So here is the story, I was on my husbands insurance through his job. I went to the doctor to schedule a surgery for my tonsils. When i get to the doctors office I find out that my husband's insurance dropped me off his policy because he didn't get "the right paperwork" such as marriage certificate in at a timely manner. Even though my husband DID give them my information when they needed it, he has no way to prove it because his old HR manager is no longer with the company. Long story Short... I am now without insurance until April of 2011 and there are no prospective jobs in my town that have benefits I qualify for. I go to school full time in college I am 28 years old, and desperately need to get this surgery done for my tonsils and get the rest of my dental work fixed. Are there any Insurance companies that offer insurance for unemployed workers who do not qualify for Unemployment, and or any companies that give insurance for full time college students? If anyone can help give me and idea for my situation I'd greatly appreciate it thank you in advance. PS I only need the insurance for a couple months until i can either get back on my husband's insurance, or apply for a job at his work when the company opens back up.
--------------------
There aren't any insurance companies that are going to give you insurance that covers this preexisting condition - the need for the tonsilectomy. See, that's how it works - people without insurance want to pay a couple hundred bucks for a month or two, file $20,000 or more of claims, and then cancel the policy. That's exactly WHY you can't buy insurance to cover preexisting conditions (at this time). Insurance companies would go bankrupt selling that kind of coverage. I think hubby really DOES need to talk to the new HR manager, and get them to get you re-added to the policy. Your only OTHER alternative, is to negotiate a cash price for the surgery.
Source
Saturday, May 21, 2011
How much does Crowne Plaza pay it's employees for fulltime front desk agent?
To Crowne Plaza hotel employees, I applied at Ft. Myers Crowne Plaza and they said I am hired but they didn't tell me how much I would be paid yet. Can someone tell me what I can expect? Also, how fast does the pay go up? Usually after 90 days you get a raise, but does it go up anymore after that if you perform good? Also, what about benefits? Do I get health insurance? What are my options? And what about dental? Please answer all questions!!
--------------------
You need to ask your employer these our questions. They should be able to give you a handbook explaining benefits and your supervisor will be able to answer all other questions. It is important to keep an open line of commuication and make sure you and your employer are both on the same page and have the same understanding about pay/benefits.
Source
--------------------
You need to ask your employer these our questions. They should be able to give you a handbook explaining benefits and your supervisor will be able to answer all other questions. It is important to keep an open line of commuication and make sure you and your employer are both on the same page and have the same understanding about pay/benefits.
Source
How much are braces if...?
Let's say you don't have dental insurance and you go to a public dentist and you need braces. How much would it cost?
--------------------
The grand total for me was $5880. Some Orthodontist accept payment plans. There is also a company who gives out loans just for braces (my payments were $134 a month). Also, most Orthodontist give a free consultation, so you could go and see how much they think it will run.
Source
--------------------
The grand total for me was $5880. Some Orthodontist accept payment plans. There is also a company who gives out loans just for braces (my payments were $134 a month). Also, most Orthodontist give a free consultation, so you could go and see how much they think it will run.
Source
What is the difference between HMO and PPO medical plans?
Whenever my health care providers ask me what insurance I have I can never answer. I know that at all my visits (medical, dental, and optometry) I pay a co-pay. Could someone tell me what the difference is between the two? Is one better than the other?
--------------------
I literally just went through all my benefit options at the hospital I work for. I chose an HMO, although I previously had a PPO. It really depends on your needs. From the info you gave it sounds like a PPO. With an HMO, the downfall is that you can only go to specific MD's and Hospitals within a certain network in order for your co-pay to be valid, but the good side is that there is a set rate for everything. I have a $200 deductible and if I'm in the Hospital the most out of pocket expense I'll see will be $300 (I'm planning on starting a family soon so that's why I chose this plan), our PPO option had a $500 deductible and about $2-3000, maybe more, out of pocket expense for a hospital stay. Plus the co-pays were higher for that one. And both plans cost the same. When I'm done having babies I'll go back to a PPO. I hope that helps.
