okay so myboyfriends teeth have been killing him. every single one of his teeth have to b fixed and cared for. he has NO dental insurance at all of any kind and the cost to repair is extremley high. buying insurance is something he is not looking forward to. i know there has to be some possible number to call to that will pay it off for you and u pay back the company monthly or w.e but not the actual dentist. he has a specific dentist he would like to attend but she wants the full cash amounts that being said... is there a number i can call that will gladly pay her the full amount...and send my boyfriend monthly payments??????
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Most dentist offices have what they call "care credit" where you can get a loan for the work done than pay it back later to the company you get the loan through.
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Sunday, August 21, 2011
What is the difference between legal citizenry and illegal citizenry?
And Why Can't Government of Humans fix this inequity? Why Can't Human government fix all the inequities in life? I think if someone hires an illegal alien then they should be held legally and monetarily responsible for that persons entry in to USA citizenry. Here is an example of why hiring illegal aliens is not economically productive for the State of California.... or for any other state, as far as that goes! Joe Legal vs. Joe Illegal You have 2 families... "Joe Legal" and "Jose Illegal". Both families have 2 parents, 2 children and live in California. "Joe Legal" works in construction, has a Social Security Number, and makes $25.00 per hour with payroll taxes deducted. "Jose Illegal" also works in construction, has "NO" Social Security Number, and gets paid $15.00 cash "under the table". ...................... Joe Legal...$25.00 per hour x 40 hours $1000.00 per week makes $52,000 per year. Now take 30% away for state federal tax. Joe Legal now has $31,231.00. Jose Illegal...$15.00 per hour x 40 hours $600.00 per week makes $31,200.00 per year. Jose Illegal pays no taxes. Jose Illegal now has $31,200.00 .............................. Joe Legal pays Medical and Dental Insurance with limited coverage ... $1000.00 per month... $12,000.00 per year. Joe Legal now has $19,231.00. Jose Illegal has full Medical and Dental coverage through the state and local clinics at a cost of $0.00 per year. Jose Illegal still has $31,200.00 ...................................... Joe Legal makes too much money so he is not eligible for Food Stamps or Welfare. Joe Legal pays for food... $1,000.00 per month... $12,000.00 per year. Joe Legal now has $7,231.00 Jose Illegal has no documented income and is eligible for Food Stamps and Welfare. Jose Illegal still has $31,200.00. ......................................… Joe Legal pays rent of $1,000.00 per month ... $12,000.00 per year. Joe Legal is now in the hole... minus (-) $4,769.00 Jose Illegal receives a $500 per month Federal rent subsidy. Jose Illegal pays rent of $500.00 per month... $6,000.00 per year. Jose Illegal still has $31,200.00 ................................. Joe Legal now works overtime on Saturdays or gets a part time job after work. ......................................… Joe Legal's and Jose Illegals children both attend the same school. Joe Legal pays for his children's lunches while Jose Illegal's children get free government sponsored lunches. ................................ Joe Legal's children go home after school. Jose Illegal's children have an after school ESL program which, again, is provided free of charge. Joe Legal and Jose Illegal both enjoy the same Police and Fire Services, but Joe Legal paid for them and Jose Illegal did not pay.
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Interesting and thought provoking question Bilbo. Only a few will openly agree w/your posting of accurate generalizations. But it still is an interesting and thought provoking question.
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Interesting and thought provoking question Bilbo. Only a few will openly agree w/your posting of accurate generalizations. But it still is an interesting and thought provoking question.
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Can anyone recommend me a great orthodontist with good prices in Arlington, TX or the DFW area?
I didn't get the chance to get braces when I was a child, and now, I'd really like to get braces. However, I just moved to Texas about a year ago so I don't know much about any dentists in my area. I live in Arlington, and I am going to be soon acquiring dental insurance. I need to find, primarily, a great orthodontist with decent prices, as I am a full-time college student and would be paying whatever insurance doesn't out of my earnings from my job, which aren't too much. I've heard of fast braces, but I've also heard some not so great things about them and therefore need a recommendation for a solid doctor with a good reputation.
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I was quoted $4500 for mine, But only paid $2200 because of this great plan I have. Then worked out a dental plan with the orthodontist to make it affordable for me while I was in college. All Though Prices may vary since everyone is different. I would encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands of dollars on all services since.. From extractions , xrays, exams, fillings, cleanings, and even my braces. They even had my affordable benefits active in 2 hours and was able to use them the very same day. Good luck and hope this helps.
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I was quoted $4500 for mine, But only paid $2200 because of this great plan I have. Then worked out a dental plan with the orthodontist to make it affordable for me while I was in college. All Though Prices may vary since everyone is different. I would encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands of dollars on all services since.. From extractions , xrays, exams, fillings, cleanings, and even my braces. They even had my affordable benefits active in 2 hours and was able to use them the very same day. Good luck and hope this helps.
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Local anesthesia during pregnancy -is that safe?
I am 28 weeks pregnant and had recently visited my dentist for the extraction of my wisdom tooth which was causing trouble. Meanwhile he said that I need deep dental cleaning and this will be done using anesthesia again. I am not sure if its safe to take anesthesia a couple of times while I'm pregnant. pls advice. Also that I dont have dental insurance, Doc said it will cost me $400, which I can split my treatment n payment into 4/2/1 visits depending on my convenience. Is it costly?
