I'm trying to find a New York dental plan that covers all-ceramic dental crowns. Note that I am not looking for dental insurance, but for an individual dental plan. Looking thru various dental plans, I have seen that porcelain crowns with a metal base are covered, but I just can't seem to find a plan that covers all-ceramic. Is this because all-ceramic crowns are considered cosmetic? And, to be specific, when I say "cover," of course I mean "discount" because this is what dental plans offer. Many thanks for your help!
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Yes, but it will depend on your area and hopefully this plan will get you a major discount, I'm in cleveland and it worked insane for me. It's called DentaCard, brand new, only $49 for 12 months. Http://www.dentacard.com ...you just take this membership card to a participating dentist and hopefully you'll save big time (and it's sooo cheap!). Right on the website you can even search for dentists in your area by using your zip code, check it out, let me know if you have any questions.
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Wednesday, March 16, 2011
Dental plan advice? Someone please help!!?
I am currently "shopping" for dental insurance. I am very confused right now. I don't know if a dental work discount plan, or full coverage is better. It doesn't seem like a discount plan would cover what I need done (major stuff like tooth removal and root canal) but it seems like with a full coverage plan I would have to pay a lot, which I can't really do. Can anyone explain some pros and cons? What is a deductible..what does that mean? Do I have to pay it on top of a monthly payment for full coverage? Any type of help will be appreciated! Thanks!
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A deductible is usually an annual requirement. It means until you pay the required amount annually, you will NOT be able to receive any benefit for that year. For example, for you to receive any coverage, you will have to pay that deductible, say the $50, whichever amount is applicable to your plan....and only then will you get the coverage for the exam, x-rays and fillings, etc. SInce it is annual, if you go to the dentist in November, you will have to pay that $50...and then In January of 2010, you will have to pay $50 again just to get the coverage for that year. In other words, until you pay the deductible, your insurance does not kick in for that year. You can go with the discounted plan, if you cannot afford anything else and get the basic work done. Then go to a local dental school or community health care center for a cheaper / affordable price for the other work. Good luck ! Therefore, IT IS an additional expense on top of your regular premium. I would say it is better to start off in the beginning of a year with such plans.
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A deductible is usually an annual requirement. It means until you pay the required amount annually, you will NOT be able to receive any benefit for that year. For example, for you to receive any coverage, you will have to pay that deductible, say the $50, whichever amount is applicable to your plan....and only then will you get the coverage for the exam, x-rays and fillings, etc. SInce it is annual, if you go to the dentist in November, you will have to pay that $50...and then In January of 2010, you will have to pay $50 again just to get the coverage for that year. In other words, until you pay the deductible, your insurance does not kick in for that year. You can go with the discounted plan, if you cannot afford anything else and get the basic work done. Then go to a local dental school or community health care center for a cheaper / affordable price for the other work. Good luck ! Therefore, IT IS an additional expense on top of your regular premium. I would say it is better to start off in the beginning of a year with such plans.
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dental infections?
I have serious dental infections for the last year or so. I have been going to school for last 13 months with a very low income to live off. I have no dental insurance.i have 4 (maybe 5 or 6now) abscess from an x-ray i got 5 months ago. Ive been living in pain for a long time. The pain just goes from tooth to tooth. Ive taken so many anti-biotics that they seem to not work anymore.Some of my serious teeth that hurt are almost fully broken away.The pain has somewhat vanished from some of those teeth but now i got an exposed nerve in another tooth that just hurts very bad. Ive got more anti-boitics and been taking for a week with no luck. I even went to hospital and then froze me and gave me morphine. my question is how long does it take for a tooth to completely stop to hurt if i cant afford treatment? My hole face hurts from the new abscess. will this go away on its own? does anybody know anyway i can get my teeth fixed since i am broke and can hardly afford to eat?this hurts bad. TY
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First, I am sorry that you are in so much pain. Before the infection does damage to other organs, and other teeth that are being decayed and infected by your bad teeth, I propose this: Find a dental school and make an appointment. This is great for people that don't have insurance and/or limited funds. They offer a great FULL service for a nominal fee. I am a dental hygiene student and our fee is only $10.00 - and that is not per visit - that is total - if you need one appointment or 10 - its still a one time fee of $10.00. And you get the best care, because they also provide full care-when you go to a dentist, they only do what time provides. But it sounds like you will need more than what a dental hygienist can provide - you need to see a dentist for the fixing of your teeth - so a dental school is more apt to help you with all of your needs - make some calls and find the one closest to you - they also charge nominal fee's (no more than half ) and again will offer full service. Or: Check out a free clinic (based on income) in your city! I hope this helps - good luck!!