Source
--------------------
I literally just went through all my benefit options at the hospital I work for. I chose an HMO, although I previously had a PPO. It really depends on your needs. From the info you gave it sounds like a PPO. With an HMO, the downfall is that you can only go to specific MD's and Hospitals within a certain network in order for your co-pay to be valid, but the good side is that there is a set rate for everything. I have a $200 deductible and if I'm in the Hospital the most out of pocket expense I'll see will be $300 (I'm planning on starting a family soon so that's why I chose this plan), our PPO option had a $500 deductible and about $2-3000, maybe more, out of pocket expense for a hospital stay. Plus the co-pays were higher for that one. And both plans cost the same. When I'm done having babies I'll go back to a PPO. I hope that helps.
Source
Orthodontic insurance in Minnesota?
I'm 22 years old and I need braces ... bad. I have insurance right now but the only dental that I'm covered under is extractions and I want something that can cover some orthodontic work, preferably Invisalign. I've been online for about an hour now trying to figure out what insurance companies offer orthodontic coverage but I cannot find anything. I will not consider financing, my credit is too low for that. Do you know of any insurance companies that offer orthodontic coverage in the state of Minnesota? Please list names of insurance companies, links to the websites and/or customer service numbers to the insurance companies. I'd prefer something that had $0 office visit copays, or if you know of any ortho offices in Minnesota that give free Invisalign consultations, that would be great! Thank you!
--------------------
health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.
Source
--------------------
health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.
Source
Im in the national guard and im trying to get Tricare but I dont know who to call.?
I just need the number to a tricare representative so that I can start gettin Tricare health insurance. Does tricare cover everything? Is dental separate? How much does Tricare cost and is it worth it?
--------------------
Tri-care is a great benefit to being in the guard now. It provides affordable health care coverage to single and soldiers with families. This booklet http://www.tricare.mil/mybenefit/Downloa… should provide you with all the information that you are looking for. For a single soldier the cost is around 80 dollars and for a soldier with family it is around 250 per month. Dental is offered through United Concordia and is in addition to this benefit. http://www.tricaredentalprogram.com/tdpt…
Source
--------------------
Tri-care is a great benefit to being in the guard now. It provides affordable health care coverage to single and soldiers with families. This booklet http://www.tricare.mil/mybenefit/Downloa… should provide you with all the information that you are looking for. For a single soldier the cost is around 80 dollars and for a soldier with family it is around 250 per month. Dental is offered through United Concordia and is in addition to this benefit. http://www.tricaredentalprogram.com/tdpt…
Source
Why do we bother with repairing natural teeth and why isn't it covered on regular insurance?
This seems like a very silly question to which I'm sure there will be a lot of silly attempts at answering. However, I am seriously wondering why we bother with repairing teeth. It is nice to have our own teeth, but with the way that they rot and contain nerve endings for current practical reasons unknown to me, if any (what reason we keep the nerves, not why they rot)...it seems silly to bother with putting fillings in them that end up in needing resealing and refilling. Why not just kill the nerves that go up into the teeth, extract the affected tooth, make a mold and with that mold make a synthetic tooth as a replacement? Why do we need to keep patching these inefficient, high maintenance parts? It wouldn't bother me at all to just get rid of the nerves that go into the teeth. What do they really serve that the rest of the mouth can't tell us? The second part to the question is why is dental always apart from regular medical insurance? Do I get hand insurance because they're used more than most every other part of my body? No, why does dental get separated?
--------------------
The synthetic teeth you ask about are called implants. They are painful to have put in, painful to have to pull out the old tooth and cost around $2 to $3 thousand each. Very expensive mouth. Filling a tooth well costs about $2 to $3 hundred and can last 30 to 40 years. You can buy separate dental insurance. It's not included in most policies bacause everyone would get a one year policy, run up a huge dental bill and cancel as it's not usually an ongoing danger like the rest of our bodies.
Source
--------------------
The synthetic teeth you ask about are called implants. They are painful to have put in, painful to have to pull out the old tooth and cost around $2 to $3 thousand each. Very expensive mouth. Filling a tooth well costs about $2 to $3 hundred and can last 30 to 40 years. You can buy separate dental insurance. It's not included in most policies bacause everyone would get a one year policy, run up a huge dental bill and cancel as it's not usually an ongoing danger like the rest of our bodies.
Source
Subscribe to:
Posts (Atom)