I am thirty two with no dental insurance.I am totally in debt already and it will cost me more than a grand to do a root canal and have a crown.This is to save a molar #30.I have spent thousands on partials crowns etc already over the past several years.I feel like a total sucker...Any suggestions ?
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If you are wearing an existing lower partial to replace other missing teeth, you can have #30 taken out and have that "fake" tooth added to the partial. There is a lab fee for it, but the total price would come out cheaper than trying to save the tooth. But if you dont have a lower partial, but do want to save the tooth, work with the office come up with a payment plan or a way to apply with an outside finance company to pay for dental treatment. Dont feel like a sucker! it is understandable to be worried about such things. Every day i witness patients having to make decisions like this. Hopefully you are able to work something out. I would advocate saving the tooth, but i know that that cant always happen because of money issues. Good luck!
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Friday, April 1, 2011
Can someone help me figure out the take home pay for this?
80hrs x $13.72 hour $58.97 for health/dental insurance out of each paycheck (Biweekly) $25 child support each paycheck 1 dependent Single Not sure about state tax. I live in Upstate New York if that helps. Thanks!
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Is health/dental insureance and child support before or after tax?
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Is health/dental insureance and child support before or after tax?
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what should i look for when picking an insurance plan for health/medical? is there a way to make a custom plan
can i customize my plan(s) if needed? will it cost me an arm and a leg. i really dont need extra bills, i am very athletic and i eat healthy border-line vegan scarce with dairy, only eat turkey and variety of seafood lots of friut and veggies, soy/tofu. (if this info helps , can you tell me what are my best options? i want vision,dental,mental,preventive healthcare, and emergency, and speacialty, + general.
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A lot of companies have different plans to choose from-various copays, deductibles, etc. Make sure you look at your office visit copay, your prescription copay, and if you're planning on kids, do they cover pregnancy? They may add a rider on for an additional premium. Just ask questions about emergency room visits/surgery, etc. I have not seen very many individual plans that have vision or dental, some I've seen for mental care. They can also be sneaky about preventive care. The lower the premium, the higher the deductible, so be willing to pay a little more premium. If you belong to Sam's Club, they have some decent insurance policies through their website.
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A lot of companies have different plans to choose from-various copays, deductibles, etc. Make sure you look at your office visit copay, your prescription copay, and if you're planning on kids, do they cover pregnancy? They may add a rider on for an additional premium. Just ask questions about emergency room visits/surgery, etc. I have not seen very many individual plans that have vision or dental, some I've seen for mental care. They can also be sneaky about preventive care. The lower the premium, the higher the deductible, so be willing to pay a little more premium. If you belong to Sam's Club, they have some decent insurance policies through their website.
Source
what should i look for when picking an insurance plan for health/medical? is there a way to make a custom plan
can i customize my plan(s) if needed? will it cost me an arm and a leg. i really dont need extra bills, i am very athletic and i eat healthy border-line vegan scarce with dairy, only eat turkey and variety of seafood lots of friut and veggies, soy/tofu. (if this info helps , can you tell me what are my best options? i want vision,dental,mental,preventive healthcare, and emergency, and speacialty, + general.
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Select Quote should be able to satisfy your needs. Most health plans are covering what you are looking for. Before calling any company, have your questions ready, and space for the response. A good health plan should cost about $350.00 per month, ( average ). Ph. No. : 1 - 800 - 670 - 0987 fax : 1 - 800 - 449 - 9055... ask for Michael J. Gunn
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Select Quote should be able to satisfy your needs. Most health plans are covering what you are looking for. Before calling any company, have your questions ready, and space for the response. A good health plan should cost about $350.00 per month, ( average ). Ph. No. : 1 - 800 - 670 - 0987 fax : 1 - 800 - 449 - 9055... ask for Michael J. Gunn
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What is the benefit of post-tax employees benefits (ie medical)?
My company is offering health insurance, dental, and vision in pretax or post-tax enrollments. I am a recent college grad in my early 20s, with no medical, vision, or dental conditions. What are the benefits of having this stuff taken out after tax? Thanks.
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There really aren't any benefits from having it deducted post tax. You would be able to deduct those on Schedule A if they were deducted post tax, however you'd be limited by the 7.5% AGI floor which does not affect you with pre-tax deduction of those things. And if you don't have enough itemized deductions to make itemizing worthwhile you can't get ANY tax benefit at all from post tax deductions of health, dental and vision insurance.
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There really aren't any benefits from having it deducted post tax. You would be able to deduct those on Schedule A if they were deducted post tax, however you'd be limited by the 7.5% AGI floor which does not affect you with pre-tax deduction of those things. And if you don't have enough itemized deductions to make itemizing worthwhile you can't get ANY tax benefit at all from post tax deductions of health, dental and vision insurance.
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Are dental schools cheaper than private practice?
Hi. I need a tooth implant and since I don't have insurance and practically no money I was wondering if it's true that dental schools are less expensive than regular dental practices? I tried to locate a school in my area (Washington) but it doesn't give me much to go on. They just tell me what insurance carriers they take...
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YES, AND ALL WORK IS SUPERVISED BY TEACHERS OF DENTISTRY, COULDN'T HAVE BETTER CHOICE.
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YES, AND ALL WORK IS SUPERVISED BY TEACHERS OF DENTISTRY, COULDN'T HAVE BETTER CHOICE.
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Severe Dental Pain?
I'm having very intense pain in one of my top wisdom teeth. The other was infected as well, but the pain has gone away. The gums on both sides are quite swollen. The pain in the right side of my face has spread into my jaw and even my ear. I've been taking otc pain relievers, and they dull the pain for a while. It's rarely entirely gone. The past week, the pain has been horrendous. Anyway, I know everyone is going to say 'see a dentist'. I know I need to. I'm going to try to make an appointment later this week. I have to wait until my boyfriend gets his paycheck before I can see one, as I don't have dental insurance. The pain relievers are helping less and less with time; the pain is just getting worse. I don't know how much longer I can handle it. It's hard to eat, hard to talk sometimes. Sometimes I have problems breathing, but I also have very bad anxiety so I don't know what to think about that. Should I go to the ER? Would they think I'm a joke? I don't know what to do.
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Going to the ER would cost you more than a dentist. Maybe you should try calling around to every dentist in town, to see if they will either work out a payment schedule for you or maybe except a post dated check. Dental pain is horrible and otc medication won't do much to help.Best of luck to you.
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Going to the ER would cost you more than a dentist. Maybe you should try calling around to every dentist in town, to see if they will either work out a payment schedule for you or maybe except a post dated check. Dental pain is horrible and otc medication won't do much to help.Best of luck to you.
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