go to a dental school, you'll have to submit to the entire process: examination & x-rays, basic restorative work, etc before the root canals are done. If it's an emergency, they may see you sooner, but many schools only offer emergency care to their existing patients. You might want to try a local community health center if money is an issue. Many have dental clinics in addition to the medical services most provide. You can use this link to identify a center near you. http://findahealthcenter.hrsa.gov/
Source

I am a single mom and i need dental work done..i dont have insurance is there any help for me??I am a student?

i live in the tampa bay area
--------------------
any dental college student in any place in the world will help you
Source

Is there such thing as insurance for braces?

I went in for a consultation with Blue Cross Blue Shield and the agent told me that there's no such thing as insurance for orthodontic treatment. The reason why they say that it because they claim that it's essentially for cosmetic improvement but not really to save/help one's own dental health? Is this true? I know there are discount plans, but I'm asking about insurance.
--------------------
healthplans.my-age.net - here is my health insurance plan. As I remember they can provide such a service.
Source

What is the price range for Full Coverage Medical Insurance for a 63male-46female Couple?

My dad is 63 years old and has been working for $8.50/hour doing assembly work for the past 5 years. He has full coverage medical and dental benefits and this is what makes him so grateful to work there, however, he makes peanuts. I found him a better job, but there are no benefits. I am wondering if I can take on their medical insurance monthly costs so they dont even have to worry about it. Isnt there such a thing as a family package? I am 21 years old. I have no idea how much it might cost to pay for their medical insurance since this new job wouldnt provide that. My father is EXTREMELY healthy, and has a perfect bill of health, but is considered old.. Any ideas?
--------------------
Tell your father not to quit his job with benefits!!! Health insurance is completely outrageous, especially at his age (even if he has perfect health). Since you are not a minor, you would not be able to get a family plan. It would probably be an individual plan for yourself, and one for your parents. I am not an insurance agent, so it's best to get a quote from one, but I can tell you it's going to be at least $200. a month for each of you, and that doesn't include dental. That's also assuming a VERY high deductible.
Source

what dental offices in san diego accept hmo insurance?

for invisilign...?
--------------------
You can easily check your minimal health care rates in internet, for example here - health-quotes.isgreat.org
Source

I asked this question under "dental" but no answer...pain in old tooth extraction site?

I had an upper back molar extracted about 7 months ago and it was done by an oral surgeon because of long root into maxillary sinus cavity....well after the site has healed, it is starting to hurt, especially if I'm chewing something sharp. I can't chew on that side. I have to wait until after Jan. 1 to go to the dentist because my dental insurance is maxed out. Does anyone know what might be causing this pain?
--------------------
Since it was an oral surgeon who extracted the root, it should all be gone. Your pain might be because the area is still tender from healing. I had a root canal and a crown put in place of one of my upper molars. I swear I still had feeling in the site, but my dentist assured me that the oral surgeon got all of the root. They have a means of ensuring they leave nothing behind. It's not uncommon to have 'ghost' pain at the site of a removed tooth. Try the yahoo search below and you should find more information to help you. It might even save you that trip to the dentist, for follow up, due to pain you think you're experiencing.
Source