uim lookin at dental insurance and my main concern is getting my "Bonding" and "Contouring and Restoration" for my teeth but I dont know which catagory bonding andf coutouring is under,... Primary Benefits Teeth CleaningsNo Charge (No waiting period) Restorative Dentistry/Fillings20% Coverage of negotiated fee after deductible (No waiting period) Oral Surgery50% Coverage of negotiated fee after deductible (6 month waiting period) Extractions50% Coverage of negotiated fee after deductible (6 month waiting period) X-RaysNo Charge (No waiting period) CrownsStainless Steel Crown:50% Coverage of negotiated fee after deductible(6 month waiting period) Resin/Porcelain Crown:50% Coverage of negotiated fee after deductible(6 month waiting period) Root Canals50% Coverage of negotiated fee after deductible (6 month waiting period) Periodontics50% Coverage of negotiated fee after deductible (6 month waiting period) Dentures50% Coverage of negotiated fee after deductible (6 month waiting period) Topical FluorideNo Charge (No waiting period) SealantNo Charge (No waiting period) Bridges50% Coverage of negotiated fee after deductible (6 month waiting period) Endodontics50% Coverage of negotiated fee after deductible (6 month waiting period)
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It comes under Restorative Dentistry. For more information on this you can read the following very informative article from a dental website http://www.identalhub.com/ArticleSubCate… You also use their free dental consultation service for answers from dentist
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Saturday, March 19, 2011
Pay for braces for child (child support) when supplemental insurance has not kicked in jet?
We pay child support for my husbands daughter and provide all medical and dental coverage. We also recently got supplemental insurance coverage which will cover her braces if needed. We told my husbands Ex that the supplemental dental insurance will not kick in till after a certain amount of time. We now just received a bill for his daughters braces. His Ex didn't wait till the insurance kicked in and got the braces done now. She wants us to pay for the whole sum. What amount exactly are we obligated to pay? We want his daughter to get her braces and have nice teeth but I'm a little upset that his Ex didn't wait till our insurance kicked in! Could we decline to pay since she didn't wait for the insurance?
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Get a medical loan, pay it for the braces, and then take the loan to court regarding payments for your ex since it sounds like it should be a 50/50 deal. http://www.fhf.co.za/covered-medical-pro…
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Get a medical loan, pay it for the braces, and then take the loan to court regarding payments for your ex since it sounds like it should be a 50/50 deal. http://www.fhf.co.za/covered-medical-pro…
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free or low cost dental work at college or university.?
So I have no dental insurance like most young 22 year old college students living on their own with little money in their account. I need to get my wisdom teeth removed. I don't go to georgia tech but I live near by and I found out that they do have a dental program. I'm wondering if they take volunteers to do work on by the students for a low fee or maybe free. Where would I go to find out if they do take volunteers. Not just G tech but for any college in general. At this point I don't care if they are students so I don't mind that they are inexperienced. Plus they are always supervised by licensed instructors anyways so if something goes wrong or the student backs out they can take over. -So is their a good website to find out such information - Should I go to the college to find out, if so what part of the college should visit. - or should I just kick in the do waiving the fo-fo and demand action, lol.
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I was in the same situation when I was in college also years ago. I would encourage you to visit this site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands on all services. From exams, crowns, fillings, cleanings...etc. All services are included in this very affordable plan. They even had my benefits active in 2 hours and was able to use it the very same day. I hope this helps.
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I was in the same situation when I was in college also years ago. I would encourage you to visit this site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands on all services. From exams, crowns, fillings, cleanings...etc. All services are included in this very affordable plan. They even had my benefits active in 2 hours and was able to use it the very same day. I hope this helps.
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why is it there is no emergency dental care available like there is for medical such as an er?
Over the years I have paid for plenty of dental work. Root canals that failed, extractions..when I had the money I paid for it myself. At this time I have no dental insurance and am unemployed. My dental issues are affecting my health so badly that some days I can barely function. I am beyond extractions and need an oral surgeon. The problem is that they all want a pay as you go plan. Really and how do I do that if I am unemployed?..There is no dental Medicaid for my age group. And though I am currently seeking employment I can honestly say that days have I missed from my previous job were due to my teeth causing me health issues. I have been trying to jump through hoops to get help with this and I feel like its all about money. Last year an er doctor even wrote in my follow up paperwork that I can and will die from the abscesses I have if I do not get into an oral surgeon. Do oral surgeons not follow the same guidelines as doctors when it comes to helping people?...I would think they would want to save people not stand at the door and slam it in your face if you don't have cash even if it is life threatening..I am going to die from heart disease oe something from this crap all because I am..poor. Also it is almost a year later and I still have infections in my mouth I am tired of going to er's and clinics for antibiotics and they are tired of seeing me. If I had a dime for every time they told me to get to an oral surgeon I would be rich and have dentures by now.