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First, I am sorry that you are in so much pain. Before the infection does damage to other organs, and other teeth that are being decayed and infected by your bad teeth, I propose this: Find a dental school and make an appointment. This is great for people that don't have insurance and/or limited funds. They offer a great FULL service for a nominal fee. I am a dental hygiene student and our fee is only $10.00 - and that is not per visit - that is total - if you need one appointment or 10 - its still a one time fee of $10.00. And you get the best care, because they also provide full care-when you go to a dentist, they only do what time provides. But it sounds like you will need more than what a dental hygienist can provide - you need to see a dentist for the fixing of your teeth - so a dental school is more apt to help you with all of your needs - make some calls and find the one closest to you - they also charge nominal fee's (no more than half ) and again will offer full service. Or: Check out a free clinic (based on income) in your city! I hope this helps - good luck!!
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dental opinion regarding crown /root canals versus implants?
Hi. One by one all of my molars are needing crowns and then 2-5 years later it seems, root canals. I also lost a molar recently where decay formed under the crown. I do not have any dental insurance for major restorative work and do not have a job. This crown root canal process is costing about $3000+ per tooth. I now have a back molar on my lower teeth that has broken off and needs a crown and like my other molars, will probably need a root canal as well down the road. I am thinking that I might just be better off with an implant and to have the tooth extracted. I can get an implant for about $1000 and do need another implant for the recent extraction (where there was decay under the crown). I am thinking this might be a better long-term solution than going through the overpriced crown/root canal process but would like a dentist's opinion. I brush my teeth 2-3 times per day and floss every day. I am using a hydrogen peroxide rinse. I had periodontal disease but it has cleared up and my gums are now healthy. I have always made a big effort with dental hygiene but just don't have very good teeth. I do not have enough saliva so I know that is part of the problem. I also break my crowns from heavy grinding and wear a splint. I am a middle-aged female in good health. I would appreciate a dentist's opinion. Thank you.
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One of the reasons implant restorations are gaining in popularity is because of their long term predictability. Once the impant is placed, it is then restored with a crown. This is often a better long term solution because there is no possibility of additional decay. However, the price you indicated seems low- it is likely the price of the placement of the implant itself. You will likely spend another $1000-$2000 for the restoration. Go see your dentist and ask about implant restoration, making sure you understand the process- most often both an abutment and a crown is needed. In short: an implant replaces the ROOT of the tooth (it does not extend above the gums). The abutment screws into the implant and is what the crown is cemented onto. This mimics what happens when a real tooth is prepared for a crown- we cut all around the outside and the biting surface to make room for the crown- and then call it a prepared tooth or prep. The crown is then cemented on the prep. So, the abutment mimics the prep, and a crown is cemented onto it. Ocassionally one does the abutment and crown in one piece. There are mechanical reasons why this is not typical. I would be cautious is it is advised.
