My dentist told me that I need to have six fillings before getting braces (at least $100 per tooth); on top of that, the orthodontist I went to suggested that I have four to six teeth pulled before the braces are put on. I'm looking at a cost of $1000.00 or more total before braces. I can get on a payment plan, but am thinking about dental insurance. Is it worth getting? Is there any low-cost insurance that would cover the fillings and tooth extraction? No scams, please, if possible. ;)
--------------------
I would encourage you to visit this great website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago when I was in college and they have saved me thousands of dollars on all dental services. From xrays, exams, fillings, Cleanings, root canals, and even my braces. They even had my extremely affordable plan active in 2 hours and was able to use them the very same day. hope this helps
Source
Tuesday, June 7, 2011
Is it possible to have more than one dental insurance?
On November 1, I'll be enrolled in the dental insurance offered by my husband's employer. I have to have several thousand dollars' worth of work done on my teeth. Is it possible (legal??) to get my own individual coverage in addition to what his employer offers? If so, how does that work? For example, suppose I have a tooth extracted and my husband's insurance company says that my portion out of pocket is $50, but I have this additional insurance plan. Will the second insurance company pick up the tab for that $50, or will I still have to pay out of pocket? How does it work?
--------------------
Yes, it is possible - but like health insurance, the benefits are not additive. One insurance will be primary payer and the other will be secondary. Google "coordination of benefits."
Source
--------------------
Yes, it is possible - but like health insurance, the benefits are not additive. One insurance will be primary payer and the other will be secondary. Google "coordination of benefits."
Source
Are Active Duty soldiers covered with Dental insurance?
I know they get health insurance through Tricare, but how does Dental work? Also, are you eligible for using the health & dental care after you enlist, or after you've started Basic Training? I've been having tooth pain, and I was wondering whether it's worth it just to wait until I've been enlisted (I'm in the process of enlisting anyway) to see a dentist. Otherwise, I could ask dad to pay out-of-pocket but it wouldn't be cheap. One other question - does military Dental also cover endodontist treatment (such as root canals)?
--------------------
yes but only once you have shipped to basic training, not while in DEP. they will only take care of medically necessary stuff, so cosmetic braces are NOT covered ( or even permitted if you pay for them yourself in many circumstances.. you must be non deployable the entire time they are suppsoed to be on.. so only very long schools usually) in any event.. have it looked at anyway. the tooth pain cause may Disqualify you from enlisting until it has been taken care of.
Source
--------------------
yes but only once you have shipped to basic training, not while in DEP. they will only take care of medically necessary stuff, so cosmetic braces are NOT covered ( or even permitted if you pay for them yourself in many circumstances.. you must be non deployable the entire time they are suppsoed to be on.. so only very long schools usually) in any event.. have it looked at anyway. the tooth pain cause may Disqualify you from enlisting until it has been taken care of.
Source
Is dental insurance worth it?
I've heard from some people that it's actually cheaper to pay out of pocket. Has anyone ever calculated it out and seen if it's worth the money or would it be more cost effective just to pay out of pocket?
--------------------
It depends on your policy and your history, and your dental needs. You pay premiums and copays when you have insurance, and most insurances pay out a total of $1000- $1500 per yr, per person. Obviously, if you dont have alot of dental problems and only have to see your dentist 2x a year for check ups, that cost is about $250.00. If you pay more than that in premiums, its better to pay our ot pocket. But if you have alot of dental needs, insurance can be a benefit but remember there is a maximum they pay per year, and once that is met, any additional cost is an out of pocket charge to you as well.
Source
--------------------
It depends on your policy and your history, and your dental needs. You pay premiums and copays when you have insurance, and most insurances pay out a total of $1000- $1500 per yr, per person. Obviously, if you dont have alot of dental problems and only have to see your dentist 2x a year for check ups, that cost is about $250.00. If you pay more than that in premiums, its better to pay our ot pocket. But if you have alot of dental needs, insurance can be a benefit but remember there is a maximum they pay per year, and once that is met, any additional cost is an out of pocket charge to you as well.
