Monday, August 8, 2011

for those of you that said $75 is cheap and asked if it was really insurance...?

i am told it is a cigna plan...i have a $20 copay, all routine visits and followups are 100% covered...the deductible is $1000 but my understanding is that is only for non routine appts and procedures...the vision is a "plan" it covers $35 or exan and $250 for glasses contacts ect every other year...they said i pay out of pocket then will be reimbursed. dental has 100% coverage for routine and 80% for more complicated things and 50% for dentures... i am excited that i can afford it... i guess i didnt really ask a question yet...sorry...i will do better next time
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Sound much like what I found when I was looking for coverage on-line. If it were a family plan, I'd say it sounds low. For a single, its about right.
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I need someone to point us in the right direction. My Mom needs help....?

Not sure were to go with this so any help would be great. My Mother is 59 she is a cancer patiant is on kemo for the past 1.5 years.. She is doing well but is very skinny. She needs to put on weight badly but has little to no teeth and is in serious need of dentures or implants... she has GHI dental insurance she is a retired nurse assistant for the V.A... Her dentist said it would be a 6,000 Job but we dont have that kind of money to put up and the insurance will only cover 30% of the 6,000.. My mother can barly pay rent and has 0 dollers toward dental work.. This is a matter of life and death she just needs some way to chew meat and other foods that will put on fat. she collects 200 a month from disablity.. But really needs more money she lives off her retirement and disabilty which is not much.. I really really need to help her gain some weight. we had mothers day dinner last night and she could not even chew her food. I gatta do somthing..
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First off I am very sorry for your mother and you. However Iirc stores like CVS sell dentures. Very cheap as my grandmother needed some.
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thinking of taking a year off schooling before college?

im thinking of taking a full year off nxt year, i graduate high school in june. well first of all my parents dont have money to support my college, and i dont have any money saved so im basically screwed. plus i didnt apply to any colleges either. so i was thinking a community college, but i really want to leave this town :( im tired of it and the people. everyone is the same. so i was thinking of saving up money over the summer and moving somewhere cheap, gettnig a job there. then working day to night and saving up every penny. and i also dont even have like dental or health insurance or anything. i dont have a car..ive been sharing my mothers. i really need dental insurance because...ive always needed braces but ive only been to the dentists like twice in my life and my teeth are really bad, i mean not terrible but it is embarrassing and its really ideal for me to get braces or the invisible braces or surgery for my teeth. (also i had bulimia so they are even worse now) so thats really a big goal i have for myself. im just thinking if its a good idea to take a year off. also i was depressed in school a lot and didnt really care about my grades and i just dont want that to happen again next year and for me to flunk out. i want to just discover myself and get the things that i need (my teeth fixed, a car) and thenill go back to school. idk any advice?
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Sounds like you don't have much of a choice but to skip a year. But my only advice to you is, stay at home if your parents let you, you sound like your from America, not sure what it is like over there but over in UK, its really expensive to move out. If you do move away and get a job for a year you might find it hard to go back to college, with memories of you hating school (because over in England college is exactly the same as school even though they say it isn't). If i were you i would go to college for a few years and then go to uni, because you can get student accommodation and student loans to support you. Also you don't have to go to a close uni you could go to any.. so you would get to move away and discover yourself ... But I'm not sure what it is like in America, but in England you do get student accommodation and student loans, grants etc, and i think everyone is eligible. I think you should stay with your parents. I mean whats the rush, you've got the rest of your life to live : ) xx
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What am I doing to myself?

