Pet Insurance Question?

ok, i've been looking all over for affordable pet insurance that will cover the things i want it to is there anywhere that i can get pet insurance for just basic veterinary care not accidents and illnesses... all i want it to cover is dental cleanings, vaccines, flea and tick preventitives, heart worm tests, and the over all exam... i dont want it to cover stuff like accidents, cancer, or other diseases just the basic stuff she needs every year... is this possible because it seems like you can only get coverage over that after you're forking out $40 a month for stuff that might not ever happen... HELP by the way: im trying to find pet insurance for my 3 year old dog who has never been diagnosed with any illnesses
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Pet insurance, yearly premium, is more than what you'd spend on your dog for vaccinations, exam, etc. It's a waste of money.
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