Source
Root canal with no dental insurance?!?
ok so my parents dont have dental insurance for me...i def. dont want the tooth pulled because it is a molar and i dont want to look dumb with it gone!! im only 17! there is no chance of saving the tooth because it is so deep that my dentisted filled in because he thinks he mighht have got it in time. I was just going to ingore the pain but i cant anymore...it cant even eat on it because it is so sensitive and when i was flossing today i smelled the floss and it stunk really bad. My parents cant afford a root canal but i cant bare the thought of it being pulled! also...how much do they typically cost...we dont live near a dental school so we couldnt ge tit cheaper or what not also are there payment plans like every month no matter what dentist you go to?
--------------------
if you are only 17 you can sign up for free dental insurance. i didnt live with my parents at 17 they didnt have dental or health insurance on me but i signed up for care source and had to send in paperwork proving my family was low income. but i got a root canal for free and all of my medical bills until I was 19. look into it if you can, the government offers it for free. hope this helps..
Source
--------------------
if you are only 17 you can sign up for free dental insurance. i didnt live with my parents at 17 they didnt have dental or health insurance on me but i signed up for care source and had to send in paperwork proving my family was low income. but i got a root canal for free and all of my medical bills until I was 19. look into it if you can, the government offers it for free. hope this helps..
Source
Im in the national guard and im trying to get Tricare but I dont know who to call.?
I just need the number to a tricare representative so that I can start gettin Tricare health insurance. Does tricare cover everything? Is dental separate? How much does Tricare cost and is it worth it?
--------------------
Tri-care is a great benefit to being in the guard now. It provides affordable health care coverage to single and soldiers with families. This booklet http://www.tricare.mil/mybenefit/Downloa… should provide you with all the information that you are looking for. For a single soldier the cost is around 80 dollars and for a soldier with family it is around 250 per month. Dental is offered through United Concordia and is in addition to this benefit. http://www.tricaredentalprogram.com/tdpt…
Source
--------------------
Tri-care is a great benefit to being in the guard now. It provides affordable health care coverage to single and soldiers with families. This booklet http://www.tricare.mil/mybenefit/Downloa… should provide you with all the information that you are looking for. For a single soldier the cost is around 80 dollars and for a soldier with family it is around 250 per month. Dental is offered through United Concordia and is in addition to this benefit. http://www.tricaredentalprogram.com/tdpt…
Source
Why do we bother with repairing natural teeth and why isn't it covered on regular insurance?
This seems like a very silly question to which I'm sure there will be a lot of silly attempts at answering. However, I am seriously wondering why we bother with repairing teeth. It is nice to have our own teeth, but with the way that they rot and contain nerve endings for current practical reasons unknown to me, if any (what reason we keep the nerves, not why they rot)...it seems silly to bother with putting fillings in them that end up in needing resealing and refilling. Why not just kill the nerves that go up into the teeth, extract the affected tooth, make a mold and with that mold make a synthetic tooth as a replacement? Why do we need to keep patching these inefficient, high maintenance parts? It wouldn't bother me at all to just get rid of the nerves that go into the teeth. What do they really serve that the rest of the mouth can't tell us? The second part to the question is why is dental always apart from regular medical insurance? Do I get hand insurance because they're used more than most every other part of my body? No, why does dental get separated?
--------------------
The synthetic teeth you ask about are called implants. They are painful to have put in, painful to have to pull out the old tooth and cost around $2 to $3 thousand each. Very expensive mouth. Filling a tooth well costs about $2 to $3 hundred and can last 30 to 40 years. You can buy separate dental insurance. It's not included in most policies bacause everyone would get a one year policy, run up a huge dental bill and cancel as it's not usually an ongoing danger like the rest of our bodies.
Source
--------------------
The synthetic teeth you ask about are called implants. They are painful to have put in, painful to have to pull out the old tooth and cost around $2 to $3 thousand each. Very expensive mouth. Filling a tooth well costs about $2 to $3 hundred and can last 30 to 40 years. You can buy separate dental insurance. It's not included in most policies bacause everyone would get a one year policy, run up a huge dental bill and cancel as it's not usually an ongoing danger like the rest of our bodies.
Source
Subscribe to:
Posts (Atom)