Friday, November 5, 2010

What dental insurance can I get if my employer doesn't provide any? Cobra Insurance?

I'm a 23 year old bartender and I have no health or dental insurance. I need to get dental insurance but my employer doesn't provide any. I've heard of Cobra Insurance. I was wondering if anyone knows if I would qualify if I have never had insurance. If so, how much does it cost? Thanks
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Cobra means, staying on your old employer's health plan, at your cost, after you quit or are laid off. This doesn't apply to you. Private dental insurance, I haven't seen any that pay out more than they cost. And health insurance, if you're perfectly healthy and not overweight, a good low/no deductible plan should run you around $250 a month. Talk to a local agent, for local advice, and local recommendations.
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Can I have more than one dental insurance plan?

I currently pay right around $2/wk for dental insurance through my employer. It's an "okay" plan that covers the basics, but if you need heavy dental work done, it'll still wind up being very expensive. What I want to know is if I have one plan that covers 25% of a service, can I have two plans that cover a total of 50% of the service, or even four plans and be 100% covered? I need to have four molars "replaced" either via implant or bridge.
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Yes you can have two dental plans no problem. This would not be illegal. However, the insurance premium that you would pay for dental insurance is quite high and so you will have to calculate which is more cheaper - buying insurance or paying out of pocket to the dentist.
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I need to find a cheap dental insurance that cover's most or all of fillings and extractions?

I need to find a cheap dental insurance that cover's most or all of fillings and extractions, we have no insurance. I am 18, i'm the one looking for one, my mom wants me to find a family plan ( mom 49, me 18, and sister 17). Can anyone help, we cannot find one :(
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You are not going to find any cheap insurances plans that cover almost all of fillings, BUT something you can check out is something called a Dental Discount Plan. They are very similar to dental insurance, and some of them can cut the price significantly. The best one in my opinion is one for www.1dental.com. Their plan starts immediately, they cut the price of fillings significantly (for most people over 50%), and they are very cheap to join ($6.95 for 1 person). But i recomend that over a dental isnurance, because with an insurance, you will have a waiting period where you cannot use the plan, they cost a lot more per month to have, and you have to pay a deductible before their plan kicks in to help you. so just check out a discount plan, you can also take a look at going to a dental school as well, sometimes they can do work for cheap, but they also sometimes have waiting periods. Anyway, i hope that helps.
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Is dental included in child support/court ordered health insurance in Texas?

My daughter's father is dropping her from his dental insurance coverage. Is this ok?
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Read the court order. If dental coverage is required, he must include it. If the order does not specify that dental coverage must be included, he is not required to keep her on dental insurance.
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I need help finding dental insurance in AZ?

I am on the state health insurance (ahcccs) but they do not cover individuals over 21 for dental.. I am in dire need of a cleaning & some fillings but dont have the money to pay for these procedures.. How can I or what sites can I use to get dental insurance for low cost?
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I would encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago when I was in college and they have saved me thousands of dollars over the years on all services. From cleanings, xrays,exams..etc. They even had my extremely affordable plan active in 2 hours and was able to use them the very same day. Hope this helps.
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Please Suggest Great Dental Insurance in Washington State?

I need great reliable dental insurance in Washington state. Can anyone please suggest one or a few. I haven't gone to a dentist in 4 years due to lack of dental insurance.
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If you email me i can give you the website that will save you a ton of money.
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I have dental insurance, but I need root canal done, so do I get a supplemental dental plan?

Several supplemental dental plans available, interestingly, some supplemental dental plans are from my dental insurance company. Can I get supplemental plan from the same insurance company?
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You can easily check your minimal health care rates in internet, for example here - healthquotes.awardspace.info
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