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One of the reasons implant restorations are gaining in popularity is because of their long term predictability. Once the impant is placed, it is then restored with a crown. This is often a better long term solution because there is no possibility of additional decay. However, the price you indicated seems low- it is likely the price of the placement of the implant itself. You will likely spend another $1000-$2000 for the restoration. Go see your dentist and ask about implant restoration, making sure you understand the process- most often both an abutment and a crown is needed. In short: an implant replaces the ROOT of the tooth (it does not extend above the gums). The abutment screws into the implant and is what the crown is cemented onto. This mimics what happens when a real tooth is prepared for a crown- we cut all around the outside and the biting surface to make room for the crown- and then call it a prepared tooth or prep. The crown is then cemented on the prep. So, the abutment mimics the prep, and a crown is cemented onto it. Ocassionally one does the abutment and crown in one piece. There are mechanical reasons why this is not typical. I would be cautious is it is advised.
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Low cost dental in fingerlakes region of NY?
I need to find some sort of dental insurance, I don't have health insurance either so I can't just piggyback from that. I would love to get both but I can't afford the plan available to me at work, and apparently the fact that I could get it through work makes me ineligable for NY's cheaper health plans. Anyway I have bad teeth and I need to be able to see a dentist regularly, and have help paying for what is done...so any suggestions?
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I would strongly suggest a visit to this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they haved saved me thousands since. From cleanings, extractions, fillings...etc. even my braces. They even had my extremely affordable plan active in 2 hours and was able to use it the very same day. Hope this helps.
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I would strongly suggest a visit to this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they haved saved me thousands since. From cleanings, extractions, fillings...etc. even my braces. They even had my extremely affordable plan active in 2 hours and was able to use it the very same day. Hope this helps.
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Dental bonding, would it be best?
When I was a teen I had to have large fillings put in my 4 front teeth, now they are stained and cracked. I hate to smile, as well as having one of them stick out further than the other because my mouth is small, so when my jaw tooth came in it shoved them all out of whack. I have four to 6 teeth in front that I would like to have veneers/dental bonding, something done with. Can someone here recommend something? I don't have dental insurance, so I'll have to use my savings. Thanks in advance for your help.
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Save up for veneers/ crowns. I've NEVER seen a bonding case that looked that great. It'll be worth it in the end.
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Save up for veneers/ crowns. I've NEVER seen a bonding case that looked that great. It'll be worth it in the end.
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I am a Veteran in Need of Dental... Help!?
I just arrived back from Iraq about a year ago and need lots of dental work done on my mouth, but can not recieve dental insurance through my work or school. I am however covered medically through the VA but not with Dental. I don't mind purchasing insurance but I need some that covers me for a lot of work. If it matters, my ETS date is May 21, 2008. I also would not mind paying cash for it but I would have to take out a loan and my credit isn't good enough for that and I can't find a cosigner. Please help a California Veteran of Opperation Iraqi Freedom!
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Do you know specifically what type of work is needed? Is it just minor fillings or major work like crowns & root canals & such? Check into Tri-Care as mentioned. But question the benefits. Some policies will require a waiting period on major work, some up to 12 months. If this is the case, it may not be worth trying to get insurance. If insurance doesn't seem to be feasible, check to see if there is a dental school near you. Dental students at varying levels have certain requirements that must be met. You will have to be evaluated and accepted into their program, but it can save you big $$$. You may also check w/ the VA to see if there are any dentists in your area that may do the work for veterans at a discounted rate or even for free. I think it is a shame that after what you have done that our armed services do not provide you with better care. THANK YOU for serving me & my country.
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Do you know specifically what type of work is needed? Is it just minor fillings or major work like crowns & root canals & such? Check into Tri-Care as mentioned. But question the benefits. Some policies will require a waiting period on major work, some up to 12 months. If this is the case, it may not be worth trying to get insurance. If insurance doesn't seem to be feasible, check to see if there is a dental school near you. Dental students at varying levels have certain requirements that must be met. You will have to be evaluated and accepted into their program, but it can save you big $$$. You may also check w/ the VA to see if there are any dentists in your area that may do the work for veterans at a discounted rate or even for free. I think it is a shame that after what you have done that our armed services do not provide you with better care. THANK YOU for serving me & my country.
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