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KIM, I EMPATHIZE WITH YOUR SITUATION. FOR SEVERAL DENTAL PATIENTS THE WISEST AND MOST BENEFICIAL CHOICE IS TO EXTRACT ALL AND HAVE BEAUTIFUL DENTURES. UNLIKE MEDICAL, DENTAL IS NOT IMMEDIATELY LIFE-THREATENING, SO THERE ARE NO DENTAL ER TO VISIT. DENTISTS DO OFFER EMERGENCY TREATMENT ON A CASE BY CASE BASIS, BUT A THROUGH PLAN MUST BE DISCUSSED AT THE BEGINNING AND YOU MUST BE THE BOSS OF YOUR OWN MOUTH AND CONSIDER THE OUTCOME OF WHAT YOU DECIDE IN 5, 10, OR MORE YEARS. I SENSE YOUR ANGER AND DISAPPOINTMENT WITH DENTISTRY. PLEASE BE EMPHATIC WITH ASKING THE DENTIST FOR WHAT YOU WANT. TEETH ARE VERY NICE TO HAVE WHEN HEALTHY, BUT THEY AREN'T REQUIRED FOR LIFE. CONSIDER DENTURES.
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KIM, I EMPATHIZE WITH YOUR SITUATION. FOR SEVERAL DENTAL PATIENTS THE WISEST AND MOST BENEFICIAL CHOICE IS TO EXTRACT ALL AND HAVE BEAUTIFUL DENTURES. UNLIKE MEDICAL, DENTAL IS NOT IMMEDIATELY LIFE-THREATENING, SO THERE ARE NO DENTAL ER TO VISIT. DENTISTS DO OFFER EMERGENCY TREATMENT ON A CASE BY CASE BASIS, BUT A THROUGH PLAN MUST BE DISCUSSED AT THE BEGINNING AND YOU MUST BE THE BOSS OF YOUR OWN MOUTH AND CONSIDER THE OUTCOME OF WHAT YOU DECIDE IN 5, 10, OR MORE YEARS. I SENSE YOUR ANGER AND DISAPPOINTMENT WITH DENTISTRY. PLEASE BE EMPHATIC WITH ASKING THE DENTIST FOR WHAT YOU WANT. TEETH ARE VERY NICE TO HAVE WHEN HEALTHY, BUT THEY AREN'T REQUIRED FOR LIFE. CONSIDER DENTURES.
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dental implants what to expect?
i have to have 3 teeth removed my doctor is already tellin me i will definitely need some implants but i dont know what to expect? will i have teeth extracted then that heals then i return for the implant discussion, how that is done i do have good dental insurance i already know my xrays and cleaning and fillings will be payed but the cosmetic part i will need to pay some deductable are maybe all of course my oral surgery will have some deductable as well but want to know whats the proceedure i feel bit nervous but not scared as my doctor said i will be alseep for both proceedures..
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I recently had teeth removed and implants placed under general anaesthetic at the same time. Having done this way, you may need to have bone graft material placed around the implant to help stabilise, But I feel it's better because it will hopefully mean getting the final crowns on earlier as opposed to waiting for the extraction site to heal before placing implants--- I was swollen and a little bit sore for almost two weeks, but many people who have implants report no pain at all.
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I recently had teeth removed and implants placed under general anaesthetic at the same time. Having done this way, you may need to have bone graft material placed around the implant to help stabilise, But I feel it's better because it will hopefully mean getting the final crowns on earlier as opposed to waiting for the extraction site to heal before placing implants--- I was swollen and a little bit sore for almost two weeks, but many people who have implants report no pain at all.
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Hi guys, Do you think it is really worth it to have private health insurance in Australia?
I have one with MediBank and i have to pay a lot each month. I just wondered whether it is really worth it. Instaed I can pay all this if I need it. For example I heard it does not cover dental expenses as such, for example if you have a dental procedure for 5000$ then it just pays a small amount of it. I really think there is no point having it?
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I too work in the health Insurance industry and I think what you are getting stuck with is a cover with little or no Gap benefits. If you can find a fund that participates in the "health fund alliance" you are more likely to find doctors that will participate in a no(or a little) out of pocket expenses. Big funds generally don't join the alliance because, basically they don't have to, but smaller funds join the alliance to help there members get better benefits. Also if you earn over $50k and are over 30 there are penalties that will occur when you have no (hospital) cover.
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I too work in the health Insurance industry and I think what you are getting stuck with is a cover with little or no Gap benefits. If you can find a fund that participates in the "health fund alliance" you are more likely to find doctors that will participate in a no(or a little) out of pocket expenses. Big funds generally don't join the alliance because, basically they don't have to, but smaller funds join the alliance to help there members get better benefits. Also if you earn over $50k and are over 30 there are penalties that will occur when you have no (hospital) cover.
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Dental surgery, what is it like?
I went to the dentist a while ago, they wanted to do a procedure where they dig under my gums and clean them out, I guess they had stuff up there. I want to, but im afraid of how much it will cost. I do have dental insurance, and also will it hurt? What else can i do to strengthen my teeth besides brushing, flaw sing and rinse? Also, i have some dark colored buildup behind my front bottom teeth (about 4 teeth). How can i get that off? * 15 hours ago * - 3 days left to answer. Additional Details 14 hours ago Ok, so I'll schedule an appt this week or so. Will I have have stitches in my mouth? Is it a one day process? How long does it take? Do I have to miss work?
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I don't know how old you are but start early with good dental care or your going to be in a world of hurt when your older. These questions are best asked of your dentist and what he plans to do. Be strong and take good care of your teeth.
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I don't know how old you are but start early with good dental care or your going to be in a world of hurt when your older. These questions are best asked of your dentist and what he plans to do. Be strong and take good care of your teeth.
Source
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