I have very bad teeth due to having no dental insurance when I was a child. I only saw a dentist 2 or 3 times between the ages of 5 and 16, now I am 25 and I still have no health or dental insurance because I am in college and raising my child. My teeth hurt constantly, it's the first thing I notice when I wake up, they bother me in class, and they keep me from sleeping at night. My pregnancy 5 years ago also took a very bad toll on my teeth, almost every tooth in my mouth I'm sure needs to be pulled and I have some in the back that have rotted all the way up into my gum. To the point: to try and cope with the pain I have taken OTC pain relievers on a DAILY basis for about 3 years. I take everything from aspirin to ibuprofen to (flinch) BC powder. I have at times, taken 10 BC powders or 16 ibuprofens in one day. I have not gotten severely sick or anything yet (just some bladder problems and stomach pains) but I was wondering how bad am I hurting my body? How much longr can ido this?
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Taking too much OTC can cause problems, but the teeth can cause a more severe problem. In cases, it can damage your brain, which can also lead to death. You should go to a dentist immediately, even without insurance, a lot of dentists give discounts to people without insurance, and there are loads of cheap dentists around. You're still young, you should get it done earlier in life as possible. See a dentists soon, Good Luck!
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Help! How can I get over this?

Like many people, we search for "the one". We have certain things that we look for in the other person.....great personality, responsible, fun, trust worthy, honest. We all have things we find attractive...me for instance, I'm a sucker for blond hair, beautiful blue eyes, tattoos. What about the things that can be deal breakers, or...phobias maybe. I'm 35 years old. I've had the very long term relationship (10 years...never did marry or have children), I've been single now for almost 5 years, did my party thing and now, I'm just trying to concentrate on my future. I'd like to have someone to share what I have to offer with. I don't really have a problem getting a mans attention, but I'm not gorgeous by no means. So I meet someone, ends up, we went to high school together, we knew each other, even sat next to each other in classes.....even thought the other was "a cutie" back in the day. We seem to be what the other looks for in a person we want to spend time with, and we're both where we want that "one" in our lives. He's my blond, blue, tattooed guy. We get along great, we can carry on a conversation, share so many interest...it's amazing. Here is my deal breaker I'm trying to get over. I'm not a clean freak by no means, but you can tell when someone is dirty from working...or just dirty. To look at him....he fits the clean category. He even has the most kissable lips....but his teeth are horrible! I so badly want to allow him to kiss me deeply, but all I can find myself giving is just long pecks on the lips. I'm a person that gets turned on by deep passionate kisses.....and I so badly want to kiss him. I grew up with braces on my teeth, I take care of them....and I cant seem to get past it. I know someday he wants to fix them, but he doesn't have dental insurance, and he doesn't make alot of money at all...like so many of us, he barely has enough to keep his own head above water. We've been seeing each other for awhile, and MAYBE.....he could be that "one", so if it got to that point, I do have pretty good insurance, which includes dental, then I could help him. He is embarrassed about his teeth, so I don't really say much. I don't want to hurt his feelings. I know he wants to give me that deep kiss as well.....but I don't know how to get over this. Any advice?
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this is abit of a tricky one. my boyfriend doesnt have perfect teeth and i just sat down and said to him about it and just told him im sorry its just how i feel kind of thing, yeh he did get upset but he got even more upset by the fact i just ***** confront him about it. so maybe try confronting him about it and tell him that you would like to help him so as he can feel alot better about himself and feel better as to how others look at him. fingers crossed things go well for you
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I have a bad toothache, and ibuprophen doent help anymore, can i go to the emergency room?

I dont have dental insurance, but my husband and i got married in january so he added me to his insurance. I donht have pain meds and havent gotten my insurance card yet. Ive been to the emergency room about 2-3 weeks ago for antibiotics and pain meds for my tooth. Can i go back to get more? I should be getting the insurance card soon enough and have been using ibuprophen but its not helping any more. The doctors wont think im just wanting pain meds for fun will they?
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How about paying couple of hundred to see a dentist instead of wasting THOUSANDS of ER resources. The pain meds will not fix the problem. GO TO DENTIST, DON'T WASTE THE ER RESOURCES
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i dont know what to do..i am in my late 20' and my TEETH are really bad. I brush my teeth and floss but it?

seems they are getting weak because the gradually fall out..most of my teeth in the back are out and last night parts of a tooth were coming out of my mouth outta nowhere..i dont have dental insurance..any advice on where i can go or call to get affordable dental insurance thats not expensive..i think i need my teeth pulled and want dentures..cause i am so sick of dealing with this..any feedback would be great.
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damn, you're not much older than me. Maybe medicaid can help you. Other than that i don't know of any other.
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