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When you say "anesthesia," do you mean general (being unconscious) or local (shots, Novocaine etc.?) We preformed root canals using local anesthetic on pregnant patients almost daily, no risk factors. I would be somewhat apprehensive about being put out completely while pregnant though.
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When you say "anesthesia," do you mean general (being unconscious) or local (shots, Novocaine etc.?) We preformed root canals using local anesthetic on pregnant patients almost daily, no risk factors. I would be somewhat apprehensive about being put out completely while pregnant though.
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Compensation in lieu of Medical Benefits????
I am considering taking a promising position...However, the new company- a small, local business, is not able to provide medical/dental insurance. They are willing to compensate me if I opt to purchase an individual plan. What is the best option- wait it out for a position that offers coverage or ask to be compensated for an individual plan? Who to go through for insurance? How do I make sure I get the best coverage for my money? How much should I negoiate compensation with my employer?
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Hello. I am working in a small company (13 employees) as the office manager, who handles everything. I know every state - insurance company has different rules. But Small Group Insurance benefits/Individual benefits are very limited. Even your employer reimburse you for the premiums, the benefits are considerably inadequate compared to "Big Company's" benefits. Especially, if you have "pre-conditioned" medical problem... you will most likely have to wait for 12 months after the enrollment to get any coverage for your athma medications/treatments. Is this "prospective employer" will offer the medical insurance in near future? Are they growing? I would not say you need to give up your great opportunity. But if you are going to take the position, I hope the salary is good enough to cover the medical expenses that may occur. (I really hope you stay healthy that makes no difference having a good insurance or inadequate one.) If you are single and late 20's or early 30's. The company will only reimburse you for the premium only, which will probably from $170~$250 per month at most including dental & vision. If I were you.... , I would wait out unless the company is really growing and growing. It is sad to say but there are so much "small company" can offer. I myself would like to get the best medical benefits for my employees/co-workers but we just don't have options to upgrade because we are "Small Company". So Good Luck!!
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Hello. I am working in a small company (13 employees) as the office manager, who handles everything. I know every state - insurance company has different rules. But Small Group Insurance benefits/Individual benefits are very limited. Even your employer reimburse you for the premiums, the benefits are considerably inadequate compared to "Big Company's" benefits. Especially, if you have "pre-conditioned" medical problem... you will most likely have to wait for 12 months after the enrollment to get any coverage for your athma medications/treatments. Is this "prospective employer" will offer the medical insurance in near future? Are they growing? I would not say you need to give up your great opportunity. But if you are going to take the position, I hope the salary is good enough to cover the medical expenses that may occur. (I really hope you stay healthy that makes no difference having a good insurance or inadequate one.) If you are single and late 20's or early 30's. The company will only reimburse you for the premium only, which will probably from $170~$250 per month at most including dental & vision. If I were you.... , I would wait out unless the company is really growing and growing. It is sad to say but there are so much "small company" can offer. I myself would like to get the best medical benefits for my employees/co-workers but we just don't have options to upgrade because we are "Small Company". So Good Luck!!
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Getting married while in college (financial issues)?
Me and my fiance have been together 6 years and want to get married this summer. Our parents have agreed to pay for the wedding, but we are looking into how getting married will change our financial status. How will we get medical, eye, and dental insurance? Will we still be able to get school loans? Can our parents still cosign a loan if we aren't dependent on them? We each take out 20,000 a year in loans for school and we have 4 more years to go before he is a pharmacist and I am a mental health therapist. We dont want to get married and then find out we cant get loans or insurance and not be able to finish college. Any advice???
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you shouldn't have any problems with the loans, but you will have to pay full premiums for health insurance - expect that to cost at least $500-600 a month or more for a married couple that's up to your parents if they want to cosign a loan for you
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you shouldn't have any problems with the loans, but you will have to pay full premiums for health insurance - expect that to cost at least $500-600 a month or more for a married couple that's up to your parents if they want to cosign a loan for you
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Mexico Dentist for my Wisdom Tooth Extraction??? ?
I have no dental insurance and my dentist referred me to a oral surgeon who I cant afford to surgically remove my impacted wisdom tooth. The other one he pulled came out really easy. I hear good things about the dental work just over the boarder. I live within a few hundred miles of the boarder in Texas. Others are telling me I'm crazy but I'm also broke and need to get this done before the skin grows over it. Anyone out there have a good or bad experience to tell me about???
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Think about going to one of the local universities that have a dental school, 3rd year students supervised by teaching professors, sometime just like barber school etc, you get a cheap haircut etc...Crossing the border has it's up and downs, you have to shop around, my wife had a tooth implant done by a Hispanic lady, graduate of Penn State Dental School, cost her 700US our dentist in Sacramento wanted 2400US. My wife had the surgery, she was given antibiotics and has never had a problem.. You have to visit, see where they went to school. I had dental work done in Turkey, and no problems, so it's sometimes where the dentist when to school, most come to the states for their training..
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Think about going to one of the local universities that have a dental school, 3rd year students supervised by teaching professors, sometime just like barber school etc, you get a cheap haircut etc...Crossing the border has it's up and downs, you have to shop around, my wife had a tooth implant done by a Hispanic lady, graduate of Penn State Dental School, cost her 700US our dentist in Sacramento wanted 2400US. My wife had the surgery, she was given antibiotics and has never had a problem.. You have to visit, see where they went to school. I had dental work done in Turkey, and no problems, so it's sometimes where the dentist when to school, most come to the states for their training..
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